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Middle earners punished

1000 replies

Eucalyptus321 · 25/11/2025 21:18

I am feeling so disheartened and frustrated by how middle earners are constantly suffering at the hands of ridiculous government priorities. My husband and I have a greater household income than other families we know but have less cash in hand due to increased taxes coupled with the fact we receive zero benefits like child benefit or tax free childcare etc. ZERO. If they want middle earners to fund the country thought tax then at least support us with childcare costs. It’s a joke that two parents earning £99k each get childcare funding but parents with one £101k salary and one £25k salary receive nothing. I just need to speak to people who understand the burden of raising a family amidst the current financial climate and then the potential of further tax rises!

OP posts:
Thread gallery
9
tramtracks · 26/11/2025 09:09

Baconbuttymad · 26/11/2025 08:56

Oh really! 🙄
not anyone I know!

my DS in his late 20s earns £42k in a job where he works 10 hour days. You obviously mix in some very wealthy circles.

tramtracks · 26/11/2025 09:10

CurlewKate · 26/11/2025 09:08

Paying tax is not being “punished”.

Hmmm. I think there’s a line at which it then feels like it is.

Christmascarrotjumper · 26/11/2025 09:10

Croakymccroakyvoice · 26/11/2025 09:08

DH earned well over £100k when our children were small. I was a SAHM because I didn't have a career to preserve at that point and I'd have been working to pay for childcare. I certainly never felt poor or punished at that time.

How long ago was this? Has that £100k been inflated away since yours were little? I assume so.

EasternStandard · 26/11/2025 09:10

Iwantmybed · 26/11/2025 09:07

Not immune at all. Tax rises are expected IMO, we should all shoulder the pain of it. The narrative of the Chancellor being the Sheriff of Nottingham/ Boogeyman is tiresome when there is no other way out. Trying to balance a budget and keeping everyone happy is an impossible task.

What happened to one off tax hikes after the last budget?

The ‘wipe the slate clean’ and that was it.

CurlewKate · 26/11/2025 09:10

MaturingCheeseball · 26/11/2025 09:05

Dh lost his job last year. He was treated with contempt at the job centre. Someone with blue hair and a pride lanyard curled their lip at him and made sneery comments. Dh said he was seeing headhunters and they mimicked, “Ooh headhunters “. Dh was quite upset. They should have shaken his hand and thanked him for 35 years of tax paying!

Course he was. Course they did.

Staringintothevoid616 · 26/11/2025 09:10

CurlewKate · 26/11/2025 09:08

Paying tax is not being “punished”.

it sure feels like it when Labour are busy pissing it up against a wall and have zero ability to do anything but destroy the country

Slothisavirtue · 26/11/2025 09:11

justalittlethought · 26/11/2025 09:07

@Beddiem Absolutely this, always tell people that this is the issue. As it is currently in the UK, the unemployment benefits system is below par resulting in people 'having to' go for benefits and/or disability applications. Then they get sucked in and get stuck there forever - such a waste.

Also, the tax burden for average earners is much, much, much lower here than it is in most other European countries. We can't expect a welfare state with good public services without us ALL paying a bit more tax. A bit more tax from the many would be much more efficient than the smorgasbord of taxes proposed or just wanting to tax the top 1%/5%. But Labour know this would mean a loss of voters.

I almost wish that the budget and taxation was taken out of the political cycles and was a cross-party department with more continuity. Same with Education and Health.

Edited

I don't mind paying tax.
I do mind working in a highly responsible/stressful public sector job but having a lower net income than someone who has made it a lifestyle choice to never work more than 16 hours a week

LittleBearPad · 26/11/2025 09:11

CheeseIsMyIdol · 26/11/2025 09:05

Immigration can provide the labour we need. Parents need to stop insisting they are doing is all some selfless favour. There are plenty of humans on earth and no shortage in sight.

No it can’t. The vast immigration seen over the past 5 years has had all sorts of negative consequences including record poll ratings for a right wing populist party, increased racial tension and significant increases in welfare claimants.

And don’t say some mythical points system will sort it as that led to the Boriswave

80smonster · 26/11/2025 09:12

tramtracks · 26/11/2025 09:10

Hmmm. I think there’s a line at which it then feels like it is.

Punitive is what it is.

Pickledpoppetpickle · 26/11/2025 09:12

MaturingCheeseball · 26/11/2025 09:05

Dh lost his job last year. He was treated with contempt at the job centre. Someone with blue hair and a pride lanyard curled their lip at him and made sneery comments. Dh said he was seeing headhunters and they mimicked, “Ooh headhunters “. Dh was quite upset. They should have shaken his hand and thanked him for 35 years of tax paying!

christ, talk about entitlement....people on benefits deemed entitled but tax payers (many of who are also on benefits of some kind) should have their hands shaken wherever they go? hilarious.

Croakymccroakyvoice · 26/11/2025 09:13

tramtracks · 26/11/2025 09:00

The wealthy get wealthy through earnings. Almost all billionaires and millionaires in the UK are self made. It’s double taxation to tax savings and houses which have been purchased using taxed income.

I am in that position. I built a business from scratch and sold it after 20 years. Earning nothing much from the first few years. Then for the next few my taxed earnings paid for childcare. Paid 40% tax in the last 10. Sold, paid capital gains tax on that. Almost all my ‘assets’ or ‘wealth’ as labour like to refer to it, if handed on after my death, will be subject to 40% IHT.

I’m guessing this is a similar picture to others in my situation- in our early 60s - we need our so called ‘wealth’ to see us through retirement and not be a burden on the state - including paying for our own care needs in later life. My wealth isn’t a pot of money I have been gifted - sitting there for labour to dip into at every budget - but apparently it is. To be brutally honest - I wouldn’t mind so much if the spending of it was well thought through and going to the right places. But ultimately, when I die, a large proportion of my ‘wealth’ will have been taxed at around 80% - 40% income tax and then 40% IHT including what’s left of my pension pot. That’s a huge amount of tax I will have contributed through my lifetime - and even having done so - I still feel that Labour (and the Green Party leader) really really dislike you for having built a business, employed people and gained some of what they refer to as ‘wealth’.

They are talking about multimillionaires and billionaires though. Not about people who have just enough put by to cover retirement.

Scottishskifun · 26/11/2025 09:13

I get some of what you mean OP and actually Martin Lewis has shown the same thing the drop off between 100k and 120k does mean people have more expenses because its not tapered.

I'm in Scotland where tax is higher I do pay considerably more per year then my English colleagues.
I'm not at the 100k mark (quite a bit below) and we don't have under 3s nursery funding (unless on benefits then it's 2s funding). Everyone in Scotland gets 3s 30 hours though I think partially because they don't want the paperwork!

I do however get annoyed at the continuous rhetoric that I should always pay more, shoulder more burden. I live in a 2 bedroom house and drive a 10 year old car!
People always view the salary as wooaaahhhhh that's loads not taking tax into account so although it's good it's never double that take home pay of someone on 48k.

I'm watching the budget for salary sacrifice element as I do AVCs as although I have a generous pension it's linked to state pension age which for me will probably be way into I'm 70!

80smonster · 26/11/2025 09:14

CurlewKate · 26/11/2025 09:08

Paying tax is not being “punished”.

One set of people paying the tax is punitive and short sighted. If everyone wants better services, everyone should pay. That’s how Scandi countries manage it, by charging low earners more for the services they use, after all, they are more likely to need them.

EasternStandard · 26/11/2025 09:15

Staringintothevoid616 · 26/11/2025 09:10

it sure feels like it when Labour are busy pissing it up against a wall and have zero ability to do anything but destroy the country

There’s still a few who want to pay more on here, they can, go for it.

Boohoo76 · 26/11/2025 09:15

BringBackCatsEyes · 26/11/2025 07:56

😂I am pretty certain there are many, many tens of thousands of people earning a lot less than that in and around London quite comfortably.

Yes and a lot of them will be receiving UC towards their childcare and housing and/or living in low cost social housing. If you pay for everything yourself, you need a significant income. Some of my colleagues are paying up to £3k in childcare for ONE child.

LittleBearPad · 26/11/2025 09:15

Croakymccroakyvoice · 26/11/2025 09:08

DH earned well over £100k when our children were small. I was a SAHM because I didn't have a career to preserve at that point and I'd have been working to pay for childcare. I certainly never felt poor or punished at that time.

Why is it positive for women to throw away their careers and their financial security because their husband doesn’t believe he is equally financially responsible for the cost of their children’s care?

Slothisavirtue · 26/11/2025 09:16

Boohoo76 · 26/11/2025 09:15

Yes and a lot of them will be receiving UC towards their childcare and housing and/or living in low cost social housing. If you pay for everything yourself, you need a significant income. Some of my colleagues are paying up to £3k in childcare for ONE child.

Exactly
That's the crux of it.

You need an enormous income to have the same lifestyle as someone getting subsidised everything

Iwantmybed · 26/11/2025 09:16

EasternStandard · 26/11/2025 09:10

What happened to one off tax hikes after the last budget?

The ‘wipe the slate clean’ and that was it.

Life happened. Trump waded in with his stupid tariffs unbalancing the global economy, he also made it clear that Russia is Europe's problem now. We have to increase our defence spending.

I'm not loyal to any party but can see the issues. Labour are trying to appeal to everyone and pleasing no one which is problematic.

tramtracks · 26/11/2025 09:17

LittleBearPad · 26/11/2025 09:15

Why is it positive for women to throw away their careers and their financial security because their husband doesn’t believe he is equally financially responsible for the cost of their children’s care?

This has always been my response to men who say it’s not ‘worth’ their wife working as ‘her’ salary is less that childcare costs. Such a sexist and ridiculous way of looking at childcare.

tramtracks · 26/11/2025 09:17

Iwantmybed · 26/11/2025 09:16

Life happened. Trump waded in with his stupid tariffs unbalancing the global economy, he also made it clear that Russia is Europe's problem now. We have to increase our defence spending.

I'm not loyal to any party but can see the issues. Labour are trying to appeal to everyone and pleasing no one which is problematic.

Labour aren’t trying to appeal to me.

Missohnoyoubetterdont · 26/11/2025 09:18

Staringintothevoid616 · 26/11/2025 09:10

it sure feels like it when Labour are busy pissing it up against a wall and have zero ability to do anything but destroy the country

How do you think we should find the money to psy for essential public services then? I’m sorry but I just think these posts about being punished for paying g tax when you are earning amazing amounts of money are just not operating in the real world. I’m sure you all have food in the table, nice houses, nice cars, can afford good quality clothes. But apologies about the £150 theatre tickets. Must be devastating. People cut their cloth accordingly usually and I’m pretty sure you are not shopping in aldi at that wage bracket. Once they are out of nursery things will get better, it’s a tough time for all parents. This too shall pass.

Elsvieta · 26/11/2025 09:18

Christmaspuddingsss · 25/11/2025 22:26

You're out of touch.
Middle earners can easily be £50K a year each.

That's not a huge income when teachers at 21 start on £30K.

Only one person in seven earns £50k or more. So that's still not the middle. And £100k is top 4%.

Baconbuttymad · 26/11/2025 09:18

tramtracks · 26/11/2025 09:09

my DS in his late 20s earns £42k in a job where he works 10 hour days. You obviously mix in some very wealthy circles.

My friend that is not wealthy in London and it’s suburbs!

EasternStandard · 26/11/2025 09:19

Iwantmybed · 26/11/2025 09:16

Life happened. Trump waded in with his stupid tariffs unbalancing the global economy, he also made it clear that Russia is Europe's problem now. We have to increase our defence spending.

I'm not loyal to any party but can see the issues. Labour are trying to appeal to everyone and pleasing no one which is problematic.

Tariffs didn’t do as much as initially thought. Even Reeves has dropped using it as a justification and they would if they could.

Labour happened. They hit growth at the last budget and now need more.

YourAmplePlumPoster · 26/11/2025 09:19

It has always been like this in this country. Those who make an effort are penalised. Not only that but the sneering and envy if you make some money through your own efforts and enterprise. Anyone who has made any money must have it taken off them right away.

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