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Middle earners punished

1000 replies

Eucalyptus321 · 25/11/2025 21:18

I am feeling so disheartened and frustrated by how middle earners are constantly suffering at the hands of ridiculous government priorities. My husband and I have a greater household income than other families we know but have less cash in hand due to increased taxes coupled with the fact we receive zero benefits like child benefit or tax free childcare etc. ZERO. If they want middle earners to fund the country thought tax then at least support us with childcare costs. It’s a joke that two parents earning £99k each get childcare funding but parents with one £101k salary and one £25k salary receive nothing. I just need to speak to people who understand the burden of raising a family amidst the current financial climate and then the potential of further tax rises!

OP posts:
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9
Pickledpoppetpickle · 26/11/2025 08:21

Slothisavirtue · 26/11/2025 08:17

Noone objects to benefits as a safety net

But it's completely reasonable to object to benefits as a lifestyle choice

how do you tell the difference?! And why are some poor people worthy but others aren't? Why should anyone have to discuss their life story to be deemed worthy of welfare support?

Iwantmybed · 26/11/2025 08:21

BringBackCatsEyes · 26/11/2025 08:17

Low wages are the problem. Most people on UC are not living some sort of high life you're imagining. Minimum wage jobs do not pay enough to run a home and support a family.

You are correct there should be a good level of income. However all industries are built on the backs of min wage workers therefore increased minimum wage increases fixed costs of all goods and services which make everything more expensive again and it's a vicious cycle.

dottiehens · 26/11/2025 08:22

Iwantmybed · 26/11/2025 08:15

Unfortunately there is no easy solution to the economic issues in this country and there is no govt party that can "fix" it easily so that everyone is happy. Torys have brought us where are now, Labour can't fix what is broken, Reform are a shit show. LibDems and Greens? I can't see how they'd be better. The world economics are on the floor following a global financial crash and pandemic, energy crisis following Russian invasion, USA tariffs and their financial volatility.

It sucks that grown adults earning a decent wage are struggling to enjoy it and you should be able to moan about it OP but there is no quick fix, it is likely to get worse. The class/ wage level infighting is worthless as everyone feels hard done by. We can only prepare as best we can for our own financial futures.

Oh dear yes, the joys of globalisation.

fluffythecat1 · 26/11/2025 08:23

PodMom · 26/11/2025 08:05

I've always been a Labour voter. Never again. Literally never.

Absolutely. For me, Labour came out of a proud working-class heritage of fighting for workers’ rights including pay and conditions and for greater social equality. The welfare state was a safety net not a lifestyle choice.

MidnightPatrol · 26/11/2025 08:23

Pickledpoppetpickle · 26/11/2025 08:09

oh the joyful irony....people on way above average incomes whining how hard done by they are, moaning about the 'handouts' everyone else receives...whilst seeking a few 'handouts' for themselves. Almost foot-stamping at how unfair it all is. Rarely proud to contribute to a welfare state and everything that means. Rarely able to see the bigger picture of privilege in the current economic climate. What a number the powers that be have done on us, eh?

I think the issue is that taxes on higher earners keep increasing… but those paying for it aren’t seeing improvements in what the state provides, and are actually excluded from much of it.

Not being able to access childcare help has radicalised a lot of people IMO - in most other countries being taxed at this level, you’d have equal access to state funded childcare. In the UK you’re paying the high taxes but have to fund yourself privately too.

It’s not a very good deal!

Croakymccroakyvoice · 26/11/2025 08:23

Anyone earning £100k is by no means a middle earner. Even 2 people together on the median salary would be less than £80k. If you think £100k is middle earning then you are completely out of touch with reality. Do I relish paying more tax? Of course not, but we can afford it where others on median or less absolutely cannot and that's us being over the median but neither of us earn over £100k.

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Middle earners punished
Middle earners punished
Middle earners punished
JustTryingToBeMe · 26/11/2025 08:24

Slothisavirtue · 25/11/2025 21:33

Yanbu.

I don't get benefits, work full time despite disability. Every year get a below inflation pay rise (doing a hard but important public sector job). Have to pay for private dentist and sometimes for private medical care due to waits /inadequate services.

And then I assess applications for charitable grants as a volunteer and realise that someone with a few children can have a higher net monthly income than me working 16 hours a week and claiming benefits. (Have a play around on entitledto.com - it's illuminating) .

This post perfectly sums up the root of the problem. Many many people are working as hard as they can in order to keep a roof over their head, some food on the table and make sure the children are safe. However, unfortunately the benefit system can be a more attractive option. This should not be the case
We need our middle learners to spend money in the economy so it can grow. if they are just taxed more then they don’t have that money to spend and the economy becomes even more of a mess. I’m finding it incredibly hard at the moment to watch this government demonstrate it simply doesn’t understand business economics because at the end of the day running a country is no different for running a large global corporate organisation.
i’m afraid that I think the time has come to have a frank discussion about the welfare estate and the NHS.

Benjithedog · 26/11/2025 08:25

PodMom · 26/11/2025 08:05

I've always been a Labour voter. Never again. Literally never.

This is it in a nutshell. What Labour have now done is open the doors to Reform

LittleBearPad · 26/11/2025 08:25

Croakymccroakyvoice · 26/11/2025 08:23

Anyone earning £100k is by no means a middle earner. Even 2 people together on the median salary would be less than £80k. If you think £100k is middle earning then you are completely out of touch with reality. Do I relish paying more tax? Of course not, but we can afford it where others on median or less absolutely cannot and that's us being over the median but neither of us earn over £100k.

Images from

So you don’t have marginal tax rates of 62% and over 100% when the withdrawal of child care is factored in? How would you feel if you did?

Staringintothevoid616 · 26/11/2025 08:26

Fargo79 · 26/11/2025 08:00

I'll preface this by saying I am completely unimpressed and disillusioned by Labour. But who should we have voted for instead? Which party that was likely to achieve GE victory was honest? Cared about normal people? Was going to invest in public services and address inequality? Throwing silly playground insults around does you no credit whatsoever.

Quite frankly we were much better off with the Tories. Pointing out the absolute ineptitude of Labour is important, maybe if they managed the economy better than your average 5 year old would, the comments wouldn’t seem so “childish”. It was all so so predictable- it was clear they had zero policies that would be effective. Whoever voted for Labour has screwed over the country and paved the way for Reform to get in next. By that time the country will be so screwed people will be falling over themselves to vote for more and more extreme policies and a country so divided that I can see certain parts of the country being no go zones. I anticipate mass deportation along the lines of the US. Withdrawal from internationally treaties.I expect race riots to become common place.violent crime to explode..All this will lead to a massive curtailment of human rights. If I was a person in an ethnic minority I would be scared and probably leave the country. The Lefts agenda is pushing people to think in terms of us and them because it’s punishing the majority from every angle. It’s forcing people in the centre more to the right..

dottiehens · 26/11/2025 08:26

ItsInTheSingingOfAStreetCornerChoir · 26/11/2025 08:18

My mum’s family all live in London. Her aunt, her cousin and her cousins four children who have children. They aren’t on benefits nor do they earn £150k

And?

Staringintothevoid616 · 26/11/2025 08:26

This reply has been withdrawn

This message has been withdrawn at the poster's request

Croakymccroakyvoice · 26/11/2025 08:27

Whatisthisperihell · 25/11/2025 21:29

YANBU where is the incentive to earn anymore. Working hard, long hours paying for childcare just so taxes can go to those that don't.

You do realise that people on low incomes also work hard, long hours and have those same childcare costs right?

ItsInTheSingingOfAStreetCornerChoir · 26/11/2025 08:27

hazelnutvanillalatte · 26/11/2025 08:16

You are eligible to apply for it every 3 years. It's just funds that go toward a holiday

It’s this sort of thing. https://familyholidaycharity.org.uk/holidays/apply-funded-holiday
personally I wouldn’t begrudge someone this every three years. @hazelnutvanillalatte would you swap your life with your friends?

Apply for a funded holiday | Family Holiday Charity

If you’re looking for a funded holiday for your family, or for a family you support.

https://familyholidaycharity.org.uk/holidays/apply-funded-holiday

Kirbert2 · 26/11/2025 08:27

hazelnutvanillalatte · 26/11/2025 08:16

You are eligible to apply for it every 3 years. It's just funds that go toward a holiday

What's the fund called? Just the 'holiday fund'?

CantBreathe90 · 26/11/2025 08:28

JustTryingToBeMe · 26/11/2025 08:24

This post perfectly sums up the root of the problem. Many many people are working as hard as they can in order to keep a roof over their head, some food on the table and make sure the children are safe. However, unfortunately the benefit system can be a more attractive option. This should not be the case
We need our middle learners to spend money in the economy so it can grow. if they are just taxed more then they don’t have that money to spend and the economy becomes even more of a mess. I’m finding it incredibly hard at the moment to watch this government demonstrate it simply doesn’t understand business economics because at the end of the day running a country is no different for running a large global corporate organisation.
i’m afraid that I think the time has come to have a frank discussion about the welfare estate and the NHS.

Didn't the government put up inflation to stop people spending? I thought we were all supposed to be spending less, for the economy to thrive? Could be wrong though, I found all that quite confusing at the time.

Pickledpoppetpickle · 26/11/2025 08:29

Exactly. But it's easy to believe the Tik-Tok hype, the frothing that a disabled person dares to drive a car, the he does on 5 foreign holidays a year and never works' hype than actually think...all whilst reducing their own contributions to the welfare state so they can put their own hands out. Poor people should, apparently, be ashamed of their poverty, no matter what their background, their education or circumstances that have put them where they are. Rich people - because that is what we are talking about - should never have to feel ashamed about reducing their tax liabilities to....gain a handout for themselves. And still they make excuses and pretend their behaviour is OK when the 40 hour a week on minimum wage single mum is expected to shut up and put up. It's beyond ridiculous.

Klipspringer · 26/11/2025 08:29

Benjithedog · 26/11/2025 08:25

This is it in a nutshell. What Labour have now done is open the doors to Reform

And they only have themselves to blame.

Slothisavirtue · 26/11/2025 08:29

Croakymccroakyvoice · 26/11/2025 08:27

You do realise that people on low incomes also work hard, long hours and have those same childcare costs right?

But those who work 16 hours and no more (even when it isn't offered to them) and live off UC emphatically don't work harder .

CantBreathe90 · 26/11/2025 08:30

ItsInTheSingingOfAStreetCornerChoir · 26/11/2025 08:27

It’s this sort of thing. https://familyholidaycharity.org.uk/holidays/apply-funded-holiday
personally I wouldn’t begrudge someone this every three years. @hazelnutvanillalatte would you swap your life with your friends?

In either case, this looks to be a charity and not a benefit, so shouldn't be where OPs taxes are going.

Kirbert2 · 26/11/2025 08:32

ItsInTheSingingOfAStreetCornerChoir · 26/11/2025 08:27

It’s this sort of thing. https://familyholidaycharity.org.uk/holidays/apply-funded-holiday
personally I wouldn’t begrudge someone this every three years. @hazelnutvanillalatte would you swap your life with your friends?

Oh, so a charity.

The government aren't paying for holidays then?

I didn't think so.

Londontown12 · 26/11/2025 08:32

If your living beyond your means you will struggle because your on good earnings !
It's that simple !
Too many people seem to want the biggest house they can buy so both parents then have to work full time then the children have to go into a nursery !
If people bought a more normal sized home the mortgage would be smaller mum or dad could go part time even children might not need to go nursery .
I don't understand why everyone wants it all but is then complaining it's such a struggle live beyond your means if your earning good wages u don't need to struggle !
People on super low earnings their the ones who are really struggling so for u to say they don't understand is beyond me !

Croakymccroakyvoice · 26/11/2025 08:33

Eucalyptus321 · 25/11/2025 21:39

JUST TO CLARIFY I WAS USING THE TWO PARENTS EARNING £99k EACH AS AN EXAMPLE TO SHOW HOW RIDICULOUS THE £100K CAP ON ONE EARNER IS RATHER THAN TWO

I do agree the cap should be based on household rather than individual earnings although I guess that's more complicated with blended families.

BringBackCatsEyes · 26/11/2025 08:33

Iwantmybed · 26/11/2025 08:21

You are correct there should be a good level of income. However all industries are built on the backs of min wage workers therefore increased minimum wage increases fixed costs of all goods and services which make everything more expensive again and it's a vicious cycle.

Having just been applying for jobs I can tell you that it is an employers market - they are advertising for position which need a degree, various levels of experience and knowledge and then "a competitive salary of £26K".

ForCraftyWriter · 26/11/2025 08:34

Minjou · 25/11/2025 21:33

Did you really just say that poorer people can't possibly understand your point?

I think her point will be that the “poorer people” aren’t necessarily poorer at all

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