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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Fuck it - the government will look me

666 replies

Phonicshaskilledmeoff · 09/11/2025 09:05

I am becoming increasingly frustrated with the way our country is run. I love my country, but what on earth can I do to fix it? the Rachel reeves pension and stamp duty rumours have tipped me over the edge.

I believe 90% of our lives is the summation of our own choices. Bar (some of) our own (and families) health and tragic life events, there is very little we can’t choose in this country.

I’m not saying that the playing field is fair - I absolutely acknowledge that some groups face structural barriers that make good choices harder. Others are unaware those choices even exist. That’s where government should step in—not to equalise outcomes, but to equalise access to meaningful choice.

I think we all acknowledge that bad governments are ones that take away choices. This government, however is also taking away choice by incentivising bad choices. Policies should nudge people toward self-sufficiency, not make state reliance easier than self-reliance, or rewarding short-term decisions over long-term

Our Government should be working towards equitable availability of choice (not equal - see below) to make sure those choices are as easy and available to everyone. Policies should be in place to make sure people are encouraged to make the right choices.

I increasingly feel like I make the right choices and think what was the bloody point!

I’m going to wish I never paid into my pension soon and went on holiday instead! Should I just spend my money, move into a smaller house and quit my job. At this point I think I’d be better off.

Jargon Buster - EQUALITY - It’s assumed there is a level playing field and everyone gets the same resources. EQUITY - Everyone gets what they need to succeed, which may mean different levels of support.

OP posts:
Doobedobe · 09/11/2025 12:51

90 percent of our lives isnt down to our own choices though. There is very little you can actually control.
Where you were born
Your parents
Your family
Your school
Your teachers
Your education methods and curriculum
Your IQ
Your looks
Many aspects of your health
Your tax contributions
Youth facilities in your area when growing up
Actions of your friends and family
The company you work for making redundancies
War and famine affecting global markets
House prices
Availability of food
The cost of living
Government spending and changing tax policies
The global crisis in human migration
What time the sun rises and sets
Gravity and physics
Train timetables
Global economic crashes
Food conglomorates

I think there is very little you can control by choice. You can try and make the best choices that you can make, and also influence collectively to push for changes you would like to see.
However, someone who id affected greatly by all or any of the above will not be able to make choices alone that can improve their circumstances. Even with support, their mental state may be too damaged by the issues to make rational and informed decisions. Choices about your future are hard or impossible to make if you are spending the whole day hungry, abused and unloved.

Polaris81 · 09/11/2025 12:52

DuncinToffee · 09/11/2025 12:49

It would stop people frothing about people driving a Mercedes as their mobility car.

Lee Anderson would like to bring back the blue 3 wheeler.

Well, that’s patently absurd.

I don’t subscribe to removal of the scheme - I do like to understand the veracity of some who claim the scheme is being abused though.

Negroany · 09/11/2025 12:53

Woodlend · 09/11/2025 12:49

They pay for the cars - with money they got from the taxpayer. So not self funded at sll
then.

They fund them themselves. That's what I said, and it's right.

Yes, maybe out of some benefits. But, if they didn't fund the car, they could spend those benefits on gin. And in many cases, the car enables them to get to work!

WildLimePoet · 09/11/2025 12:54

PandoraSocks · 09/11/2025 12:49

I have a question. If a person used their child benefit to lease a car, would that mean their car is tax payer funded? Yes or no?

Yes. Unless this said child benefit, is not the type paid into people’s bank accounts taken from taxes or government borrowing in the name of taxpayers and their future productivity. And you have discovered some other kind of child benefit.

Last time I checked all benefits are funded by the taxpayer, or through government borrowing or wuantative easing done in the name of the taxpayer funded- specifically net contributing ones.

It’s basic fiscal reality and math really. No intellectual contortionism required.

Kirbert2 · 09/11/2025 12:55

DuncinToffee · 09/11/2025 12:49

It would stop people frothing about people driving a Mercedes as their mobility car.

Lee Anderson would like to bring back the blue 3 wheeler.

I drive a Mercedes as a motability car because it's a WAV and means that my son, his wheelchair and everything else he needs can be transported safely.

As long as suitable WAV's are available I really don't care what make it is but I certainly didn't pick it based on luxury.

I wish we didn't need it because I wish my son wasn't disabled.

WildLimePoet · 09/11/2025 12:55

Negroany · 09/11/2025 12:53

They fund them themselves. That's what I said, and it's right.

Yes, maybe out of some benefits. But, if they didn't fund the car, they could spend those benefits on gin. And in many cases, the car enables them to get to work!

Finally we agree. Funded by taxpayers. Thanks.

Phonicshaskilledmeoff · 09/11/2025 12:56

ScholesPanda · 09/11/2025 12:49

OP, I am a Labour voter. I agree that people need to make the best of what is given to them and I've tried to do that in my life.

90% of what happens to us isn't caused by choice though. The effects of inequality is evident from a very early age for one thing.

I didn't moan on and on when we had a Conservative government, I just got on with things and made the best of it. If you genuinely can't manage that, maybe you should move abroad as you say you're thinking of doing (have fun in the UAE, which apparently needs an endless supply of expats). Or maybe do what you say- stop working hard and stop paying into your pension.

In my city, there are disabled single mothers who end up with their kids in pretty naff temporary accommodation for years and years. If they were childless men they'd be in a hostel or night shelter, so I guess they're lucky in that sense. There are single people on the state pension living in house shares.

But that probably won't happen to you- you'll make all the right choices on the benefits form and all the magical riches you think these people get will become yours.

we have unequal choices- I think the role of our government is to provide equity. Try to equalise the availability of those choices.

Is there nothing that could be done at an early age that would go a long way towards providing those choices?

Why are those single mothers in those hostels - is it because our government aren’t stepping up to provide choices to get them out?

OP posts:
Negroany · 09/11/2025 12:56

WildLimePoet · 09/11/2025 12:54

Yes. Unless this said child benefit, is not the type paid into people’s bank accounts taken from taxes or government borrowing in the name of taxpayers and their future productivity. And you have discovered some other kind of child benefit.

Last time I checked all benefits are funded by the taxpayer, or through government borrowing or wuantative easing done in the name of the taxpayer funded- specifically net contributing ones.

It’s basic fiscal reality and math really. No intellectual contortionism required.

So, if they didn't buy this tax payer funded car with the child benefit, they could spend all the child benefit on cocaine, and you'd be OK with that? As long as they don't choose to spend it on a car?

EvangelicalAboutButteredToast · 09/11/2025 12:57

Woodlend · 09/11/2025 12:43

The difference between our model and theirs is in their countries (I’m thinking Scandinavia) they tax those with low incomes far more heavily. If Rachel Reeves says she’s doing away with the nil rate band and whacking 10% on the basic rate of tax then they’d be uproar.

People want Scandinavian public services without having to pay for them.

i don’t think most people have a clue what living in Scandinavia is like. I would assume most have never even visited. What people in England don’t want is what we’ve got currently and what they definitely don’t want is to pay more for what we have currently as it deteriorates further.

PandoraSocks · 09/11/2025 12:57

WildLimePoet · 09/11/2025 12:54

Yes. Unless this said child benefit, is not the type paid into people’s bank accounts taken from taxes or government borrowing in the name of taxpayers and their future productivity. And you have discovered some other kind of child benefit.

Last time I checked all benefits are funded by the taxpayer, or through government borrowing or wuantative easing done in the name of the taxpayer funded- specifically net contributing ones.

It’s basic fiscal reality and math really. No intellectual contortionism required.

So then, do you think people should be allowed to spend their benefits as they see fit? Or are you only concerned about how disabled people spend their benefits?

Woodlend · 09/11/2025 12:57

Negroany · 09/11/2025 12:56

So, if they didn't buy this tax payer funded car with the child benefit, they could spend all the child benefit on cocaine, and you'd be OK with that? As long as they don't choose to spend it on a car?

Personally I’d love to see a move to vouchers instead of cash payments to ensure the money is being spent appropriately but recipients would be up in arms!

WildLimePoet · 09/11/2025 12:58

Negroany · 09/11/2025 12:56

So, if they didn't buy this tax payer funded car with the child benefit, they could spend all the child benefit on cocaine, and you'd be OK with that? As long as they don't choose to spend it on a car?

Is that the best you’ve got? Come on, do better. There’s always chat GPT if you’re struggling.

bottledboot · 09/11/2025 12:58

@Woodlend I think vouchers would offset a lot of the negative perception.

Negroany · 09/11/2025 12:59

WildLimePoet · 09/11/2025 12:55

Finally we agree. Funded by taxpayers. Thanks.

Yes, you have started to understand my point.

People have a choice what they spend their benefits on. Some choose the car scheme. For some reason you don't like that. But you agree it would be fine if they spent it all on gin.

What you're really saying is that you think the lives of disabled people should be restricted and they should not be able to live as good a life as, say, you. It's simple envy.

Woodlend · 09/11/2025 12:59

bottledboot · 09/11/2025 12:58

@Woodlend I think vouchers would offset a lot of the negative perception.

And people spend PIP money entirely on therapy and disability goods anyway so it shouldn’t be an issue.

Kirbert2 · 09/11/2025 13:00

Woodlend · 09/11/2025 12:57

Personally I’d love to see a move to vouchers instead of cash payments to ensure the money is being spent appropriately but recipients would be up in arms!

For all benefits or just certain ones?

EvangelicalAboutButteredToast · 09/11/2025 13:00

Is there nothing that could be done at an early age that would go a long way towards providing those choices?

Yes it’s called education and the rights to have an excellent one. If you worked in education you would have your heads in your hands, so definitely don’t do that.

PandoraSocks · 09/11/2025 13:00

Woodlend · 09/11/2025 12:57

Personally I’d love to see a move to vouchers instead of cash payments to ensure the money is being spent appropriately but recipients would be up in arms!

That would be really cumbersome to administer and would cost more than giving people cash benefits. I don't think pensioners would be happy.

YesSirICanNameChange · 09/11/2025 13:00

Woodlend · 09/11/2025 12:57

Personally I’d love to see a move to vouchers instead of cash payments to ensure the money is being spent appropriately but recipients would be up in arms!

What do these vouchers look like? Are you allowed to choose the supermarket? Are you allowed to choose the items? Is it all brought out to you in a big shopping bag that says "COURTESY OF THE TAXPAYER" in big letters so everyone knows you're on benefits?

Everlore · 09/11/2025 13:00

WildLimePoet · 09/11/2025 12:39

What is the relevance of this. Millions on benefits and over 1000 people a day going onto PIP tells you that this is an absolute joke.

Perhaps you need to work on your short-term memory as well as your reading comprehension skills since my post was obviously a response to a previous post of yours in which you wrongly stated that none of those who have Motibility cars work.
I do not have access to the application forms of every successful PIP claimant so I do not feel confident stating that they are all claiming fraudulently. You, however, do seem to have access to all of this sensitive personal and medical information, which is quite concerning as it suggests a potential cyber security lapse at the DWP.
I assume you have all of these details since you are so confident in asserting that none of these PIP claimants should qualify for the benefit. Either that or you are just quoting, without any reliable or verifyable evidence, ridiculous claims and anecdotes about imaginary PIP-claimants you have read on MN and extracting fictitious figures from your fundamental oriphice.

Woodlend · 09/11/2025 13:00

Kirbert2 · 09/11/2025 13:00

For all benefits or just certain ones?

All. Each and every.

bottledboot · 09/11/2025 13:00

Yes. Unless this said child benefit, is not the type paid into people’s bank accounts taken from taxes or government borrowing in the name of taxpayers and their future productivity. And you have discovered some other kind of child benefit.

@WildLimePoet but plenty of those receiving child benefit will be paying taxes & some will even be net contributors!

Negroany · 09/11/2025 13:01

Woodlend · 09/11/2025 12:57

Personally I’d love to see a move to vouchers instead of cash payments to ensure the money is being spent appropriately but recipients would be up in arms!

Not just the recipients. I think it's a disgusting, dehumanising idea.

Do you get paid on vouchers by your employer so they can restrict what you spend your money on? Should pensions be paid in vouchers so those pesky old people don't spend it on fripperies?

WildLimePoet · 09/11/2025 13:01

Negroany · 09/11/2025 12:59

Yes, you have started to understand my point.

People have a choice what they spend their benefits on. Some choose the car scheme. For some reason you don't like that. But you agree it would be fine if they spent it all on gin.

What you're really saying is that you think the lives of disabled people should be restricted and they should not be able to live as good a life as, say, you. It's simple envy.

What I am saying is proving difficult for you to understand. Even though it’s quite simple. The definition of other people’s money vs money you earned. Money given to you by other people is not money you earned.

Kirbert2 · 09/11/2025 13:01

Woodlend · 09/11/2025 13:00

All. Each and every.

Including child benefit and the state pension?

At least that's consistent.