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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Fuck it - the government will look me

666 replies

Phonicshaskilledmeoff · 09/11/2025 09:05

I am becoming increasingly frustrated with the way our country is run. I love my country, but what on earth can I do to fix it? the Rachel reeves pension and stamp duty rumours have tipped me over the edge.

I believe 90% of our lives is the summation of our own choices. Bar (some of) our own (and families) health and tragic life events, there is very little we can’t choose in this country.

I’m not saying that the playing field is fair - I absolutely acknowledge that some groups face structural barriers that make good choices harder. Others are unaware those choices even exist. That’s where government should step in—not to equalise outcomes, but to equalise access to meaningful choice.

I think we all acknowledge that bad governments are ones that take away choices. This government, however is also taking away choice by incentivising bad choices. Policies should nudge people toward self-sufficiency, not make state reliance easier than self-reliance, or rewarding short-term decisions over long-term

Our Government should be working towards equitable availability of choice (not equal - see below) to make sure those choices are as easy and available to everyone. Policies should be in place to make sure people are encouraged to make the right choices.

I increasingly feel like I make the right choices and think what was the bloody point!

I’m going to wish I never paid into my pension soon and went on holiday instead! Should I just spend my money, move into a smaller house and quit my job. At this point I think I’d be better off.

Jargon Buster - EQUALITY - It’s assumed there is a level playing field and everyone gets the same resources. EQUITY - Everyone gets what they need to succeed, which may mean different levels of support.

OP posts:
bottledboot · 09/11/2025 12:34

@Polaris81 you replied to my post with comments not relevant to my post. I asked you to explain what you meant in context to my post twice now. I can't comment until you explain yourself.

Negroany · 09/11/2025 12:34

EvangelicalAboutButteredToast · 09/11/2025 12:20

Ah that would explain the recent thread where RR was apparently planning on stopping people from overpaying into pensions to avoid income tax cliff edges.

I don't know what you're talking about. But you can't "overpay" into a pension. You can pay up to a certain amount with tax relief, anything more than that and the money is taxed as normal. The cap is £60k pa, or your earnings, whichever is lower.

So, I'm not sure what you're referring to.

Everlore · 09/11/2025 12:34

WildLimePoet · 09/11/2025 12:22

Lie. Motability cars are taxpayer funded. Almost one in 4 new cars are taxpayers buying cars for people who don’t work.

For what feels like the millionth time, PIP is a non means tested benefit. One can receive it while being in full time and even highly paid employment. Some of us are, shockingly, simultaneously both lazy disabled benefits scroungers and tax payers!
I don't even have the energy to get into the details of how a PIP claimant gives up their mobility component, which they would be receiving if not buying a Motibility car, to pay for their vehicle so it isn't costing the sainted tax payers any more money. Perhaps someone else can be bothered rehashing this same old argument, it's starting to feel like banging my head against a brick wall when ignorant posters keep rehashing the same tired old myths about PIP every single day.

Legolava · 09/11/2025 12:34

@EastGrinstead You don’t understand what a bot is. Who knew? Tax payers are fed up of funding people to sit on welfare or do the absolute bare minimum. Over 50% of people are now state reliant.

The polls show quite clearly that Labour are very poorly regarded. The only place they are popular is on MN where the majority benefit from state largesse. Either through welfare or the public sector.

People who are unhappy with the government and the kite flying are in the overwhelming majority in the real world. Labour supporters on MN cannot compute this so shout bot because they don’t know what else to say. Let’s not forget the full house of: far right and must be a Reform supporter.

EvangelicalAboutButteredToast · 09/11/2025 12:34

The public should also be aware that by cutting the Motabilty scheme there are likely to be major consequences, to the British Car Industry . This if you consider the industry is propped up by the fact 25% of all new car sales come from Motabilty .

Woah is that true? So taxpayers are propping up the car companies too. Madness.

Negroany · 09/11/2025 12:36

Polaris81 · 09/11/2025 12:29

Out of curiosity, why is Reeves removing BMW’s and Mercedes from the motability fleet?

As has been reported.

No idea, not seen those reports, and I have zero interest in what cars are on the Motabilty scheme.

Polaris81 · 09/11/2025 12:36

bottledboot · 09/11/2025 12:34

@Polaris81 you replied to my post with comments not relevant to my post. I asked you to explain what you meant in context to my post twice now. I can't comment until you explain yourself.

Ok, in which case, perhaps you and I can focus on other posters.

All the best.

WildLimePoet · 09/11/2025 12:36

Negroany · 09/11/2025 12:28

It's not a lie.

They fund them themselves through the portion of PIP that is awarded for that. So, out of their benefits.

But, regardless of that, what do you have against them? Do you think disabled people should be confined to their houses?

The benefits don’t grow on a tree, where they go out in the morning and harvest the £ notes because they inherited the three in their backyard.

That is taxpayer funding. And enough funding to buy new cars. More than the majority of non benefit claiming people in work can afford.

Polaris81 · 09/11/2025 12:36

Negroany · 09/11/2025 12:36

No idea, not seen those reports, and I have zero interest in what cars are on the Motabilty scheme.

Yes, I can link if you need, but as you are not interested, I will leave it.

Negroany · 09/11/2025 12:37

Everlore · 09/11/2025 12:34

For what feels like the millionth time, PIP is a non means tested benefit. One can receive it while being in full time and even highly paid employment. Some of us are, shockingly, simultaneously both lazy disabled benefits scroungers and tax payers!
I don't even have the energy to get into the details of how a PIP claimant gives up their mobility component, which they would be receiving if not buying a Motibility car, to pay for their vehicle so it isn't costing the sainted tax payers any more money. Perhaps someone else can be bothered rehashing this same old argument, it's starting to feel like banging my head against a brick wall when ignorant posters keep rehashing the same tired old myths about PIP every single day.

Exactly!

But apparently I'm a liar 🤷🏻‍♀️

PandoraSocks · 09/11/2025 12:37

WildLimePoet · 09/11/2025 12:22

Lie. Motability cars are taxpayer funded. Almost one in 4 new cars are taxpayers buying cars for people who don’t work.

Access to Motability has nothing to do with employment status. My DH used a Motability car for 20 years to get to work, because public transport was and remains mostly inaccessible to him.

If the Motability scheme was scrapped tomorrow, it would save not a penny. But it would impact the motor industry and the financial contribution Motabilty makes to the Treasury and wider economy. Not to mention the tax contribution from working disabled people.

Polaris81 · 09/11/2025 12:38

EvangelicalAboutButteredToast · 09/11/2025 12:34

The public should also be aware that by cutting the Motabilty scheme there are likely to be major consequences, to the British Car Industry . This if you consider the industry is propped up by the fact 25% of all new car sales come from Motabilty .

Woah is that true? So taxpayers are propping up the car companies too. Madness.

Yes, that’s correct.

redange · 09/11/2025 12:38

Yeah propping up the country and peoples jobs !

Kirbert2 · 09/11/2025 12:38

WildLimePoet · 09/11/2025 12:32

Rather than guessing what people think, let’s just accept the facts. These cars are taxpayer funded.

and those who get the mobility element of PIP (or DLA for their child) will get that money even if they decide against a car for whatever reason.

Negroany · 09/11/2025 12:38

WildLimePoet · 09/11/2025 12:36

The benefits don’t grow on a tree, where they go out in the morning and harvest the £ notes because they inherited the three in their backyard.

That is taxpayer funding. And enough funding to buy new cars. More than the majority of non benefit claiming people in work can afford.

Lie. They're not buying the cars, they are leased.

WildLimePoet · 09/11/2025 12:39

Everlore · 09/11/2025 12:34

For what feels like the millionth time, PIP is a non means tested benefit. One can receive it while being in full time and even highly paid employment. Some of us are, shockingly, simultaneously both lazy disabled benefits scroungers and tax payers!
I don't even have the energy to get into the details of how a PIP claimant gives up their mobility component, which they would be receiving if not buying a Motibility car, to pay for their vehicle so it isn't costing the sainted tax payers any more money. Perhaps someone else can be bothered rehashing this same old argument, it's starting to feel like banging my head against a brick wall when ignorant posters keep rehashing the same tired old myths about PIP every single day.

What is the relevance of this. Millions on benefits and over 1000 people a day going onto PIP tells you that this is an absolute joke.

MNLurker1345 · 09/11/2025 12:39

@plumclafoutis, did you read my later post?

She gets pension credits, attendance allowance and WFA. She is not rich, of course, but she lives comfortably. No she cannot go on holidays as a PP said about her mother, but she can now live within her means. Also, I forgot to say full Council tax benefit.

bottledboot · 09/11/2025 12:39

Over 50% of people are now stage reliant.

But this has been the trend since the 70s and is increasing due to wage stagnation, high housing costs & an ageing population.

85% of pensioners are net recipients which isn't unsurprising.

The figure includes the costs of schooling, NHS costs etc

DuncinToffee · 09/11/2025 12:40

Polaris81 · 09/11/2025 12:36

Yes, I can link if you need, but as you are not interested, I will leave it.

Nothing like that has been officially announced, it is under consideration, looked at as an option.

WildLimePoet · 09/11/2025 12:40

Negroany · 09/11/2025 12:38

Lie. They're not buying the cars, they are leased.

Yes, it’s called buying the lease. You’re really reaching now because you can’t justify the madness of waste. People are not going to accept this craziness much longer.

Locutus2000 · 09/11/2025 12:41

What a sad thread. Getting what you wanted OP?

bottledboot · 09/11/2025 12:41

@Polaris81 so you can't explain then 👍🏼

WildLimePoet · 09/11/2025 12:42

MNLurker1345 · 09/11/2025 12:39

@plumclafoutis, did you read my later post?

She gets pension credits, attendance allowance and WFA. She is not rich, of course, but she lives comfortably. No she cannot go on holidays as a PP said about her mother, but she can now live within her means. Also, I forgot to say full Council tax benefit.

oh what a tragedy. Someone who hasn’t worked and paid enough taxes all their life, only gets to live for free in comfort, but doesn’t get free holidays on top. What is the world coming to. Disgusting.

Woodlend · 09/11/2025 12:43

EvangelicalAboutButteredToast · 09/11/2025 12:26

I’m happy to look at that as a model.

We are becoming a high taxation country alongside expensive food, expensive utilities, expensive transportation and expensive housing. This runs alongside failing infrastructure and a lack of law and order so people feel unsafe. No one voted for this ever.

The difference between our model and theirs is in their countries (I’m thinking Scandinavia) they tax those with low incomes far more heavily. If Rachel Reeves says she’s doing away with the nil rate band and whacking 10% on the basic rate of tax then they’d be uproar.

People want Scandinavian public services without having to pay for them.

Negroany · 09/11/2025 12:43

EasternStandard · 09/11/2025 12:14

What economic theory is the op getting wrong in your view?

Huh?

She hasn't put forward any economic theory, I didn't suggest she had done.

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