Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much you think income tax will rise by?

900 replies

Wonderofwimbledon · 06/11/2025 20:33

We’re absolutely financially at our limit… I’m so incredibly stressed. An income tax rise will break us and we won’t be able to afford it. We won’t have money to eat.

What do you think it’ll be? I just want to curl up and cry- we can’t take anymore increases our bills , mortgage everything has increased we have no spare money at all

OP posts:
Thread gallery
39
Thegreyhound · 08/11/2025 12:53

Rhayader · 06/11/2025 23:10

My best guess is 2p on income tax but reduce NI by 2p so there’s no impact on working people. Only capital gains and pensioners would pay an extra 2p.

Then they will get rid of higher & additional tax relief on pension contributions. Increase (double?) council tax bills for G and H properties and consult on introducing a property tax. Gambling taxes introduced. Pay per mile on EV. Reduce threshold for inheritance tax.

These sound relatively fair which is why I think they probably won’t do them

academicallyblonde · 08/11/2025 12:54

Wonderofwimbledon · 06/11/2025 20:59

This is us - technically middle class professional jobs, but by the time we’ve paid just the basics we have nothing left- I wouldn’t describe us as middle class.

I genuinely feel we’d be better of sacking work off and living off benefits - we can’t live like this.

This is worrying me too. Especially talk of dropping the threshold of higher rate income tax to £45k. I earn £45,300 as a primary school teacher. I am also a widowed parent. Every month I am just scraping by with nothing left over at the end. We haven’t had a holiday for years and I am relying increasingly on my credit card even for paying for food and petrol by the end of the month. I am not entitled to any benefits.

I don’t know what will happen if I am now to be classed as a high earner and taxed accordingly. My salary could definitely be described as comfortable if I had a partner who earned similar. But nothing about my life supports the idea of me being well off. It’s always people like me, who just scrape over the threshold that suffer the most. Earn too much for any financial support but not enough to live without constant fear of affording things.

Polaris81 · 08/11/2025 12:55

PandoraSocks · 08/11/2025 12:43

According to the Times people dependent on benefits make up a core element of Reform supporters. Make of that what you will.

Interesting!

cottonwoolie · 08/11/2025 12:56

Given the polarisation in the debate, would it be broadly accurate to conclude that those who are pro-Labour are in receipt of welfare support, or who have friends/family who are?

I don't think that's true at all. Aren't labour voters normally younger & in recent years London has voted for labour.

Flixon · 08/11/2025 12:57

@academicallyblonde. I hear you. And as the single earner in a family it’s bloody hard.

cottonwoolie · 08/11/2025 12:58

According to the Times people dependent on benefits make up a core element of Reform supporters. Make of that what you will.

Which makes sense, presumably a lot are older, are the Times classing those on state pension as dependent on benefits? Immigration worries a lot of Reform voters so I assume a lot will be disenfranchised and blaming immigrants for their woes.

cottonwoolie · 08/11/2025 13:00

That's not surprising. Their policies are Trumpian / populist, and are based around stopping immigration and spending much more money on essential public services and much less on stuff like asylum hotels.

It's completely unworkable but can see why it appeals

It appeals because a large part of the electorate wants to believe in unicorns.

Polaris81 · 08/11/2025 13:01

cottonwoolie · 08/11/2025 12:56

Given the polarisation in the debate, would it be broadly accurate to conclude that those who are pro-Labour are in receipt of welfare support, or who have friends/family who are?

I don't think that's true at all. Aren't labour voters normally younger & in recent years London has voted for labour.

One wonders why the Labour back benches revolted over last summer’s attempted welfare reforms?

Hence my earlier post.

EasternStandard · 08/11/2025 13:03

cottonwoolie · 08/11/2025 12:56

Given the polarisation in the debate, would it be broadly accurate to conclude that those who are pro-Labour are in receipt of welfare support, or who have friends/family who are?

I don't think that's true at all. Aren't labour voters normally younger & in recent years London has voted for labour.

Why did backbenchers stop the welfare reforms?

cottonwoolie · 08/11/2025 13:03

The biggest issue is an ageing population and that our policies haven't accounted for that. I can't think of another country that has a healthcare model & pension model with such little contributions by the public. And then the fucked up housing market which became our economy has compounded things.

Flixon · 08/11/2025 13:05

Reform is attractive to people on benefits because it peddles the line that the problem in the UK is ‘foreigners’ and ‘immigrants’. Sadly people buy into this, and think therefore that Reform is the ‘answer’.

The Reform manifesto is complete fantasy, much of it is illegal, and the rest is economic nonsense. However, like the Brexit campaign , it has big finance behind it and a knack for finding politically attractive slogans and tapping into the anxieties of those who are not able to look behind press / social media statements. I am also very afraid of Reform.

Lkjjr · 08/11/2025 13:05

WunTooThree · 08/11/2025 12:49

Then the people moaning about getting squeezed for more tax should also take responsibility for their own lives too.
The tax they pay is out of their control, just like the cost of food and housing going up for people who are struggling to pay it is too.

If you are facing paying more tax, step up and take responsibility. Get a better job.

The people moaning (us) are the net providers. We pay enough tax as it is and unlike those who are stuck on low pay forever we have ambition to improve and get better pay.

Yes we do work wne try and get better jobs. They should to. Stop relying on us. He responsible for yourself

cottonwoolie · 08/11/2025 13:06

Why did backbenchers stop the welfare reforms?

I'm not sure why that is relevant to my post? I'm not a labour backbencher, why do you think they did @EasternStandard?

cottonwoolie · 08/11/2025 13:06

I personally think it was a huge mistake to reverse the cuts.

PandoraSocks · 08/11/2025 13:07

EasternStandard · 08/11/2025 13:03

Why did backbenchers stop the welfare reforms?

Some of the reforms went through. The PIP elements were removed. They were not well thought out at all, would have loads of unintended consequences and were anathema to a lot of Labour supporters, not just Labour supporters on PIP as pp likes to claim.

EasternStandard · 08/11/2025 13:08

cottonwoolie · 08/11/2025 13:06

Why did backbenchers stop the welfare reforms?

I'm not sure why that is relevant to my post? I'm not a labour backbencher, why do you think they did @EasternStandard?

It’s relevant because of your post a few up. Labour MPs want to keep voters, so those receiving benefits are important enough to them to stop the welfare reform.

EasternStandard · 08/11/2025 13:09

cottonwoolie · 08/11/2025 12:56

Given the polarisation in the debate, would it be broadly accurate to conclude that those who are pro-Labour are in receipt of welfare support, or who have friends/family who are?

I don't think that's true at all. Aren't labour voters normally younger & in recent years London has voted for labour.

This post.

It doesn’t tally with what Labour are doing, presumably from pressure over votes.

Polaris81 · 08/11/2025 13:10

PandoraSocks · 08/11/2025 13:07

Some of the reforms went through. The PIP elements were removed. They were not well thought out at all, would have loads of unintended consequences and were anathema to a lot of Labour supporters, not just Labour supporters on PIP as pp likes to claim.

Do you think that the government will try again? But based on them being better thought out.

WunTooThree · 08/11/2025 13:11

Lkjjr · 08/11/2025 13:05

The people moaning (us) are the net providers. We pay enough tax as it is and unlike those who are stuck on low pay forever we have ambition to improve and get better pay.

Yes we do work wne try and get better jobs. They should to. Stop relying on us. He responsible for yourself

Who will do the low paid jobs if every left to do better?

I used to do a low paid job. I did not need top ups as things were more affordable. Now they are not, and top ups are needed. That is not the fault of the people needing those top ups.

cottonwoolie · 08/11/2025 13:12

@EasternStandard are you saying younger voters aren't more likely to vote labour or London hasn't seen a shift?

I don't quite understand the logic that because backbenchers were against reforms the majority of labour voters have to be on benefits?

BionicWomansAnkle · 08/11/2025 13:14

WunTooThree · 08/11/2025 13:11

Who will do the low paid jobs if every left to do better?

I used to do a low paid job. I did not need top ups as things were more affordable. Now they are not, and top ups are needed. That is not the fault of the people needing those top ups.

Then people can’t afford those ‘things’ and have to make do with other ‘things’, I’m sure a mugger thinks it’s fine to take someone’s wallet so they can afford nicer things - but it’s not fine.

EasternStandard · 08/11/2025 13:15

cottonwoolie · 08/11/2025 13:12

@EasternStandard are you saying younger voters aren't more likely to vote labour or London hasn't seen a shift?

I don't quite understand the logic that because backbenchers were against reforms the majority of labour voters have to be on benefits?

I’d say there’s a mix, but welfare pressure did overturn the £5bn cuts and MPs would have been concerned about votes.

London does tend to vote Labour as you say, younger generally but Greens will likely start to pick those up and Reform gets following on SM with (male) younger groups.

The drop in support looks substantial for Labour rn so it depends how it maps out.

mugglewump · 08/11/2025 13:16

When I was studying Alevel economics, I remember learning that the basic rate of tax was 33p in the £1. Thatcher only managed to reduce the basic rate of income tax because she sold off all our industries and utilities (that's been a great success, I'm sure you'll all agree). Now there is nothing to sell off, plus we have to afford the shambles of Brexit (costs us £850M per week as opposed to EU membership which was £350M). So this is why tax has to go back up.

WunTooThree · 08/11/2025 13:16

BionicWomansAnkle · 08/11/2025 13:14

Then people can’t afford those ‘things’ and have to make do with other ‘things’, I’m sure a mugger thinks it’s fine to take someone’s wallet so they can afford nicer things - but it’s not fine.

What can you have other than housing if you can't afford to rent anymore?
Live in a tent?

Claiming benefits is not a crime so please don't equate it with it being a mugger. Is that what you really think of claimants?

PandoraSocks · 08/11/2025 13:17

Polaris81 · 08/11/2025 13:10

Do you think that the government will try again? But based on them being better thought out.

Edited

Depends on the out come of Timms.

https://www.gov.uk/government/collections/the-timms-review

The Timms Review

This page brings together publications related to the Timms Review of Personal Independence Payment (PIP).

https://www.gov.uk/government/collections/the-timms-review

Swipe left for the next trending thread