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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DP upset with me after I made a comment about money - AIBU

90 replies

greyleopards · 16/10/2025 21:41

DP earns a decent income but doesn’t really have any savings. To be fair, he’s had a few unexpected expenses lately, so saving has been difficult for him. I’m not too worried about how he spends his money as we don’t live together or share finances yet. He’s asked to borrow money a couple of times recently, not a huge amount, £20 or so. The last time was on Monday when he asked if he could borrow £30 until payday on Friday. I didn’t mind because he always pays me back quickly. But he annoyed me tonight.

He bought something for his house (I won’t say what) but it was the wrong item, so now he has to order a different one. It’s too late to return it. I suggested he try and sell it on Facebook Marketplace or somewhere to try and get some of his money back. His reply was “what’s the point it was only £20”. I said he could sell it for a tenner and he came back with “a tenner is nothing”. So I replied, "well, it is when you've got no money” … now he's not talking to me. Was I wrong / horrible?

OP posts:
Blueskies77 · 17/10/2025 13:37

I don’t know how old you both are but if you’re mid 20s and over and he doesn’t have any savings and obviously is asking you for money then the relationship isn’t going to go well in the future. I might be cynical but 2 people need to be financially aligned to work. He’s already poor with money and taking advantage of you. You are getting into a slippery slope with agreeing to him borrowing money, irrelevant of how much. I’d knock that on the head and honestly wouldn’t want to move in with him.

TotallyUnapologeticOmnivore · 17/10/2025 13:48

It's up to your partner how he spends his money, it's up to him whether he tries to recoup a small financial loss, but no way should he ask to borrow money from you. If you continue this relationship, keep in mind that it's an indulgence you will need to pay for, like a gym or wine club subscription, and regularly review whether you are getting your money's worth.

Sugargliderwombat · 17/10/2025 13:51

If he has a decent income I would BET, he does have money but he's a complete stinge and his money is tied up in an account somewhere. He'd rather borrow from you than dip into his savings or investment. Doesn't bode well for the future does it. Start saying no and see what happens.

Jenkibuble · 17/10/2025 14:21

greyleopards · 16/10/2025 21:41

DP earns a decent income but doesn’t really have any savings. To be fair, he’s had a few unexpected expenses lately, so saving has been difficult for him. I’m not too worried about how he spends his money as we don’t live together or share finances yet. He’s asked to borrow money a couple of times recently, not a huge amount, £20 or so. The last time was on Monday when he asked if he could borrow £30 until payday on Friday. I didn’t mind because he always pays me back quickly. But he annoyed me tonight.

He bought something for his house (I won’t say what) but it was the wrong item, so now he has to order a different one. It’s too late to return it. I suggested he try and sell it on Facebook Marketplace or somewhere to try and get some of his money back. His reply was “what’s the point it was only £20”. I said he could sell it for a tenner and he came back with “a tenner is nothing”. So I replied, "well, it is when you've got no money” … now he's not talking to me. Was I wrong / horrible?

He is in the wrong.....

Stop bailing him out and then he may realise the worth of £10!

More than anything, it s clutter round the house. Im selling on vinted for this reason (£ helps too)

Cucy · 17/10/2025 14:24

This isn’t about money.

This is about a man who doesn’t like a woman having an opinion.

Run for the hills.

Hellohelga · 17/10/2025 14:24

I wouldn’t be with someone who borrowed from me.

MrsJeanLuc · 17/10/2025 14:27

MissConductUS · 16/10/2025 21:43

Don’t marry this one.

This in spades.

You are not financially compatible.
Don't combine your finances. And don't even dream about having a baby with him.

If having children is part of your long term plan, then move on and look for someone more financially responsible.

exaltedwombat · 17/10/2025 17:55

'£20 until payday', promptly repaid, is a complete non-issue. Take it out of the discussion.

Crinkle77 · 17/10/2025 18:26

Don't move in with this guy. You'll end up paying most of the bills, you'll be subbing him and possibly hidden debt.

Helga55 · 17/10/2025 18:56

Christ, make sure he ‘double bags’ …

KayMarie121 · 12/01/2026 10:36

A £36k nhs wage amounts to £2000 take home pay per month. If you don’t have savings that’s soon swallowed up in rent, bills & food. It’s not that straight forward as saying ‘they have a good job, where does it go’. Speaking from personal experience!

babyproblems · 12/01/2026 10:37

I would very much struggle to fancy a man who had to borrow £20 from me

InterestedDad37 · 12/01/2026 10:54

Tell him how many red flags he could buy with £10 or £20. 🚩🚩🚩🚩🚩

WhyamIinahandcartandwherearewegoing · 12/01/2026 13:17

Start saying no to the handouts and see if he changes his opinion on ‘only £20’ then.

better still, throw this one back, not worth the grief!

Nogimachi · 21/04/2026 14:13

Good grief, he is showing a total lack of respect and responsibility.

Does he pay you these small loans back, or are they “too small” to be worth worrying about?

How old is this man? If out of full time education I would cut your losses and find someone solvent with a sense of morals who is able to both earn and budget/save. It’s not much to ask for.

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