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Share your dilemmas and get honest opinions from other Mumsnetters.

To think putting vat on private healthcare when many people use it because the NHS won't treat them is monstrously cruel

362 replies

DervlaGlass · 30/09/2025 08:10

I know so many people who have had to pay for cancer diagnostics or new joints because they couldn't obtain care from the NHS. Not rich people - people who have to take out bank loans to fund it.

What is wrong with labour.

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13
Pharazon · 30/09/2025 09:42

Pharazon · 30/09/2025 09:41

Ideologically there is a vast difference between charging fees on private schools and on universities. From a Marxist analysis perspective, private school parents are class enemies, and students are not.

I meant VAT of course.

MyDownstairsLooisHaunted · 30/09/2025 09:43

@Pharazon

There are a lot of things that weren't in the manifesto that seem to be coming to pass.

They pledged to 'not raise taxes for working people' but Rachel Reeves how now publicly rescinded that statement saying its on the table

https://www.theguardian.com/politics/2025/sep/29/rachel-reeves-confirms-she-no-longer-stands-by-pledge-not-to-raise-taxes?utm_source=chatgpt.com

Widening the application of VAT to other goods and services is not scare mongering, its a progressive step in applying VAT across the board.

Just because its not in the manifesto means absolutely nothing. They will probably still bring it in because they are looking to raise revenue from all sources, so why should these be off the table? are they not also choices for those that can afford it?

It's hypocritical to just single out private schools as taxable choices but keep other choices off the table.

Rachel Reeves confirms she no longer stands by pledge not to raise taxes

Chancellor says ‘world has changed’ and UK not immune to effects of wars, US tariffs and higher borrowing costs

https://www.theguardian.com/politics/2025/sep/29/rachel-reeves-confirms-she-no-longer-stands-by-pledge-not-to-raise-taxes

Bumblebee72 · 30/09/2025 09:45

MyDownstairsLooisHaunted · 30/09/2025 09:43

@Pharazon

There are a lot of things that weren't in the manifesto that seem to be coming to pass.

They pledged to 'not raise taxes for working people' but Rachel Reeves how now publicly rescinded that statement saying its on the table

https://www.theguardian.com/politics/2025/sep/29/rachel-reeves-confirms-she-no-longer-stands-by-pledge-not-to-raise-taxes?utm_source=chatgpt.com

Widening the application of VAT to other goods and services is not scare mongering, its a progressive step in applying VAT across the board.

Just because its not in the manifesto means absolutely nothing. They will probably still bring it in because they are looking to raise revenue from all sources, so why should these be off the table? are they not also choices for those that can afford it?

It's hypocritical to just single out private schools as taxable choices but keep other choices off the table.

If she's going to increase VAT should do remove the zero rating for food. That would raise a lot, its really hard to evade, and really gives the message of us all being in it together.

Algen · 30/09/2025 09:46

Bumblebee72 · 30/09/2025 09:38

Of course. When you hear that the Minister is probably already clearing their desk.

That isn’t a uniquely Labour thing, though, it’s been the case in all governments as far back as I can remember

Upstartled · 30/09/2025 09:47

Bumblebee72 · 30/09/2025 09:45

If she's going to increase VAT should do remove the zero rating for food. That would raise a lot, its really hard to evade, and really gives the message of us all being in it together.

It's interesting that you mention that. Apparently one of the reasons why the treasury hasn't collected as much into the kitty this year as they expected from the sale of food, is that people are switching to zero rated food in an effort to cut their food budgets.

PandoraSocks · 30/09/2025 09:48

Speculation is pointless. We all know the budget will be nasty, but worrying about rumours is a waste of energy. It keeps the Mail supplied with clicks, I suppose.

Viviennemary · 30/09/2025 09:49

Jc2001 · 30/09/2025 08:31

Rubbish. I would say a huge majority of people who have private health cover have it because it's a perk through their work. Nothing to do with being elitest. Stop projecting your own sense of inferiority.

I disagree. People are opting for private because the NHS waiting lists are so long. And not only rich people are using their life savings for operations.

Pharazon · 30/09/2025 09:50

@MyDownstairsLooisHaunted hypocrisy has nothing to do with. You target taxes where they will raise the most money and lose you the fewest votes (or even possibly gain votes such as with the tax on school fees).

Upstartled · 30/09/2025 09:51

'Frothing' Pandora, is there any need to be so rude? Of course people who have been failed by the NHS are concerned about this.

OldTiredMum1976 · 30/09/2025 09:51

My SEN child would not be in school if we didn’t pay for private. She couldn’t cope. Her private school
bend over backwards to make accommodations for her - she has matrons and a counsellor on tap when she needs it, we don’t get fined if her absence level is high, if she can’t make it into school one day she can join lessons virtually or the teachers send all the work home. This is what she needs and the only way she can access education. State school would just fine us until we ended up home educating. She would then have less of an education, learn no social skills and I would have to give up my job. We barely scrape by paying her school fees - last week I skipped dinner 3 times so I could give what we had left in the fridge to the kids. I couldn’t afford a shop until payday this week. We aren’t rich and many, many parents paying for private education are in the same boat. I would never ever vote for Labour.

Upstartled · 30/09/2025 09:52

Viviennemary · 30/09/2025 09:49

I disagree. People are opting for private because the NHS waiting lists are so long. And not only rich people are using their life savings for operations.

Yes, we've used it so that we can continue to work. Saving the NHS money and maintaining our tax contributions too.

PandoraSocks · 30/09/2025 09:54

Upstartled · 30/09/2025 09:51

'Frothing' Pandora, is there any need to be so rude? Of course people who have been failed by the NHS are concerned about this.

I have reworded as it was not my intention to offend people who are genuinely worried.

TorroFerney · 30/09/2025 09:55

Soontobe60 · 30/09/2025 08:27

Most people pay for private education and healthcare because they see it as an elitist thing to do. Let’s be honest here, they think they’re better than the rest of the plebs because they have more money.

Oh me and my bupa, elitist twat that I am.

Southshore18 · 30/09/2025 09:57

MyDownstairsLooisHaunted · 30/09/2025 09:20

That's absolutely not the case here and is an assumption many people make. It is simply not the case in all counties and is different across the country.

Even just getting an ECHP is a huge challenge for many and takes many years of pushing and challenging. In the meantime kids are left to be marginalised in mainstream school whilst they wait and you're left dealing with the academic and psychological fall out from that. One family I know had to wait 3 years to get an ECHP.

In my DSs class, over 50% of the kids have a SEN requirement and the parents are scraping the fees together to keep them there. Parents were trying to get the local council to fund their places at private school but they refused and said provision could be made to support them in mainstream education. They lasted about 6 months before they had to pull their child out as their mental health was deteriorating and the teachers didn't know or didn't want to know how best to support them.

all my DC have EHCPs. One in a private special school. I am well aware how the system works :)

Goldenbear · 30/09/2025 09:58

tiredangry · 30/09/2025 09:38

Labour relies/relied on growth.

The very presence of Labour stunts growth.

we’re fucked

No, the Conservatives were the cause of that with no post Brexit growth plan and 14 years of austerity pummeling GDP per capita and causing a decline in economic growth. Unfortunately, this casts a long shadow and much of it is irreparable.

P00hsticks · 30/09/2025 09:59

Bumblebee72 · 30/09/2025 08:45

Labour have lost any sense of reality. We have a budget coming up in a month and they have no idea how they are going to raise the money to fund what they have spent. The Reform policy of allowing private health care to be tax deducted makes far more sense and incentivises the right behaviour.

If Reform ever did get in and carry out what they say they're going to, their policies will bankrupt the country in the first 100 days.....

Their numbers just do not add up

Bumblebee72 · 30/09/2025 10:01

Goldenbear · 30/09/2025 09:58

No, the Conservatives were the cause of that with no post Brexit growth plan and 14 years of austerity pummeling GDP per capita and causing a decline in economic growth. Unfortunately, this casts a long shadow and much of it is irreparable.

But increasing barriers to employment and jobs taxes don't exactly help. They were meant to be trying to turn it around not push us off the edge.

Bumblebee72 · 30/09/2025 10:02

P00hsticks · 30/09/2025 09:59

If Reform ever did get in and carry out what they say they're going to, their policies will bankrupt the country in the first 100 days.....

Their numbers just do not add up

Hopefully we will survive long enough to get there to find out.

MyDownstairsLooisHaunted · 30/09/2025 10:02

Pharazon · 30/09/2025 09:50

@MyDownstairsLooisHaunted hypocrisy has nothing to do with. You target taxes where they will raise the most money and lose you the fewest votes (or even possibly gain votes such as with the tax on school fees).

Both are consumer choices based on perceived wealth advantage.

Therefore both have the option to have VAT applied to them otherwise it is ideologically hypocritical choice.

The potential VAT revenue from UK healthcare is projected to be £2.5Bn per annum. The VAT revenue on private schools is £2Bn. Imperically healthcare would raise more revenue.

Your argument is not logical.

Annoyeddd · 30/09/2025 10:03

The NHS and state schools would run perfectly fine if it wasn't for the proportion of users who are difficult to care for or educate.
There are a significant proportion of NHS patients who are there from their own doing (alcohol, tobacco, drugs, dangerous sports etc) or because of poverty and accommodation related problems which the private sector does not have to deal with.
Also in education the private sector is selective (either academically or by type of child/family).

SoftCyanWool · 30/09/2025 10:04

Bumblebee72 · 30/09/2025 09:45

If she's going to increase VAT should do remove the zero rating for food. That would raise a lot, its really hard to evade, and really gives the message of us all being in it together.

People already can’t afford to feed themselves. Food being 20% more expensive would completely ruin the lives of a huge portion of the country.

HighLadyofTheNightCourt · 30/09/2025 10:05

Soontobe60 · 30/09/2025 08:39

😂😂😂
Most people I know work in education - I can’t think of any free perks we get through our jobs. (unless you call getting a free school dinner if you do a lunch duty a perk)

Edited

My DH works at a university and gets heavily discounted private healthcare for all of us. Not everyone who uses it is super rich and some organisations do offer it as part of their employment package.

Bumblebee72 · 30/09/2025 10:06

Annoyeddd · 30/09/2025 10:03

The NHS and state schools would run perfectly fine if it wasn't for the proportion of users who are difficult to care for or educate.
There are a significant proportion of NHS patients who are there from their own doing (alcohol, tobacco, drugs, dangerous sports etc) or because of poverty and accommodation related problems which the private sector does not have to deal with.
Also in education the private sector is selective (either academically or by type of child/family).

Ok so you're great solution to the NHS is not have sick people. Maybe you also solve the benefits system by not having poor people.

MyDownstairsLooisHaunted · 30/09/2025 10:06

Southshore18 · 30/09/2025 09:57

all my DC have EHCPs. One in a private special school. I am well aware how the system works :)

You don't seem to know how it works across the country though. Different councils have different approaches to ECHPs and funding in place.

Other people are sadly living with a very different experience.

twistyizzy · 30/09/2025 10:07

Pharazon · 30/09/2025 09:42

I meant VAT of course.

You mean that the children are but adults aren't. Children can't vote (yet) so are fair game. Students at university = adults so their education can't be taxed.