To ask what you think of this joint income?

[Fineapple1]

Joint income of 7596 including child benefit

verdict…
more than enough
enough
could be better

i know it’s dependent on outgoings but but as a general income.

‘Taking money from tax payers’ …. Do you use the nhs, drive on roads etc? Surely we all take from the tax payer directly or indirectly in some way. I’m assuming OP is a contributor!

You're not going to be destitute by payday then.

Depending on your mortgage, pension and hobbies try and save some.

@Cyantist I thought it was before pension deductions & the threshold only moved this year...

Its a huge income.

You must realise you are way over average.

Why are you asking?

You've evidently never been near the breadline

We make around that, 2 kids (soon 3), I don’t really work and we live well. We’ve never been flashy, apart from my pink car, that’s genuinely our biggest spend - but I deserve her after all the childbirth 🤣. I think we’re doing great! But our baseline for our childhood is poverty. In our area, lots if people earn way more, but when I showed my kids the house we grew up in they were genuinely horrified when I told them we shared rooms and six kids lived in a 3 bed.

No - it's definitely 60k after pension deductions.
We both got rises around the time the changes took place. It changed in April 2024 and we both started new jobs around that time (and they paid a bit less at that time we started them). Prior to that DH earned around 55k. So he still had to do a tax return every year but still didn't have to repay anything as his income was below the 50k threshold after pension contributions

Of course 7596 after tax and pension in the UK is a good income. The majority of households aren’t taking this home.

Mumsnet baffles me it really does.

I don't know what you want from this post OP. It is a lot of money by most people's standards.

More than enough

Surely you must know that your mortgage is extremely low compared to most?

Crazy post. Average UK salary around £31k. Of course you're doing well, as if you needed to ask.

Depends
For some its a fortune but for others its not enough

Little boastful perhaps

Glad you said this…I was reading all of the “it’s not bad” comments and thinking….whaaaaat?!

I spend that a week on coffees, sorry OP, could you take in some ironing for pin money? Sell Avon? 😐

Fucking loads. Absolutely fucking loads.

No, I stopped getting it when my own salary exceeded 50k. So no idea how OP gets it. Our incomes now are 65k and 60k.

That sounds absolutely lovely! Enjoy!

Then you absolutely can get CB. Whoever earns £65k, you can add £5k to your pension and not pay back any CB. You will have an extra £2k a year.

I'm thinking I'd like that income very much....

More than enough. How good your income is doesn't depend on how good it shit you are with your money. That is objectively more than enough.

We get £7400 per month.
Our mortgage is 2200, childcare is 750, and we don't get child benefit. 2 kids, 3rd on the way. We're very secure financially, looking at making extra payments on mortgage to reduce the term.

I'd be putting more in pension or throwing it at your mortgage, if you've resecured savings after refurb.

Why though? Why are you asking? Now that most people have told you what you must already know (unless you are astoundingly dim), what will you do with that information?

And the OP knows that...