To be so sick of being broke?

[PrincessC0nsuelaBananaHammock]

This is pretty much just a moan really. I'm already doing everything I can to try and improve our situation financially. Although nothing's working atm. 😑

Both DH and I work full-time, on minimum wage. Me 45 hours per week, him between 40-50 depending on the week. And we still can't make ends meet. I'm talking having about £50 left in the bank 2 days after payday because all the bills have come out.

Not entitled to any benefits as earn too much for UC (on MW? 😐). Kids are grown up (22 and 18) but still living at home. DD1 is in college and on UC and waiting to see if she's entitled to PIP for her autism. DD2 is starting uni next month and works part-time herself.

I'm just so fucking sick of the cost of everything. To the point I'm questioning whether I can afford to buy a £6 pack of Benadryl for my fucking hayfever! 😡

Applying for multiple better-paying jobs every week and getting bloody nowhere! Urgh.

unless it’s video gaming as WFH you don’t need to top speed - you should get over a gbps for under 30

blondes - the poster is locked into a contract with her supplier till January. She’s taking part in a trial and her cost won’t increase. And quite honestly I don’t think she should be coming off it as she’s investing in her health just like everyone else currently wondering how to rob Peter to pay Paul, of max their cards out to pay for their pens.

And I believe there’s a lot of historical debt being paid off from Covid times that’s making monthly bills much higher.

I note an obsession with middle class people as they’ve been mentioned several times already by the OP. In my sector, someone applying for a job with people management responsibilities at team leader level would be considered if they can evidence they have had supervisory responsibilities elsewhere. Those are transferable skills useful in many industries. If you think those kind of roles are reserved for privileged people you are very wrong.

True tho if really struggling saving £100 a month …….
I wonder if these cheap deals /trials for pens will go up with the huge price rise in sept

Jesus Christ. You forgot the hair shirt.

Can you get some help restructuring your debts ?

Step Change or another charity ?
Can you negotiate with your suppliers ?
Are they all one 0% ?

my husband has the opposite approach to money and we spent on barely anythign and it utterly broke me and made me so stressed I went into psychosis

Any chance you could renegotiate your debt repayments? I used to work for Citizens Advice and we could often do a lot better than individuals in getting repayments down. I know it’s not ideal but might give you some breathing space.