Who’s going to pay our pensions in 20-30years if the UK keeps its birth rate low and also restricts immigration?

[AlertEagle]

posted from another forum
Serious question. The UK’s birth rate is well below replacement level, meaning fewer young people entering the workforce. At the same time, the political mood seems pretty anti-immigration, even though immigration is one of the only things that’s kept the tax base stable.

State pensions are paid by current workers’ National Insurance contributions, not some magic fund. So… what happens when there’s a huge retired population and not enough working-age people to support them?

Will the government raise taxes, increase the retirement age, cut pensions, or eventually U-turn on immigration just to prop things up?

Feels like a ticking time bomb no one’s really addressing. Curious what others think, is anyone actually planning for this?

Or are we as a nation willing to give up state pensions if it means less immigration?

London

t's becoming impossible to manage. Many elderly people in care homes require 24/7 assistance. A single caregiver can only look after a few patients, and while care is already expensive, offering competitive wages makes it financially unsustainable. The result is likely to be even worse care in the future.

It’s time we have an honest conversation about euthanasia. People should have the right to choose a dignified death rather than face the prospect of spending their final years in underfunded institutions, looked after by staff who are underpaid, overworked, and often unmotivated. Some may prefer to leave their home and savings to their children rather than spend it all on care they never wanted in the first place

Is that you, Rachel?

And there we have it
Already

Could you possibly take some responsibility for your own future?

Funny enough, it's often people with houses and money who don't want to go into care homes. Their children look after them for as long as possible and manageable. People without assets are usually the first to enter the care system and don’t make life difficult for their children, as they don’t have anything to lose.

And ironically, the biggest complaints about care homes often come from the children of those who don’t pay for their car
e.

But would euthanasia be counted as suicide if it’s voluntary? My home insurance and life insurance won’t pay out if I am in any way responsible for my death. So my family would get nothing and be left with a large mortgage. So how does that work then?

@EggnogNoggin Are you asking me to cite stuff when you refuse to? 😆😆

When you get old you need more support That's always been the way

But it becomes a problem when you have more old than young

But your life insurance or home insurance won’t cover you if you develop early-onset dementia, for example, and end up in a care home.

Believe me, you don’t want to end up in a care home anyway.

It’s time we have an honest conversation about euthanasia. People should have the right to choose a dignified death rather than face the prospect of spending their final years in underfunded institutions, looked after by staff who are underpaid, overworked, and often unmotivated.

But a dignified death costs money doesn't it? I thought Wes said we couldn't afford assisted dying.

I'm saying I'm not citing a source for stuff that's easy to find online.

If you want to, or if you want to discuss it further with me, go ahead and find some sources to counter it.

Otherwise I'm closing this conversation with you and restating my opinion amd having my final say that the evidence demonstrates that most immigrants are a net drain on the public purse.

People dont want or like dense housing, people complain its bad for us

There are not swathes of unemployed yet employable UK people not willing to work

The people that are long term, chronic unemployed are unemployable.

In answer to your OP, OP I thought our population was increasing year on year and decade on decade so I dont think there is anti immigration, all governments regardless of what they say are pro immigraiton, for exactly this reason

I'm saying I'm not citing a source for stuff that's easy to find online.

But it's not easy to find online that the vast majority of immigrants are a net drain hence why I asked!! Google tells me that's not true....

Otherwise I'm closing this conversation with you and restating my opinion amd having my final say that the evidence demonstrates that most immigrants are a net drain on the public purse.

Except you won't link to any said evidence...
😆😆

Genuinely I must be out of the loop, how are young people/parents self-funding university?

Why are you so invested in killing old people? Have you watched Logan’s Run too many times or something?

Genuinely I must be out of the loop, how are young people/parents self-funding university?

The loan is means tested based on parental
income. The gov expects parents to help.

I don’t know the exact costs, but logically, they must be minimal compared to the expense of 24/7 care.

I want to decide my future while I still have my mind. I worked for a few months in a hospital and visited care homes with patients a few times, so I have a decent understanding of what it’s like. I know for certain that I would prefer a dignified death over living without my mind or the ability to care for myself in a care home.

I would rather leave my house to my family than have it go toward care I don’t even want.

I want to choose my life—and my future.

@Shittyhouse I was surprised to read that too and though the same but I'm thinking they are comparing the costs of having doctors sign off the assisted dying bit, administer it vs letting someone lie in a bed wasting away unable to eat or drink much.

It's the dignified bit that's expensive as it will mean following procedures etc.

This is the major incoming issue. There does t seem much preparation anywhere.

www.bbc.co.uk/news/articles/ce8zn66k8rdo.amp @Shittyhouse

But it’s pretty awful to suggest to someone that due to the system failing them in old age, that it might be best for them to be euthanised…

I don’t care about what other people choose or who will or won’t pay for their care.

I know what I want—and what I don’t want—for myself. Everyone should have a choice.

My personal preference is to die with dignity rather than end up in a care home or make my family suffer because they’re forced to look after me.

There’s no point in threads like this one unless we’re willing to think about real solutions.

And the first solution should be to care for your elderly relatives at home, as many people do in other countries—if the relative chooses to stay at home until the end.

1.27 million immigrants claim UC. This should be a priority of our government.