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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
Thread gallery
5
BlackCatGreyWhiskers · 21/07/2025 13:25

Mrsttcno1 · 21/07/2025 13:23

But what actually is your point then?

If you were a single parent with your earnings & childcare then you would have been entitled to UC too, so they haven’t “got one over on you”.

The only reason you weren’t entitled is because you had a partner who was earning above the threshold, so you still had more money than they did. What exactly is it that you’re bothered about here?

I was above the threshold for UC, actually. I would have been better off to earn less.

OP posts:
eqpi4t2hbsnktd · 21/07/2025 13:25

It's madness. Working families in the middle are squeeze to fuck to pay for all the tax dodgers and the work dodgers...

SoSoLong · 21/07/2025 13:25

Ok, so it looks like everyone is berating OP because she's so much better off then a poverty stricken parent on UC. Therefore if life as a working parent is so much more comfortable, we should encourage parents on UC to go to work when the child is 1, same as a working parent, no? Seems logical to me.

BlackCatGreyWhiskers · 21/07/2025 13:26

@SoSoLong yes. Precisely my point - there is no expectation for them to work. It’s not the same as a prohibition. Crack on if it’s so great.

OP posts:
UnemployedNotRetired · 21/07/2025 13:26

Until the late 1990s (or later?) the relevant age was 18, no need to look for work at all for a lone parent on benefit.

eqpi4t2hbsnktd · 21/07/2025 13:27

SoSoLong · 21/07/2025 13:25

Ok, so it looks like everyone is berating OP because she's so much better off then a poverty stricken parent on UC. Therefore if life as a working parent is so much more comfortable, we should encourage parents on UC to go to work when the child is 1, same as a working parent, no? Seems logical to me.

But why work when you get paid to stay at home with your kids... most of us would love to have spent 3 years with each kid.... and not paid towards nursery.

Mrsttcno1 · 21/07/2025 13:27

BlackCatGreyWhiskers · 21/07/2025 13:24

Please also direct me to where I’ve said it’s “cushty” my point is and was, that they’re not expected to work with young children, whereas women with a job, in employment can’t make that same choice.

Course you can, you could choose not to work just the same way those women can.

Winterwonders24 · 21/07/2025 13:27

CatsorDogsrule · 21/07/2025 12:33

People on UC won't have the career and pension advantages that those returning to work have.

You have the same choice - worse prospects by quitting and going on UC, or better prospects by returning to work.

Shouldn't be an option

RepoTheGeriatricOpera · 21/07/2025 13:27

ChristOlive · 21/07/2025 13:23

After childcare, student loans and mortgage, we have very little left over. We also barely saw our kids, so have both gone part-time for very little financial loss. My husband is a GP and I’m a dentist - do you think it’s great for society that so many NHS dentists are going part-time? Nobody in my practice works full-time.

So thanks for the thoughts and prayers. Maybe spent some of those thoughts on how economically ineffective our benefits and tax structures are instead.

Fantastic that you were able to make those choices for yourself and your family.

Morgenrot25 · 21/07/2025 13:27

ChristOlive · 21/07/2025 13:02

I have nothing against benefit claimants. I think the system is wrong though, as does OP and many others. Are we not allowed to discuss that?

What specifically do you think is 'wrong' exactly? 🫣

Mrsttcno1 · 21/07/2025 13:28

BlackCatGreyWhiskers · 21/07/2025 13:25

I was above the threshold for UC, actually. I would have been better off to earn less.

If you were taking home £1500 and paying £800 in childcare as a single parent you were entitled to £200ish per week UC.

Morgenrot25 · 21/07/2025 13:28

ChristOlive · 21/07/2025 13:04

No, but it feels like working and building a career is increasingly pointless in the UK, particularly if you have children.

Don't do it then.

Devilsmommy · 21/07/2025 13:28

BlackCatGreyWhiskers · 21/07/2025 13:24

Please also direct me to where I’ve said it’s “cushty” my point is and was, that they’re not expected to work with young children, whereas women with a job, in employment can’t make that same choice.

Yes they can. They can leave and claim UC themselves. But funnily enough they wouldn't do that because they would be taking a huge hit to their finances to do so. Also, just because they don't have to work until baby is 3, doesn't mean that they all stay at home until they are 3. Many would try and get employment because as a pp said you'd be much better off financially if you were working with the UC top up if you didn't earn a lot

BlackCatGreyWhiskers · 21/07/2025 13:28

@Morgenrot25 what is wrong is literally in the thread subject.

OP posts:
spoonbillstretford · 21/07/2025 13:29

TizerorFizz · 21/07/2025 13:05

@spoonbillstretford It’s not up to employers to pay for children! Do you want every business in the country to go bankrupt! Just become a country with the state operating everything and no companies making money at all? The issue is probably that the op works in a low paid job or part time. It’s not economic to have 2 in childcare. Only £1200? In London it’s £2000 a month for one. All decisions to continue working are based on economics. It’s better for some to see working as a loss leader so future earnings improve a lot. Or don’t have 2 dc. Get back quicker. UC limits parents but they haven’t had great careers they wish to keep.

It's up to employers to make full time work pay, is the point I was making.

At the moment the taxpayer is subsidising employers to not pay people properly so they require in work benefits to get by.

BlackCatGreyWhiskers · 21/07/2025 13:29

Mrsttcno1 · 21/07/2025 13:28

If you were taking home £1500 and paying £800 in childcare as a single parent you were entitled to £200ish per week UC.

I seem to recall the UC threshold was 30k and I earnt £35k.

OP posts:
Morgenrot25 · 21/07/2025 13:30

drpepper2 · 21/07/2025 13:08

@ChristOlive they always call it “benefit bashing” so no, I don’t think we’re allowed to discuss this topic 🙄

What else is it? Also, there's no such thing as 'they' here. 🫣

EmeraldShamrock000 · 21/07/2025 13:30

You'll be in a much better position in a few years. I understand that you are frustrated, working for nothing.
It will stand out for you in the future.
Afaik the parents who don't work have very little to live on, on benefits.

LadyKenya · 21/07/2025 13:30

spoonbillstretford · 21/07/2025 13:29

It's up to employers to make full time work pay, is the point I was making.

At the moment the taxpayer is subsidising employers to not pay people properly so they require in work benefits to get by.

This is what people like the OP should be focusing on. As usual they attack the wrong people.

Kbroughton · 21/07/2025 13:30

On the flip side my brother has a profound genetic disability. He cannot and will not every be able to work. He is 'transitioning' to UC and the burocracy around it has been ridiculous. We have had to show three forms of ID and the list has to include bills with his name on. He lives with my parents. When we rang up to explain they suggested a credit card bill! We had to go in person to prove his existence, and he has to communicate via a web portal and receive important information via there. if he doesn't log on every four weeks his account will be disabled and he may lose his benefits. He cant read or write. My brother has my parents and me, but what about people who dont. It shouldn't be this hard for people who will never be able to work.

Pickledpoppetpickle · 21/07/2025 13:31

Seymour5 · 21/07/2025 13:17

Sadly those attribute aren’t present in everyone.

As a single parent I have always taken pride in working and providing for my children. And I did that in receipt of tax credits. I had a disabled child, to be clear, claimed DLA as well. Without tax credits, I couldnhave paid my bulls and childcare. The CMS didn't get a penny out of my ex in 16 years. What would you have had me do?!

spoonbillstretford · 21/07/2025 13:32

eqpi4t2hbsnktd · 21/07/2025 13:25

It's madness. Working families in the middle are squeeze to fuck to pay for all the tax dodgers and the work dodgers...

Indeed, including for all the employers not paying people enough to get by so they have to claim benefits while working full time.

ChristOlive · 21/07/2025 13:32

RepoTheGeriatricOpera · 21/07/2025 13:27

Fantastic that you were able to make those choices for yourself and your family.

It’s not fantastic for society though, is it? Less tax into the coffers and less availability of core staff.

The whole benefits and taxation system in this country is screwed. As I said, nothing against benefit claimants or people making the system work for them (as we do), but the system itself is dreadful. Why disincentivise working? At both ends of the spectrum?

cadburyegg · 21/07/2025 13:33

4pmwinetimebebeh · 21/07/2025 13:15

The thing I don’t understand is the free holiday clubs for people on UC. A colleague works 3 days a week but gets free clubs all week for her 3 kids. Meanwhile I’m paying £70 a day for my two like a fool! I understand getting some help for the days you need (but not free) but free childcare on your days off is a joke.I’m

It’s the administrative cost that would be involved in working out how many days somebody works vs the days in holiday clubs etc. You’d have to pay somebody to do that. Also, free holiday clubs are not offered to everyone on UC - only those who are earning very little. They are also limited in the hours and days they can offer, at least in my area.

CatsorDogsrule · 21/07/2025 13:33

4pmwinetimebebeh · 21/07/2025 13:15

The thing I don’t understand is the free holiday clubs for people on UC. A colleague works 3 days a week but gets free clubs all week for her 3 kids. Meanwhile I’m paying £70 a day for my two like a fool! I understand getting some help for the days you need (but not free) but free childcare on your days off is a joke.I’m

The free clubs is usually a way to provide free meals during the school holidays. At least that's what I see where we are. They are a half day of sports activities and an included lunch, so are a health initiative too.

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