Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
Thread gallery
5
ChristOlive · 21/07/2025 13:10

Morningsleepin · 21/07/2025 13:09

Why do the right wing have such a begrudging mentality of race to the bottom? It is in everyone's interests for children to have the best upbringing possible as there will be less crime and miserable.

So why is it ‘best’ for children of the unemployed or very rich to stay home, but those of middle earners have to go to nursery?

Oatcat · 21/07/2025 13:11

Time is a luxury. Many working parents are 'scraping by' financially, and also seeing their children for snippets of time. I see tons of buggies go past my home around 6pm. Those parents will have raced home from work, do pickup, food, bath and then it will likely be their child's bedtime.

Frankly people are naive if they don't believe that their is a proportion of society who don't use benefits as a lifestyle choice...

ChristOlive · 21/07/2025 13:12

RepoTheGeriatricOpera · 21/07/2025 13:10

Quit your job and rely on the state then.

I have a mortgage and a career now, so I’m trapped into it. But if I was just leaving school I’d be struggling to see the point of striving for a career. Which, presumably, is why so many thousands of young people are NEET nowadays.

ChristOlive · 21/07/2025 13:13

Oatcat · 21/07/2025 13:11

Time is a luxury. Many working parents are 'scraping by' financially, and also seeing their children for snippets of time. I see tons of buggies go past my home around 6pm. Those parents will have raced home from work, do pickup, food, bath and then it will likely be their child's bedtime.

Frankly people are naive if they don't believe that their is a proportion of society who don't use benefits as a lifestyle choice...

It’s a luxury only afforded to the very rich or very poor. It’s just not fair. I hope changes are coming.

BlackCatGreyWhiskers · 21/07/2025 13:13

Whosenameisthis · 21/07/2025 13:07

You’re incorrect in your net gain calculation.

you haven’t included pension contributions. Sick pay, maternity pay, salary sacrifice, life insurance (aka death in service)

it may not be money in your hand, but if you were to pay all those things yourself it would add up. Life and critical care can be £100 a month, pensions £600, and if you went sick and couldn’t look after your child then what?

add in the decrease in real terms to your salary if you do go back to work. You’ll be nowhere near the salary you’d be on had you stayed, so that adds up to a pretty big financial loss.

Childcare is not the only difference.

If I was paying £600 pcm into my pension I’d be paying what - 20% of course that wasn’t happening!

What do you mean if I got sick? How does being employed help with childcare when you’re ill?

OP posts:
LadyKenya · 21/07/2025 13:14

ChristOlive · 21/07/2025 13:12

I have a mortgage and a career now, so I’m trapped into it. But if I was just leaving school I’d be struggling to see the point of striving for a career. Which, presumably, is why so many thousands of young people are NEET nowadays.

'Trapped' that is an interesting word to use about your situation 🤔.

TizerorFizz · 21/07/2025 13:14

Yes. I went part time too after DD1 30 plus years ago and earned what you are! So you aren’t that well paid! My take home was £1600 with £800 for childcare back then. However you make the decision to keep working because you will keep your foot in the door! I didn’t work at all after DD2 because of hours required and DH was running a decent sized company. I did miss it but life is a series of choices and opportunities.

Dsis went on UC and has next to nothing. She gave up a great job with nhs but didn’t want go back at all and preferred having little money! Many women prefer to keep going and keep the career going.

4pmwinetimebebeh · 21/07/2025 13:15

The thing I don’t understand is the free holiday clubs for people on UC. A colleague works 3 days a week but gets free clubs all week for her 3 kids. Meanwhile I’m paying £70 a day for my two like a fool! I understand getting some help for the days you need (but not free) but free childcare on your days off is a joke.I’m

ForWittyTealOP · 21/07/2025 13:15

Oh who has time to care? Mind your own business! Benefits for parents (effectively almost always mothers) have always been used as a political football. The age of your child where you need to go back to work used to be high when it suited, to make unemployment figures look better. Now we're in the age of social security as punitive and moralising, it's low so that governments can look like they're being tough on those who have been rebranded as scroungers.

Look at the employment market right now and tell us it's a good idea for parents of babies and toddlers to enter the fray. It would make things even worse.

HappyNewTaxYear · 21/07/2025 13:16

Username0900 · 21/07/2025 13:00

I used to have similar views to what you do OP as me and my DP have a child and whilst we both work and receive a little UC as we are low earners, i still went back to work after maternity leave and we struggled with childcare etc until my DD went to school.
Then there was my friend, she had her DC and was on UC for 3 years. Her bills were paid and she had money left over each month, she got childcare vouchers when her DC turned 2 and sent them to a lovely nursery as she had the time to drive the extra distance to this nursery compared to the local one i had no choice in using. She took her DC on lovely days out while everyone else worked and ill admit i was jealous.
But the thing is she couldn't go back to her original job as the shift patterns were all over the place & she couldn't find a suitable job around childcare. She had 0 support as she has no family and DC's dad didn't stick around.

So essentially she brought up her DC on her own and gave them an amazing early childhood, her alternative would have been to find a minimum wage job, pay most of those wages to childcare, increase her stress by working and being a single parent with no chance of rest bite.

I genuinely can't blame her for claiming the UC and not getting a job for 3 years when she was entitled to it can you?

It’s not rest bite, it’s respite.

Again the state picks up the bill for a useless man.

Mrsttcno1 · 21/07/2025 13:16

If you were the only parent earning £1500 and paying £800 for childcare then you were also eligible for UC.

If you weren’t the only parent then your point is moot really because if you had 2 unemployed parents then one of them would have to work/meet the work requirements in order to claim UC, so they’re just in the same position you are except with a partner who brings in less money meaning as a household they are entitled to UC.

BlackCatGreyWhiskers · 21/07/2025 13:16

TizerorFizz · 21/07/2025 13:14

Yes. I went part time too after DD1 30 plus years ago and earned what you are! So you aren’t that well paid! My take home was £1600 with £800 for childcare back then. However you make the decision to keep working because you will keep your foot in the door! I didn’t work at all after DD2 because of hours required and DH was running a decent sized company. I did miss it but life is a series of choices and opportunities.

Dsis went on UC and has next to nothing. She gave up a great job with nhs but didn’t want go back at all and preferred having little money! Many women prefer to keep going and keep the career going.

I’m not a high earner - I think my salary was £35k - but it’s not “low” it’s around the average FT salary and I was PT. The fact it’s an average salary and yet the net gain of me returning to work was so low only further illustrates my point. This is the choice the average person is faced with.

OP posts:
RepoTheGeriatricOpera · 21/07/2025 13:17

ChristOlive · 21/07/2025 13:12

I have a mortgage and a career now, so I’m trapped into it. But if I was just leaving school I’d be struggling to see the point of striving for a career. Which, presumably, is why so many thousands of young people are NEET nowadays.

"Trapped" with a career and a mortgage so you can't have a life on benefits.

Thoughts and prayers for you.

Seymour5 · 21/07/2025 13:17

overwork · 21/07/2025 12:40

I suspect you also have work ethic and take pride in yourself for providing for your family.

Sadly those attribute aren’t present in everyone.

cadburyegg · 21/07/2025 13:18

Because it doesn’t make economic sense to pay for someone’s childcare while they are working if all they are earning is a very low wage. Essentially it may work out more expensive for the taxpayer to support someone working than someone at home with their child.

It’s incredibly difficult for some single parents to find a job round preschool hours once they’ve been out of work for 3 years, and yet many of them will be expected to intensively job search, so don’t get too jealous.

Summerartwitch · 21/07/2025 13:19

Do you really think that people on UC live a life of luxury?

I assume most parents choose to work to have more money coming in anyway so it is hardly like everyone is rushing to sign up to UC as soon as they have kids.

Also you need to remember to look at the bigger picture: if we had more flexible workplaces and more affordable childcare then it would make it possible for more women to combine work and childcare.

But I guess as usual a black and white benefit bashing thread is so much easier to start...

Same with the disability benefits bashing threads: where are all these flexible jobs that disabled people are supposed to take? where are the flexible jobs that single mums on UC are supposed to take on? because frankly they don't really exist...

The employment market is bad right now for everyone and UK employers still resist home working, part time working and job-sharing which excludes many groups from the workplace.

cadburyegg · 21/07/2025 13:20

Btw, it always works out better for the claimant if they are working. So if they go out to work and earn £800 a month, they don’t get as much as £800 reduced off their benefits. You’re always better off working. This is a fairly well known fact. So yes it’s always in the claimant’s interests to work, but it may not be in the taxpayer’s interests, if they have high childcare costs.

BlackCatGreyWhiskers · 21/07/2025 13:21

@Summerartwitch please point me to the part where I’ve said it’s luxurious for UC claimants.

Please also let me know how luxurious you think my earnings were…

OP posts:
Devilsmommy · 21/07/2025 13:22

BlackCatGreyWhiskers · 21/07/2025 12:45

@BeastAngelMadwoman I don’t think it’s a “life of luxury” but as clearly set out in my OP, neither is working. So one person is getting the same for doing nothing and another is working just for the sake of working, or atleast that’s the impression I get.

No, someone on UC is getting nowhere near £1500 a month. And if they're a single parent it's fucking hard. You seem to think that they've got a cushty con going but they really dont

Username0900 · 21/07/2025 13:22

HappyNewTaxYear · 21/07/2025 13:16

It’s not rest bite, it’s respite.

Again the state picks up the bill for a useless man.

Thanks, I didn't think it looked right but that is what spell check suggested 😂

Mrsttcno1 · 21/07/2025 13:23

BlackCatGreyWhiskers · 21/07/2025 13:21

@Summerartwitch please point me to the part where I’ve said it’s luxurious for UC claimants.

Please also let me know how luxurious you think my earnings were…

But what actually is your point then?

If you were a single parent with your earnings & childcare then you would have been entitled to UC too, so they haven’t “got one over on you”.

The only reason you weren’t entitled is because you had a partner who was earning above the threshold, so you still had more money than they did. What exactly is it that you’re bothered about here?

ChristOlive · 21/07/2025 13:23

RepoTheGeriatricOpera · 21/07/2025 13:17

"Trapped" with a career and a mortgage so you can't have a life on benefits.

Thoughts and prayers for you.

After childcare, student loans and mortgage, we have very little left over. We also barely saw our kids, so have both gone part-time for very little financial loss. My husband is a GP and I’m a dentist - do you think it’s great for society that so many NHS dentists are going part-time? Nobody in my practice works full-time.

So thanks for the thoughts and prayers. Maybe spent some of those thoughts on how economically ineffective our benefits and tax structures are instead.

BlackCatGreyWhiskers · 21/07/2025 13:24

Devilsmommy · 21/07/2025 13:22

No, someone on UC is getting nowhere near £1500 a month. And if they're a single parent it's fucking hard. You seem to think that they've got a cushty con going but they really dont

Please also direct me to where I’ve said it’s “cushty” my point is and was, that they’re not expected to work with young children, whereas women with a job, in employment can’t make that same choice.

OP posts:
Snorlaxo · 21/07/2025 13:24

People on UC often work weekends and nights where there’s no childcare available but now that childcare funding starts at 9 months, I wonder if they will lower it ?

Nannyfannybanny · 21/07/2025 13:24

I'm a boomer who everyone thinks is so lucky,my paid maternity leave on the 197Os early 80s was 6 weeks after the birth.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.