Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
Thread gallery
5
NoMoreLifts · 21/07/2025 18:53

BlackCatGreyWhiskers · 21/07/2025 15:35

I find it curious that you don’t think a job being kept open for three years is realistic, but you do think not working for three years and claiming UC is. Some of us would say that’s hypocrisy at its finest. But I wouldn’t talk in the third person.

Large organiations used to offer extended unpaid maternity leave with return at same level. So it is possible.

DrCoconut · 21/07/2025 18:56

ChristOlive · 21/07/2025 18:34

I’d imagine that in the days when it was considered acceptable for single mothers to be paid to stay at home, it was the case that most mothers in relationships were too, because only one wage was required to support a family.

Now, two wages are required, and single mothers on UC don’t have to work to support their children whilst mothers in relationships do. Not very fair, is it?

No one is making mothers in relationships work. They could just live on their partner's income. But most of them wouldn't be willing to take the cut in lifestyle and opportunities that relying solely on a UC level income requires, especially out of work UC. That's fine, it is a very poor life and anyone with any sense wants better. But the choice is there if people in better circumstances wish to downgrade their life.

thismummydrinksgin · 21/07/2025 18:57

Funny how no one has an answer, they just tell OP to claim UC then 😦

KarmaKameelion · 21/07/2025 19:02

lovemeblender · 21/07/2025 17:59

If you think it's unfair, you are looking at in the wrong way. The vast majority of long term unemployed mothers are not leading particularly meaningful lives, statistically their DC have poor educational outcomes, they are more likely to become involved in criminal activity, be unemployed themselves etc etc....
It is very frightening for someone who has never had to work to be forced into it. Lack of self esteem, confidence etc only gets worse the longer you are unemployed. It is of no surprise that since the roll out of UC and the new 3 years rule that the incidence of PIP applications has quite dramatically increased. The thought of working is terrifying for some people, that is nothing to be resentful about. Those of us who have worked for £50 a month for several years have invested in ourselves both mentally and financially, and that trickles down to the next generation. So don't see it as being unfair, see it as a leveller for the DC whose parents have very little to offer them.

I would disagree with this. Working for £77 a month left me with nothing to invest in myself… once you add in the essential payments of car tax, car insurance, contact lenses there was nothing. No gym membership, no hobbies, no holidays, no socialising. I went into severe burn out. I quit when my dc was 3 so he could still access the free 15 hours at nursery. I managed to find a job that I could work evenings (clerking) that paid very little to cover the essential payments and at least there is no burn out! My dc deserved more than a depressed mum! Especially as it had no financial impact

N3wUs3rNam3Again · 21/07/2025 19:08

PeonyPatch · 21/07/2025 15:16

These threads annoy me because many people on MN (probably due to their own bias) very rarely have any thought or consideration for working people, particularly women and working mothers.

Employment and society should work for them just as much as it’s supported people through UC and housing benefits for others.

This is why there’s such a divide, because people very rarely can see past their own experiences.

But it does, I'm a working mum on universal credit. I was entitled to UC whilst on SMP and went back to work after 1 year. My understanding is all working mum's are entitled to universal credit if they have a lower household income, not sure what the household income is but I think the OP said it was in the region of £30,000. The working mum's who are not entitled are those who have a higher household income. However I do believe some high earners can be entitled to the childcare element depending on where they live and housing costs. I'm sure there is someone here who is more knowledgeable about this and know what the thresholds are.

PeonyPatch · 21/07/2025 19:08

GogoGobo · 21/07/2025 17:52

If only we were talking about claimants who were facing really hardship we wouldn’t have a problem would we?
But we’re not, and this label of “benefits basher” or “smug judgey pants” doesn’t wash anymore.
Many Labour and welfare state supporters have seen the scales tip too generously to welfare claimants.
The irony being, if the threshold was higher to claim, we could afford to give a better level of support to those facing hardship.
And all these parents demanding a subsidy to stay at home with their kids from the state…it’s your kids who are going to pay for this!
Just how bleak a financial future are you prepared to load onto their shoulders.
wake up.

I completely agree with this!

I am fed up of being called a benefits basher!!

People need to sort themselves out

Theunamedcat · 21/07/2025 19:12

PeonyPatch · 21/07/2025 19:08

I completely agree with this!

I am fed up of being called a benefits basher!!

People need to sort themselves out

Ok the very second my dad dies i will be back in work and the taxpayers can pay for my disabled child because I need to sort myself out

ChristOlive · 21/07/2025 19:12

GogoGobo · 21/07/2025 17:36

Like I said upthread. The future is not going to be kind to those who have built a life propped up by the state. The system will change, and then you will have to crack on with supporting yourself, entirely. It won’t be easy.
I think people are going to be very shocked how quickly this is going to happen.

What do you predict will happen?

PeonyPatch · 21/07/2025 19:13

N3wUs3rNam3Again · 21/07/2025 19:08

But it does, I'm a working mum on universal credit. I was entitled to UC whilst on SMP and went back to work after 1 year. My understanding is all working mum's are entitled to universal credit if they have a lower household income, not sure what the household income is but I think the OP said it was in the region of £30,000. The working mum's who are not entitled are those who have a higher household income. However I do believe some high earners can be entitled to the childcare element depending on where they live and housing costs. I'm sure there is someone here who is more knowledgeable about this and know what the thresholds are.

I am sorry @N3wUs3rNam3Again but it absolutely does not. My husband earns well self-employed, but all of our money is spent on bills, mortgage, cost of living etc. This means I / we am/are not entitled to any benefit. We have paid into a tax system all of our working lives yet barely benefit from it. We are 50/50 on our mortgage, while he covers bills. We can’t afford for me to be on mat leave for a year. It’ll likely be 6-9 months at most. How is that fair? When there are people out there having multiple children and getting basically everything funded.

PeonyPatch · 21/07/2025 19:14

Theunamedcat · 21/07/2025 19:12

Ok the very second my dad dies i will be back in work and the taxpayers can pay for my disabled child because I need to sort myself out

🙄

january1244 · 21/07/2025 19:17

BeltaLodaLife · 21/07/2025 17:34

Because wages are too low. UC tops up working people.

Only 37% of people claiming universal credit are in any type of work.
As long as you make 18hours equivalent of minimum wage, or for a couple £1437 between them, there is no requirement to seek more work. I would imagine that it’s a very low percentage that is in full time work, but can’t find a breakdown.
I think even from this thread it’s clear there is a problem with entitlement and people wanting to work fewer hours (or no hours) and claim benefits. When they could work more and contribute to society for everyone

TwoFeralKids · 21/07/2025 19:18

PeonyPatch · 21/07/2025 19:08

I completely agree with this!

I am fed up of being called a benefits basher!!

People need to sort themselves out

Or employers pay a decent wage? Childcare be cheaper?

ChristOlive · 21/07/2025 19:19

lovemeblender · 21/07/2025 17:59

If you think it's unfair, you are looking at in the wrong way. The vast majority of long term unemployed mothers are not leading particularly meaningful lives, statistically their DC have poor educational outcomes, they are more likely to become involved in criminal activity, be unemployed themselves etc etc....
It is very frightening for someone who has never had to work to be forced into it. Lack of self esteem, confidence etc only gets worse the longer you are unemployed. It is of no surprise that since the roll out of UC and the new 3 years rule that the incidence of PIP applications has quite dramatically increased. The thought of working is terrifying for some people, that is nothing to be resentful about. Those of us who have worked for £50 a month for several years have invested in ourselves both mentally and financially, and that trickles down to the next generation. So don't see it as being unfair, see it as a leveller for the DC whose parents have very little to offer them.

Those people who are “terrified of work” should be pandered to and paid for, forever? They’d get much more out of life with structure, reward and responsibility, not endless patronisation.

Millennialpause · 21/07/2025 19:19

I mean I agree it’s unfair, but in reverse. I think we should have a much longer paid maternity leave like some Scandinavian counties, and extend that to paternity leave as well. Those early years are so important, we should be showing that through policy. Not just subsidised childcare, but through policy that supports people wanting to become parents. It’s why so many people don’t want to have kids these days, because it’s a rubbish deal for working parents.

PeonyPatch · 21/07/2025 19:19

TwoFeralKids · 21/07/2025 19:18

Or employers pay a decent wage? Childcare be cheaper?

Those two things as well, but there are A LOT of people who play victim-hood to their circumstances. I came from a poor background but I worked, worked, worked.

TwoFeralKids · 21/07/2025 19:20

PeonyPatch · 21/07/2025 19:13

I am sorry @N3wUs3rNam3Again but it absolutely does not. My husband earns well self-employed, but all of our money is spent on bills, mortgage, cost of living etc. This means I / we am/are not entitled to any benefit. We have paid into a tax system all of our working lives yet barely benefit from it. We are 50/50 on our mortgage, while he covers bills. We can’t afford for me to be on mat leave for a year. It’ll likely be 6-9 months at most. How is that fair? When there are people out there having multiple children and getting basically everything funded.

There is a two child cap. Not to mention so many things you think are free aren't actually. Many on UC are not entitled. I am not entitled to free school meals but we earn half as much as you do so probably should be! I suspect many claimants are the same as me.

ChristOlive · 21/07/2025 19:21

DrCoconut · 21/07/2025 18:07

Absolutely. Car parking or public transport could cost more than you actually bring in that day in some places. How many people moralising would voluntarily make themselves worse off, especially if they were so close to the line as it is? That couple of quid spent parking is food money to the poorest.

I think a lot of posters are missing the point. Nobody is villainising people for taking advantage of a broken system to benefit their families. That’s human nature. What we are against is a system that allows it, by the billion, when the country can no longer afford to.

PeonyPatch · 21/07/2025 19:22

Millennialpause · 21/07/2025 19:19

I mean I agree it’s unfair, but in reverse. I think we should have a much longer paid maternity leave like some Scandinavian counties, and extend that to paternity leave as well. Those early years are so important, we should be showing that through policy. Not just subsidised childcare, but through policy that supports people wanting to become parents. It’s why so many people don’t want to have kids these days, because it’s a rubbish deal for working parents.

10000%

Absolutely back this - how parents (especially working parents) are treated in this country is criminal. No wonder we have so many attachment and mental health issues.

Misssssssfoxx · 21/07/2025 19:24

The welfare bill is enormous and the system is swamped. We can’t afford it anymore, we are essentially paying interest on the benefits bill due to the huge deficit and structural debt that we have. It’s not sustainable.
In the meantime an ever diminishing pool of net contributors, hard working women, are paying for mass claims that are spiralling.

PeonyPatch · 21/07/2025 19:24

TwoFeralKids · 21/07/2025 19:20

There is a two child cap. Not to mention so many things you think are free aren't actually. Many on UC are not entitled. I am not entitled to free school meals but we earn half as much as you do so probably should be! I suspect many claimants are the same as me.

How do you know you earn half as much as we do? And if you’re going to make inflammatory assumptions, perhaps I could purport that you don’t work anywhere near as hard as we do. Nobody should be entitled. Having children is also a choice, and I would argue that you shouldn’t be having them if you aren’t in a position to provide for them.

TwoFeralKids · 21/07/2025 19:24

january1244 · 21/07/2025 19:17

Only 37% of people claiming universal credit are in any type of work.
As long as you make 18hours equivalent of minimum wage, or for a couple £1437 between them, there is no requirement to seek more work. I would imagine that it’s a very low percentage that is in full time work, but can’t find a breakdown.
I think even from this thread it’s clear there is a problem with entitlement and people wanting to work fewer hours (or no hours) and claim benefits. When they could work more and contribute to society for everyone

What is the point of forcing both to earn more? The government will have to pay for childcare if they do. They won't be saving anything? My son starts school preschool soon but they don't think he will manage full days due to possible autism so I will just work one day a week. What would be the point of forcing couples like us to work more. I have no family nearby. As long as one is earning what is the issue?

january1244 · 21/07/2025 19:28

ChristOlive · 21/07/2025 19:12

What do you predict will happen?

I think Reform will get into power, and then I think there will be an overhaul. Their manifesto said ‘if you can work you must work’. I don’t want Reform to get in, but with how they’re doing in the polls, and with Labours lack of popularity with the u-turns, I feel that they probably will

PeonyPatch · 21/07/2025 19:29

Misssssssfoxx · 21/07/2025 19:24

The welfare bill is enormous and the system is swamped. We can’t afford it anymore, we are essentially paying interest on the benefits bill due to the huge deficit and structural debt that we have. It’s not sustainable.
In the meantime an ever diminishing pool of net contributors, hard working women, are paying for mass claims that are spiralling.

Another brilliant post to balance out the sense entitlement on this thread. That very sense of entitlement and lazy, worklessness is fuelling a problem that urgently needs addressing.

The problem any government have now is being brave enough to pull the welfare plug. I would suggest doing it gradually to minimise harm, but there are always going to be some unfortunate cases. Some people have got too comfortable passively claiming benefits when it should be dedicated to the most vulnerable in our society. Not those who can’t be bothered to go to work and support themselves and their families.

TwoFeralKids · 21/07/2025 19:30

PeonyPatch · 21/07/2025 19:24

How do you know you earn half as much as we do? And if you’re going to make inflammatory assumptions, perhaps I could purport that you don’t work anywhere near as hard as we do. Nobody should be entitled. Having children is also a choice, and I would argue that you shouldn’t be having them if you aren’t in a position to provide for them.

Going by the figure you put on here? You will have a pension, mortgage paid off. Think how many of these mothers will lose all the child related benefits once they turn 18. They are scrabbling to make up that money they have lost.

Only the wealthy have children? Right. My husband lost his job when I was pregnant. The next few jobs haven't been as well paid. Things like that happen.

I am sure you can have a longer maternity if you don't spend as much or is that advice just for low earners?

TwoFeralKids · 21/07/2025 19:31

january1244 · 21/07/2025 19:28

I think Reform will get into power, and then I think there will be an overhaul. Their manifesto said ‘if you can work you must work’. I don’t want Reform to get in, but with how they’re doing in the polls, and with Labours lack of popularity with the u-turns, I feel that they probably will

Not over haul. They want no benefits at all. Hope you are versed in for example Victorian poverty levels?

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.
Swipe left for the next trending thread