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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
ShoeeMcfee · 11/07/2025 08:05

I agree that some stingy people I've met pat themselves on the back and think that they're so clever getting one over on others. Tightness runs right the way through someone's personality and I agree, it's extremely unattractive. It's akin/the same as being mean spirited.

2025Bump · 11/07/2025 08:07

I also think it's really irritating.

ViciousCurrentBun · 11/07/2025 08:08

People can be as tight as they like as long as they don’t take advantage of others, that’s what you are talking about really, grifters.

Aspanielstolemysanity · 11/07/2025 08:10

DSC mum has spent DSC whole childhood gleefully gloating to me that she doesn't need to spend any money on the children because me and DH take them to the cinema/on day trips/ on holiday.

She spends her weeks with them sat at home and thinks she's winning because she hasn't spent any money.

They've tried to tell her that they want to have adventures with her too. We have tried to tell her that. But she thinks she's winning because she isn't spending money.

Aspanielstolemysanity · 11/07/2025 08:12

ViciousCurrentBun · 11/07/2025 08:08

People can be as tight as they like as long as they don’t take advantage of others, that’s what you are talking about really, grifters.

Not just take advantage of others, I think it's also problematic if it negatively impacts the lives of others (eg their children/spouse)

BournardTourney · 11/07/2025 08:15

YANBU - former friend was like this, if a group going away together they would announce at check in that they were going to give their share after the trip (because it was more convenient for them to it that way but meant that someone had to pay for them during the trip), they would always take but expect exact repayment from others. Their wallet was always full when they went through a phase of only paying cash. Then they switched to entirely digital - both systems everyone had to adapt to them, there was never any consideration for others. They bragged about a value scale they had. They would mentally place a valuable item on the scale and weigh everything else up against that. One of the reasons they became an ex friend was when I made a comment that I needed a tenner until pay day (the next day) to get petrol (I wasn’t asking them for it) they proceeded to get several notes from their wallet and massage themselves sexually with them saying “oh you need a tenner do you?”

dottiedodah · 11/07/2025 08:17

This really annoys me too!Always seems to be those with loads of cash who do it .Someone I know with 3 houses never seems to have any money! Once they asked me for 2 quid for a car park (their car) we were travelling separately!

iseethembloom · 11/07/2025 08:18

For me, being obsessively tight with money is pretty much the most unattractive trait any person could have.

PapaPerspective · 11/07/2025 08:20

Aspanielstolemysanity · 11/07/2025 08:10

DSC mum has spent DSC whole childhood gleefully gloating to me that she doesn't need to spend any money on the children because me and DH take them to the cinema/on day trips/ on holiday.

She spends her weeks with them sat at home and thinks she's winning because she hasn't spent any money.

They've tried to tell her that they want to have adventures with her too. We have tried to tell her that. But she thinks she's winning because she isn't spending money.

@Aspanielstolemysanity This is a great example and exactly what I was trying to explain in my OP. Her tightness is limiting the quality of life for her family and time is ticking by. Does she think she is going to live forever?

OP posts:
PapaPerspective · 11/07/2025 08:22

dottiedodah · 11/07/2025 08:17

This really annoys me too!Always seems to be those with loads of cash who do it .Someone I know with 3 houses never seems to have any money! Once they asked me for 2 quid for a car park (their car) we were travelling separately!

@dottiedodah I remember back in the 90s I had a paper round. Mine was in a rough area, my mates was in a posh, affluent area. At Christmas time, I was absolutely bowled over with the generosity of people that didn't have much much. That warm feeling, it kind of stayed with me.

OP posts:
PapaPerspective · 11/07/2025 08:24

iseethembloom · 11/07/2025 08:18

For me, being obsessively tight with money is pretty much the most unattractive trait any person could have.

@iseethembloom I agree 100%. But it seems accepted in society and on here. That's why I started the thread because I was really curious about it.

OP posts:
Aspanielstolemysanity · 11/07/2025 08:31

PapaPerspective · 11/07/2025 08:20

@Aspanielstolemysanity This is a great example and exactly what I was trying to explain in my OP. Her tightness is limiting the quality of life for her family and time is ticking by. Does she think she is going to live forever?

It's strange isn't it. I think for her it's that seeing a huge pile of money in her bank account gives her more pleasure than doing having adventures with her children would. Which is desperately sad.

Interestingly it's not that she hates the idea of a holiday per se. Her boyfriend paid to take her away and she was quite happy to go away at his expense.

Cavello · 11/07/2025 08:34

You are not wrong. My FIL is exactly like this and twice divorced because of it. He's always been tight. He's retired now and always crowing about his 3 pensions and how he has so much money every month he can't spend it all. Here's just a short list off the top of my head over the years:

Wouldn't give his grandson a slice of bread from a full loaf for breakfast, he'd bought the bread over with him and stayed overnight. He'd enjoyed a 3 course steak dinner with wine courtesy of me the night before. It wasn't special bread, just an Aldi seeded loaf.

Went with DH to the shop to pick up bits for dinner that he was joining us for, refused to buy a box of ice-creams for £1.48 for his grandchildren saying they have enough off me (side note he does absolutely nothing for them or spend any money above £20 at Christmas and Birthday). Then when he returned from the shop tried to pass off to me that he bought them when I thanked him.

Out with his walking group near his ex-in-laws, who he hadn't seen for more than 20 years, when the walking group decided to stop in a cafe for cake and a coffee, he decided to go to his ex-in-laws instead, invited himself in for a sandwich and cup of tea. They were so surprised to see him they couldn't say no. Also they were lovely people.

His brother and sister-in-law were visiting. He came home with a 4 pack of chocolate éclairs and before he walked in the house he took a bite out of each one.

Giving his 2nd wife scraps of change from his pocket when she said she couldn't go out with her daughter for tea as she didn't have any money.

Saying he'll take us out for dinner, comes over we go out for dinner, bill arrives, he sits on his hands, I have to put it on my credit card as we were skint.

He used to join us all the time when we would go out for the kids birthdays, every time we would end up paying for his food. Breakfast at McDonalds, dinner out. We had to stop telling him we were going places as he would invite himself and expect us to pay, and we're always skint.

Pretended he bought our boys their PS4 for Christmas to brother-in-law.

He's honestly mental. The icre-cream was the latest incident and pissed me off so much as money is tight at the moment as DH lost his job due to an accident at work so it's just me earning right now. I made homemade pizza as its cheap.

whitewineandsun · 11/07/2025 08:38

Cavello · 11/07/2025 08:34

You are not wrong. My FIL is exactly like this and twice divorced because of it. He's always been tight. He's retired now and always crowing about his 3 pensions and how he has so much money every month he can't spend it all. Here's just a short list off the top of my head over the years:

Wouldn't give his grandson a slice of bread from a full loaf for breakfast, he'd bought the bread over with him and stayed overnight. He'd enjoyed a 3 course steak dinner with wine courtesy of me the night before. It wasn't special bread, just an Aldi seeded loaf.

Went with DH to the shop to pick up bits for dinner that he was joining us for, refused to buy a box of ice-creams for £1.48 for his grandchildren saying they have enough off me (side note he does absolutely nothing for them or spend any money above £20 at Christmas and Birthday). Then when he returned from the shop tried to pass off to me that he bought them when I thanked him.

Out with his walking group near his ex-in-laws, who he hadn't seen for more than 20 years, when the walking group decided to stop in a cafe for cake and a coffee, he decided to go to his ex-in-laws instead, invited himself in for a sandwich and cup of tea. They were so surprised to see him they couldn't say no. Also they were lovely people.

His brother and sister-in-law were visiting. He came home with a 4 pack of chocolate éclairs and before he walked in the house he took a bite out of each one.

Giving his 2nd wife scraps of change from his pocket when she said she couldn't go out with her daughter for tea as she didn't have any money.

Saying he'll take us out for dinner, comes over we go out for dinner, bill arrives, he sits on his hands, I have to put it on my credit card as we were skint.

He used to join us all the time when we would go out for the kids birthdays, every time we would end up paying for his food. Breakfast at McDonalds, dinner out. We had to stop telling him we were going places as he would invite himself and expect us to pay, and we're always skint.

Pretended he bought our boys their PS4 for Christmas to brother-in-law.

He's honestly mental. The icre-cream was the latest incident and pissed me off so much as money is tight at the moment as DH lost his job due to an accident at work so it's just me earning right now. I made homemade pizza as its cheap.

What an unpleasant individual. No contact would seem a blessing.

ShoeeMcfee · 11/07/2025 08:38

I don't know why you bother with your FIL, he sounds beyond vile.

PsychoHotSauce · 11/07/2025 08:39

Tight with your own money, fine, if that's what you wanna do. Some people don't like frivolous spending, and that's up to them.

When you're tight but benefiting by just sponging off others is not fine. And yes, it's that godawful smug face that riles me up. You've saved money by someone else subsidising you. Ughhh.

Elephantiner · 11/07/2025 08:40

There are a lot of people who spend money they don’t have though, and I’d totally begrudge being expected to chip in. If I go out for dinner I’d never order the steak for instance. It’s expensive and I can cook a steak really easily at home myself. If lots of people had the steak and expect me to chip in I’d be pissed off. I don’t waste money like that because I’ve got bills to pay. I would pay my way but I’d begrudge it. Maybe that’s why people have 3 houses and you don’t.

There are so many people out there with debt and they’re idiots.

Cavello · 11/07/2025 08:40

ShoeeMcfee · 11/07/2025 08:38

I don't know why you bother with your FIL, he sounds beyond vile.

Honestly just writing it all out remembering its made me laugh this morning. Its the sheer audacity, who does this!!

ShoeeMcfee · 11/07/2025 08:41

Against his own grandchildren, horrible man.

Elephantiner · 11/07/2025 08:42

Cavello · 11/07/2025 08:34

You are not wrong. My FIL is exactly like this and twice divorced because of it. He's always been tight. He's retired now and always crowing about his 3 pensions and how he has so much money every month he can't spend it all. Here's just a short list off the top of my head over the years:

Wouldn't give his grandson a slice of bread from a full loaf for breakfast, he'd bought the bread over with him and stayed overnight. He'd enjoyed a 3 course steak dinner with wine courtesy of me the night before. It wasn't special bread, just an Aldi seeded loaf.

Went with DH to the shop to pick up bits for dinner that he was joining us for, refused to buy a box of ice-creams for £1.48 for his grandchildren saying they have enough off me (side note he does absolutely nothing for them or spend any money above £20 at Christmas and Birthday). Then when he returned from the shop tried to pass off to me that he bought them when I thanked him.

Out with his walking group near his ex-in-laws, who he hadn't seen for more than 20 years, when the walking group decided to stop in a cafe for cake and a coffee, he decided to go to his ex-in-laws instead, invited himself in for a sandwich and cup of tea. They were so surprised to see him they couldn't say no. Also they were lovely people.

His brother and sister-in-law were visiting. He came home with a 4 pack of chocolate éclairs and before he walked in the house he took a bite out of each one.

Giving his 2nd wife scraps of change from his pocket when she said she couldn't go out with her daughter for tea as she didn't have any money.

Saying he'll take us out for dinner, comes over we go out for dinner, bill arrives, he sits on his hands, I have to put it on my credit card as we were skint.

He used to join us all the time when we would go out for the kids birthdays, every time we would end up paying for his food. Breakfast at McDonalds, dinner out. We had to stop telling him we were going places as he would invite himself and expect us to pay, and we're always skint.

Pretended he bought our boys their PS4 for Christmas to brother-in-law.

He's honestly mental. The icre-cream was the latest incident and pissed me off so much as money is tight at the moment as DH lost his job due to an accident at work so it's just me earning right now. I made homemade pizza as its cheap.

This is clearly dick behaviour

ShortAndIntense · 11/07/2025 08:43

Can’t stand people like this. Like when the bill comes and it’s £54.40 and they whip out the calculator - let’s each pay £30 and be done with it ffs!

whitewineandsun · 11/07/2025 08:44

Cavello · 11/07/2025 08:40

Honestly just writing it all out remembering its made me laugh this morning. Its the sheer audacity, who does this!!

Someone who doesn't give a shit about other people, let alone their family

whitewineandsun · 11/07/2025 08:46

ShortAndIntense · 11/07/2025 08:43

Can’t stand people like this. Like when the bill comes and it’s £54.40 and they whip out the calculator - let’s each pay £30 and be done with it ffs!

This! It's so embarrassing.

Thepeopleversuswork · 11/07/2025 08:46

I completely agree.

Being really tight is also very irrational because ultimately the value of a good reputation and good relationships will help you far more in the long term (including probably financially) than shaving 50p off the cost of a meal etc. It's very short-termist.

I have a friend who will obsessively cross check bills in restaurants and attribute every item forensically before paying the bill. I would understand if she was on benefits but we're in our early 50s and have stable and well paid jobs, it's completely unnecessary and it seriously pisses everyone off. The value of that additional marginal cash benefit would be far outweighed by the goodwill of enjoying a good meal, unclenching and being prepared to pay a little extra.

I find it childish and ungracious.

PennyAnnLane · 11/07/2025 08:47

My parents are stingy in an unproductive way, they absolutely will not pay ‘full price’ for anything, all clothes are bought at outlet shops and food is all yellow stickers, but then they don’t wear the clothes send them to the charity shops with the tags still on, and half the yellow sticker food ends up in the bin, if they just bought the things they actually need full price it would probably cost them the same or less.