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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Winter fuel payments

420 replies

dearydeary · 21/05/2025 07:14

I have just heard on the news that this is being discussed again and they are considering reinstating them.

While I think that people who are on a lower income (pension credit for example) may need additional help I do not think this should be a universal benefit any more.

It appears the government is still looking for votes. What about everyone else in society? Younger people at universities or just starting out? Individuals with disabilities?

Surely we need to be moving to a more means tested approach as the finances need rebalancing?

Where pensioner need help, I am happy to support but many older folk have benefited from good pensions, valuable house price increases and a stable employment market. This is not the situation for many of us any more.

Have I lost the plot?

OP posts:
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DdraigGoch · 21/05/2025 17:41

Julen7 · 21/05/2025 11:02

This. You are not immune from getting old you know.

The way things are going we might not live long enough to collect a state pension. It'll be from 70 at least by the time that I retire, if not older.

EasternStandard · 21/05/2025 17:43

PandoraSocks · 21/05/2025 17:38

But it is true. Have a look through the many disability benefit bashing threads and you will see.

To be clear: I said most of the disability benefit bashers are in a Venn diagram with Starmer haters.

What I didn't say is most of the Starmer haters are in a Venn diagram with benefit bashers. Subtle difference. There are plenty of left wingers who hate Starmer who aren't benefit bashers, for example.

If you think my post offensive, do feel free to report to MNHQ.

Edited

I don’t recognise this.

But I do see pro Starmer who forgive welfare cuts even though they’re impacted, and I wonder why they make it easier for Labour to keep going with cuts knowing they won’t lose support.

caringcarer · 21/05/2025 17:44

treetopsgreen · 21/05/2025 15:34

Labour love wasting tax payers money

Tories don't?

Yes, Tory's do too.

caringcarer · 21/05/2025 17:47

PandoraSocks · 21/05/2025 16:25

Just wait until disability payments are cut, Labour will be even more hated

Well that will be a tricky one for some right wing MN posters @caringcarer given so many rage on about PIP fraud and "mobility" cars. I guess there will be name-changing and tune-changing if the proposed the cuts go ahead.

I certainly don't rage on about disi certainly don't rage on about PIP fraud or mobility cars. My Foster Son has a mobility car and claims PIP. That is until until Labour take it away from him because although severely disabled is under 22 so Labour have said he won't be eligible for LCWRA anymore. His disability hasn't gone away.

sadandpmsing · 21/05/2025 17:52

Poor pensioners exist, but I suspect these are up north or in poorer areas of the country. Down south I know many who have benefited from the huge increase in house prices.

But the mentality among the wealthy pensioners is very strange and I know a few. They seem to think they can take the money with them and some be reluctant to spend money even on things that will make themselves more comfortable. I am often telling a family member to enjoy what they have as they won’t live forever rather than worry about money (this person is a millionaire all added il). He is elderly worries about flushing the toilet due to water bills, or buying anything other than the basic range of food. I don’t know what he’s saving it for.

PandoraSocks · 21/05/2025 17:52

caringcarer · 21/05/2025 17:47

I certainly don't rage on about disi certainly don't rage on about PIP fraud or mobility cars. My Foster Son has a mobility car and claims PIP. That is until until Labour take it away from him because although severely disabled is under 22 so Labour have said he won't be eligible for LCWRA anymore. His disability hasn't gone away.

No, I know you don't, @caringcarer. I have seen your posts on the disability bashing threads.

Which proves the point I made earlier that being anti-Starmer doesn't mean being pro-disability benefit cuts.

But most of those who disability benefit bash on MN are also anti-Starmer. Which is a different point.

Eta: what Labour is proposing for young disabled people is particularly loathsome and I am sorry your son is affected. I am hoping that enough backbenchers grow a spine and rebel. But it may be a forlorn hope.

DdraigGoch · 21/05/2025 17:53

Badbadbunny · 21/05/2025 11:55

Yup, most won't have "paid in" anywhere near enough to cover the costs of public services they used, benefits they've received, etc.

We need to change the narrative. No one is "paying in". Tax isn't a savings nor insurance scheme. We need to get the message across that you "don't get back" what you've paid in.

ALL benefits should be based on NEED only.

We need to merge NICs into Income Tax. Those pensioners who genuinely are well off should be paying the same taxes as anyone else with the same income.

Perhaps the WFP should just be rolled into the state pension. Then it will be a taxable benefit for those over the threshold.

SummerySunshine8 · 21/05/2025 17:55

2dogsandabudgie · 21/05/2025 10:46

Shall we go further and cull pensioners when they get to 70, that would save even more money.

Honestly, all the young people on this thread will be pensioners one day (if they're lucky). Be careful what you wish for.

Not cull but there has to be a middle ground

sadandpmsing · 21/05/2025 17:58

DdraigGoch · 21/05/2025 17:53

We need to merge NICs into Income Tax. Those pensioners who genuinely are well off should be paying the same taxes as anyone else with the same income.

Perhaps the WFP should just be rolled into the state pension. Then it will be a taxable benefit for those over the threshold.

I agree, they should just raise the pension by £200 and call it a day with separate WFA. It was raised by double that this year anyway. Having a separate payment makes some people think it’s a Christmas bonus or ties it to an emotive issue. Just increase the SP by £200 and be done with it.

Murdoch1949 · 21/05/2025 18:28

I'm someone who lost the payment and I agreed with it. Benefits like this are not for me and Paul McCartney, better to target them at the needy. I understand the theory that universal benefits are cheaper, however.

BIossomtoes · 21/05/2025 18:31

EasternStandard · 21/05/2025 17:43

I don’t recognise this.

But I do see pro Starmer who forgive welfare cuts even though they’re impacted, and I wonder why they make it easier for Labour to keep going with cuts knowing they won’t lose support.

Maybe It’s honesty? If you don’t need WFA why would you pretend you did? It’s not forgiveness, it’s agreeing it’s the right policy.

EasternStandard · 21/05/2025 18:37

BIossomtoes · 21/05/2025 18:31

Maybe It’s honesty? If you don’t need WFA why would you pretend you did? It’s not forgiveness, it’s agreeing it’s the right policy.

I was referring to the disability / welfare cuts as the pp was.

On the separate WFA I know some wealthy pensioners don’t want the WFA on here, fine. But they’re missing that other pensioners struggle and need it.

On welfare / disability cuts I wonder why Starmer gets the support below given they are impacted by Labour’s cuts.

PandoraSocks · 21/05/2025 18:49

EasternStandard · 21/05/2025 18:37

I was referring to the disability / welfare cuts as the pp was.

On the separate WFA I know some wealthy pensioners don’t want the WFA on here, fine. But they’re missing that other pensioners struggle and need it.

On welfare / disability cuts I wonder why Starmer gets the support below given they are impacted by Labour’s cuts.

"They"?

I don't think anyone on this thread has said whether or not they are affected by the disability welfare cuts. Caringcarer has said her son is, but presumably you don't know who he supports.

EasternStandard · 21/05/2025 18:57

PandoraSocks · 21/05/2025 18:49

"They"?

I don't think anyone on this thread has said whether or not they are affected by the disability welfare cuts. Caringcarer has said her son is, but presumably you don't know who he supports.

I find the posts over concern re ‘anti Starmer’ interesting, given the cuts Labour have made. And I don’t recognise what is claimed in the Venn diagram posts.

Thisismyusername1 · 21/05/2025 18:58

When it was cut I helped an elderly relative apply for pension credit.

They were awarded £2 a week. This meant they could claim the winter fuel which was great.

However, they were then advised to apply for attendance allowance, their illness is mainly age related. They were awarded the higher rate £110 a week. Then an extra amount of £82 a week for severe disability premium.

If the government hadn’t made the change to winter fuel they wouldn’t have applied for any of the above benefits.

I would therefore question how much, if anything, the government have saved as my relative cannot be the only person who has done this.

Perhaps means testing attendance allowance and possibly PIP and DLA would be a better idea.

BIossomtoes · 21/05/2025 18:58

But they’re missing that other pensioners struggle and need it.

I’m not missing that. The threshold is too low. Looks as if the government agrees with me now.

PandoraSocks · 21/05/2025 19:00

EasternStandard · 21/05/2025 18:57

I find the posts over concern re ‘anti Starmer’ interesting, given the cuts Labour have made. And I don’t recognise what is claimed in the Venn diagram posts.

So who was the "they" you were referring to when you said:

On welfare / disability cuts I wonder why Starmer gets the support below given they are impacted by Labour’s cuts

Because I haven't seen a single poster on this thread (or on MN generally) who is potentially impacted by disability benefit cuts say they support Starmer over this. It doesn't mean they will suddenly support Reform or the Tories, though.

EasternStandard · 21/05/2025 19:02

BIossomtoes · 21/05/2025 11:49

Frankly I don’t believe it. How much difference can £150 - I know it’s this amount because I used to get it - make? Seriously? Especially when pensions increased by more than three times that (£468) in April?

This post. It does make a difference to pensioners who struggle.

Dontknowwhattocall13893 · 21/05/2025 19:12

genesis92 · 21/05/2025 15:07

It’s not rubbish, I speak to pension age people all the time about it. My in laws for example, didn’t need a deposit. It was standard to have 100% mortgages all those years ago. Only one of them worked while she brought up children in the early years, extremely average jobs. Had a 4/5 bed house in the South East. That just wouldn’t be possible now

There’s always exceptions to rules and extenuating circumstances but it’s really bloody annoying when you can’t just admit you had it easier. Way easier. Doesn’t mean you didn’t work hard still. There’d be a lot less resentment between the generations if you just conceded a bit.

My colleague who's obviously not retied but does receive state pension as he is retirement age told me about his first mortgage being 110%. They got 10% extra to decorate 😅 his wife stayed home with the kids then too.
My in laws got a 100% mortgage on a single very normal income too.
They all acknowledge how much harder it is to get on the ladder now.
There's nothing wrong with having had certain things easier it's just odd to be so unwilling to acknowledge it as some people are.

PandoraSocks · 21/05/2025 19:38

PandoraSocks · 21/05/2025 19:00

So who was the "they" you were referring to when you said:

On welfare / disability cuts I wonder why Starmer gets the support below given they are impacted by Labour’s cuts

Because I haven't seen a single poster on this thread (or on MN generally) who is potentially impacted by disability benefit cuts say they support Starmer over this. It doesn't mean they will suddenly support Reform or the Tories, though.

Edited

I am guessing you don't want to say which poster you were referring to. So I will draw my own conclusions.

JenniferBooth · 21/05/2025 19:46

caringcarer · 21/05/2025 10:18

People on PC didn't work enough to pay NI and get NI stamps. People who worked all their lives often for 40 years, and get a miniscule work pensions so maybe got £12k pa at time WFA was introduced when state pension was £11,013 get nothing but people like your Mum who never worked enough to pay NI get free money handed to them on a plate, for nothing along with WFA, free council tax, and free dentistry too. People like your Mum on PC often end up better off because of these benefits than people who worked all their lives. It's wrong in my opinion.

BULLSHIT My DH paid in and then the company went bust
Married women were conned into paying "half stamp" Stop trying to rewrite history

JenniferBooth · 21/05/2025 19:51

Astrak · 21/05/2025 10:38

Re: "encouraging pensioners out of their cars". I am a widow, living with Myalgic Encephalitus, Type 2 diabetes and living on my little historic barge on a fast flowing tidal river. My neighbours have their own lives and families and, although we chat in passing, I am not particularly close with any of them. My son lives 450 miles away, is married with three teenage children, a rather demanding wife and a full-time job. We keep in touch by messaging each other. I have no intention of going ashore and if I had to give up my 21 Yr old Fiat Panda 1.2cc I would not be able to go shopping, see my old retired horse, get my cat's special food or go to the village library. These are the things that keep me from just giving up and starving myself to death. The bus stop is a mile away. I couldn't walk that far. The bus goes to the nearest town once every hour. There isn't a bus shelter or any seats to sit on whilst waiting.

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JenniferBooth · 21/05/2025 19:56

OnlyFoolsnMothers · 21/05/2025 11:36

No one was up in arms when child benefit was (incorrectly) means tested. No one cares when predominantly women and children who suffer.

Erm..................expect it is women who will suffer more due to WFA cut Didnt you get the memo that women live longer than men

JenniferBooth · 21/05/2025 20:05

Flossflower · 21/05/2025 12:19

In our case getting rid of the winter fuel allowance was a fair cop! We did not need it. Yes I think it should be means tested but means testing is very expensive. There will always be mistakes and people lie.
I also think it is time to get rid of the triple lock. Pensions have gone up a lot in recent years and a single lock of keeping pace with inflation would be sufficient. However this is not a vote winner.
I do disagree with getting rid of the bus pass though. It takes a lot of pensioners off the roads. Older people would be less inclined to give up their cars when their driving ability deteriorates. The money bus companies get back from the council for people using bus passes keeps a lot of buses still running.

Quelle surprise MN disagrees with winter fuel allowance but says keep the bus pass. Cos it keeps the pensioners out of the way of the school run parents in the mornings and 3pm

dearydeary · 21/05/2025 20:09

Just seen on the news 9 million pensioners qualified. 1 in 7 people in the UK?

Surely paying it to people on disability and housing, as well as pension credit would be fairer (1.2 million approx)?

OP posts: