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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not be happy about paying this much tax

625 replies

Lovingthehamsterwheel · 06/05/2025 11:42

Name changed to enable objectivity.
I just saw this new tax calculator that shows you how much tax you are paying in total, including all hidden taxes, council tax etc

For a Person on 75k a year, 44 percent of earnings go on tax.

10k of that is spent on welfare.

Am i being unreasonable to think this is absolutely a terrible time to be alive in terms of taxes in the UK. And it is no wonder higher earners are leaving the country.

tax.corgi.global/

OP posts:
Thread gallery
12
YourOpalSloth · 07/05/2025 11:23

Including employer NI in this and using it as part of the % you pay is dishonest at best.

Badbadbunny · 07/05/2025 11:30

YourOpalSloth · 07/05/2025 11:23

Including employer NI in this and using it as part of the % you pay is dishonest at best.

Not for the likes of agency workers, contractors, etc., who have to "self fund" employer NIC as well as employees NIC out of their hourly/day rate.

MerlinsBeard1 · 07/05/2025 11:30

shuggles · 06/05/2025 16:10

@MerlinsBeard1 Not to mention the new no fault evictions rule which has and will cause landlords to sell up. This is also putting property developers off renting houses out (my DH included)

Oh no! Landlords are having to sell properties which means they can no longer be used as a money making scheme, and instead can be purchased by people to be used as homes. Whatever shall we do?

Think a little deeper here.

If people could just afford to go out and buy houses they wouldn't be renting in the first place! Landlords selling rentals means less rentals which leads to rental prices going up as they become scarcer. Do you understand that...?

'Whatever shall we do?' If in rented, panic I'd imagine!

TipsyRaven247 · 07/05/2025 11:33

Welcome to Brexit Britain.
This is what people voted for. Now enjoy.

ThisPearlCrow · 07/05/2025 11:36

MerlinsBeard1 · 07/05/2025 11:30

Think a little deeper here.

If people could just afford to go out and buy houses they wouldn't be renting in the first place! Landlords selling rentals means less rentals which leads to rental prices going up as they become scarcer. Do you understand that...?

'Whatever shall we do?' If in rented, panic I'd imagine!

Edited

Yep.

I'm a renter and think my landlord is greedy AF but they essentially have me over a barrel and they know that.

I don't know why people seem to think landlords selling up will result in cheaper rentals or house buying.

MerlinsBeard1 · 07/05/2025 11:37

TipsyRaven247 · 07/05/2025 11:33

Welcome to Brexit Britain.
This is what people voted for. Now enjoy.

What are you talking about. Buzz words.

Labour have raised taxes, that is what this thread is about.

Brexiteers certainly didn't vote to continue taking illegal immigrants in, in fact taking control of our borders was the driving force behind Brexit, this hasn't been delivered and is the exact opposite of what people voted for.

MerlinsBeard1 · 07/05/2025 11:40

ThisPearlCrow · 07/05/2025 11:36

Yep.

I'm a renter and think my landlord is greedy AF but they essentially have me over a barrel and they know that.

I don't know why people seem to think landlords selling up will result in cheaper rentals or house buying.

Nor do I and Starmer is making it worse by paying 5 years rent to landlords who house immigrants. I'm sure you'd like someone to pay your rent for the next 5 years, I'm sure my sister would too. It is utterly despicable.

Bellaire85 · 07/05/2025 11:48

Similar in my country OP - they absolutely gun for the higher income earners (doesn’t matter that we work 7 days a week most weeks, and all the risk that’s involved with investments (which provide homes for others) and owning a business (which employs people).

I did hear the UK is one of the worst countries to be in at the moment if you’re a high earner, and the rate of people leaving is alarming.

Ceska · 07/05/2025 12:47

SpaceOfAides · 06/05/2025 14:50

Your salary is useless if you can't buy stuff with it. Alcohol and fuel are mainstream everyday purchases.

Not if you dont drink or drive?

SparklyGreenWriter · 07/05/2025 13:07

MerlinsBeard1 · 07/05/2025 11:37

What are you talking about. Buzz words.

Labour have raised taxes, that is what this thread is about.

Brexiteers certainly didn't vote to continue taking illegal immigrants in, in fact taking control of our borders was the driving force behind Brexit, this hasn't been delivered and is the exact opposite of what people voted for.

And "project fear" warned you Brexit wouldn't deliver that. As predicted immigration from the EU plummeted but immigration from other countries increased.

cherryade8 · 07/05/2025 13:13

Yanbu the amount of taxes paid is appalling. They need to reduce them. I have quite a few friends who have reduced their working days as the high rates of tax disincentivise working more.

Badbadbunny · 07/05/2025 13:17

Ceska · 07/05/2025 12:47

Not if you dont drink or drive?

It's not whether you drive or not, it's whether you ever use any form of transport, other than your bike or your feet. Fuel taxation affects public transport, taxis, deliveries of goods to shops, your internet/shopping/postal deliveries to your home. Literally everything you buy WILL be affected by fuel taxes.

Badbadbunny · 07/05/2025 13:21

cherryade8 · 07/05/2025 13:13

Yanbu the amount of taxes paid is appalling. They need to reduce them. I have quite a few friends who have reduced their working days as the high rates of tax disincentivise working more.

They certainly need to start by eliminating the tax/benefit cliff edges that are a real disincentive to work more/harder where you can find yourself worse off.

They also need to "smooth out" where there are rate changes, i.e. with inheritance tax, it goes from 0% to 40% - that's a hell of a marginal rate and explains why so many people "plan" to avoid it.

Same with income tax going from 20% to 40% - why can't there be an intermediate 30% to help smooth it over and help discourage people from taking steps to reduce their income.

If you look at graphs of marginal rates of tax, it looks like a mountain range with peaks and troughs, whereas common sense would say it should look like a gently sloping upwards curve.

Viviennemary · 07/05/2025 13:29

Yes it's cheeky. Especially when some folk on benefits are nearly getting the equivalent and pay no tax.

Frequency · 07/05/2025 13:33

Viviennemary · 07/05/2025 13:29

Yes it's cheeky. Especially when some folk on benefits are nearly getting the equivalent and pay no tax.

If we include things like VAT, then people on lower incomes and welfare pay a much higher proportion of their total income in tax.

Ceska · 07/05/2025 13:43

Badbadbunny · 07/05/2025 13:17

It's not whether you drive or not, it's whether you ever use any form of transport, other than your bike or your feet. Fuel taxation affects public transport, taxis, deliveries of goods to shops, your internet/shopping/postal deliveries to your home. Literally everything you buy WILL be affected by fuel taxes.

what about if you dont drink then?

TipsyRaven247 · 07/05/2025 14:11

MerlinsBeard1 · 07/05/2025 11:37

What are you talking about. Buzz words.

Labour have raised taxes, that is what this thread is about.

Brexiteers certainly didn't vote to continue taking illegal immigrants in, in fact taking control of our borders was the driving force behind Brexit, this hasn't been delivered and is the exact opposite of what people voted for.

Exactly, before Brexit we had better control of the borders because we worked in collaboration with our European counterparts. Now we are on our own and the country is being flooded by them.
That is what happens when millions of ignorants believe the rubbish spewed by populist charlatans like Farage.

SpaceOfAides · 07/05/2025 14:17

Ceska · 07/05/2025 13:43

what about if you dont drink then?

If you don't drink you don't pay taxes on alcohol. If you don't buy clothing, luxury foods, toiletries etc you don't pay VAT either. But all of the above are mainstream purchases for ordinary folks. It's not comparable to saying if you don't buy yachts you don't pay yacht tax.

Your money is only worth anything if you can spend it. A huge amount of ordinary, everyday purchases have an tax component in the price. Which means to actually use my taxed salary for almost anything I have to pay more tax. Simple.

notprincehamlet · 07/05/2025 14:36

That's what happens when successive governments allow wages to rot and refuse to tax unearned income and wealth.

Whatafustercluck · 07/05/2025 14:56

MerlinsBeard1 · 07/05/2025 11:37

What are you talking about. Buzz words.

Labour have raised taxes, that is what this thread is about.

Brexiteers certainly didn't vote to continue taking illegal immigrants in, in fact taking control of our borders was the driving force behind Brexit, this hasn't been delivered and is the exact opposite of what people voted for.

Other than employers' NI contributions, and VAT on private schools, which other taxes have Labour raised? While I understand the controversy in relation to these policies specifically, to state that 'Labour have put up taxes' is a sweeping (and I think inaccurate) statement that completely ignores the previous 14 years of increased taxes. There seems to have been an avalanche of posts about high tax over the past 9 months, which is quite strange when you consider that it's been increasing for much longer than that, under a blue government.

As for Brexit, well, it turns out that taking control of our borders was evidently easier when we were part of the club than when we got out of it. Who'd have thought it, eh? Pulling up the drawbridge didn't work after all. As you say, the exact opposite result. So what was the point of it all? 14 previous years of immigration mismanagement, yet it's the past 9 months that have really tipped the scales apparently.

shuggles · 07/05/2025 15:24

@MerlinsBeard1 Most people could buy houses if the market had been managed correctly. If house prices increased based on inflation alone since 1970, the average house today would only cost about £70-80k.

Artificial constraints placed on housing supply by politicians and landlords are the reason why housing is so expensive.

Bourneyesterday · 07/05/2025 15:59

All employees pay the same amount of tax. It's the same rates for everyone. You get the first bit of your wages needed to survive tax free, the next bit needed for a little more than survival mostly to yourself and the bit after that you've to give a larger proportion to the government but it is the same for everyone.

You don't pay any tax on your first free thousand, you only pay a small proportion on your next few thousands. You aren't paying any more tax than someone on 40,000 on your first 40,000. Not a penny more.

MerlinsBeard1 · 07/05/2025 16:22

SparklyGreenWriter · 07/05/2025 13:07

And "project fear" warned you Brexit wouldn't deliver that. As predicted immigration from the EU plummeted but immigration from other countries increased.

Edited

Brexit can't deliver anything when Brexit hasn't been fully delivered in itself.

ZoggyStirdust · 07/05/2025 16:26

Bourneyesterday · 07/05/2025 15:59

All employees pay the same amount of tax. It's the same rates for everyone. You get the first bit of your wages needed to survive tax free, the next bit needed for a little more than survival mostly to yourself and the bit after that you've to give a larger proportion to the government but it is the same for everyone.

You don't pay any tax on your first free thousand, you only pay a small proportion on your next few thousands. You aren't paying any more tax than someone on 40,000 on your first 40,000. Not a penny more.

Not correct when you earn above 100k…

deusexmacintosh · 07/05/2025 16:30

Ablondiebutagoody · 06/05/2025 11:48

I agree with you. Far, far too many non-contributers who think that they are entitled to other people's money. And a Labour Government that agrees with them.

Oh here we go, benefit scrounger rhetoric again.

if you bothered to engage your tiny brain and did some research, you'd discover the vast majority of benefit claimants who claim full state benefits and have never worked/will never work have a learning disability (IQ below 70).

There are over 1.5 million people in the UK with an LD. Including one of my siblings, who is in his 30s and has autism and downs syndrome.

He is dependent on state welfare in the form of ESA and PIP payments - which, at the princely sum of £14k a year, hardly covers the cost of living. On top of food, bills, and other expenses that come with being severely disabled, he has been charged nearly £2k a year by his local council, as payment towards his 30 hour a week care/support package, since 2012.

Why? because of entitled Tory scum like you, who begrudge everyone everything, and refuse to vote for politicans who will raise taxes to pay for proper, high quality care and support.

Thankfully my parents relieved a letter last week from their new Labour councilor, notifying them that from next month he will no longer pay a penny towards his care costs.

He's also had a support budget increase, receieved a free £250 sainsbury's food voucher from the council, and his day centre have had their funding increased - so they're taking him and his freinds on a fully taxpayer funded 5 day trip to France, his first ever foreign holiday, in August!

The look of joy on his face when he discovered he'd be going to Disneyland was a sight to behold... I could kiss kier starmer's feet right now!

but I suppose mean, avaricious people like you want to defund day centres, residential homes, specialist colleges and care homes, slash state welfare to 0, and abandon 1.5 million vulnerable people to abject poverty and misery, just so you can afford a few more £5 lattes and £8 loaves of bread from your local Gail's bakery?

Cop yourself on, you selfish twat!

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