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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Astounded that this is actually legal

199 replies

movingthemountains · 02/04/2025 14:23

A friend of mine has 4 children, 1 with her ex partner from years ago and 3 with her husband. They have been separated for a year and plan to divorce eventually. He moved out of their rental property and now lives with his mum. He doesn’t work, never has really, apart from the odd job here and then over the years but it’s never lasted. She works part time, 2 days a week. They share the kids 50/50 and it’s all amicable.

Due to the two child benefit cap, which applies since the youngest 2,were born after 2017, they are unable to claim for all 4 kids simultaneously. As a result, they each claim benefits for 2 kids instead.
He receives between £900-£1000, a substantial amount considering he has no rent or bills to cover. It’s wild that they can pull this off, but if they were living together, it wouldn’t be possible.

AIBU to feel shocked by this?

Additionally, before anyone suggests that this is just a bait (generally how these threads go), friends do talk, you know!

OP posts:
movingthemountains · 02/04/2025 15:10

@Sueyshi typical response on here. How do you think I knew this information in the first place?

OP posts:
movingthemountains · 02/04/2025 15:11

apologies @Sueyshi my last comment was aimed at@Smallmercies

OP posts:
5128gap · 02/04/2025 15:17

movingthemountains · 02/04/2025 14:59

@jewelcasesurely you’re not suggesting that people should have loads of kids with no means of supporting them? Where is all that money suppose to come from?

Are you suggesting that people without the means to support their children should be sterilised, or that children born to parents who can't afford to keep them should go without food and clothes? Because those appear to be the only alternatives if we are to stop paying. I find people are very quick to say what shouldn't be the case, but are never that forthcoming about what should.

jewelcase · 02/04/2025 15:18

movingthemountains · 02/04/2025 14:59

@jewelcasesurely you’re not suggesting that people should have loads of kids with no means of supporting them? Where is all that money suppose to come from?

I’m not suggesting it. It’s a bad idea for everyone. But where it happens, the kids shouldn’t be punished by having Child Benefit taken away.

TallulahBetty · 02/04/2025 15:18

jewelcase · 02/04/2025 14:55

Four kids should get child benefit for four kids. Doesn’t matter what the adults do. That’s why the cap is wrong.

There is no cap on child benefit (apart from means-testing above a certain salary). You mean the child element of UC, for which there IS a two-child cap.

Patterncarmen · 02/04/2025 15:19

The money is to raise children, house, clothe and feed them--the children are innocent in all of this.

4.5 million children are in poverty across the UK. That’s 31% of all children. In the ten years between 2012/13 and 2023/24, the number of children in poverty rose by 800,000 (from 27% to 31%).

https://www.actionforchildren.org.uk/blog/where-is-child-poverty-increasing-in-the-uk/

Where is child poverty increasing in the UK?

The End Child Poverty Coalition has published local child poverty data, showing the scale of child poverty across the UK.

https://www.actionforchildren.org.uk/blog/where-is-child-poverty-increasing-in-the-uk/

TallulahBetty · 02/04/2025 15:20

Sueyshi · 02/04/2025 15:09

Yes doesnt encourage couples to stay together.
Ahould reallt be same mum/parents can only claim uc for 2.

Child benefit isnt capped they get that for all 4 anyway.

Does it revert to next child down in age when oldest is too old?

It does. When the eldest is too old to be claimed for, the next-youngest can be claimed for.

movingthemountains · 02/04/2025 15:25

@5128gap clearly not. It’s not the children’s fault. However, this isn’t a situation where someone can’t work due to a disability, health problems, mental health challenges or tough circumstances. This person is simply unmotivated and unwilling to put in the effort and would rather live off the government. This has been true even before they became parents. It’s a completely different scenario.

OP posts:
5128gap · 02/04/2025 15:27

movingthemountains · 02/04/2025 14:45

They are certainly no longer in a relationship, and everything is above board. I’m not doubting the legality of the situation (apologies if it came across that way), I know it is legal. I’m just taken aback, as it seems there is a clear loophole in the system since they wouldn’t be eligible for the extra funds if they were still together. To be fair, she does work, but he has no intention of finding a job, and honestly, why would he when he receives almost £1000 from the state with no bills to cover? That sum is half of my monthly income, and I work full time. Crazy.

There's a lot of things people become eligible for when they seperate thay they wouldn't get as a couple, UC housing costs for two homes not one, the right to claim benefits without the other person's income being taken into account for example. When you are no longer part of a couple you are no longer assessed as if you were, obviously. Not sure why you think this particular example is a 'loop hole' when it's simply part of a pattern for how entitlement is assessed.

XenoBitch · 02/04/2025 15:28

Your OP starts like you want to talk about the child benefit, but really this is a thread to give people the opportunity to benefit bash your friend's ex husband.
What is your real agenda here?

NoIcantDropthis · 02/04/2025 15:28

KimberleyClark · 02/04/2025 14:31

No, one of them is with the friend’s ex.

I assume that child is on the mothers claim then ?

good luck to them I say it’s shows a level of intelligence and sounds legal so I hope it works out for them. It’s hard enough to get by now and if this helps one family then that’s great. Maybe others will do the same. The 2 child UC limit is ridiculous.

HRTQueen · 02/04/2025 15:30

the whole benefits system is a joke

sadly open easily to fraud and then too often closed off to people who report in honestly

I earn more than average and I know people who are in receipt of more than I take home every month. I know because I completed the forms with them

yet people will claim this isn't the case, it absolutely is for far too many who really should not be entitled to all the benefits they are in receipt of

NoIcantDropthis · 02/04/2025 15:30

5128gap · 02/04/2025 15:17

Are you suggesting that people without the means to support their children should be sterilised, or that children born to parents who can't afford to keep them should go without food and clothes? Because those appear to be the only alternatives if we are to stop paying. I find people are very quick to say what shouldn't be the case, but are never that forthcoming about what should.

The cost to the nhs for sterilisation would be a lot more than the cost of paying child element for additional children .

5128gap · 02/04/2025 15:30

movingthemountains · 02/04/2025 15:25

@5128gap clearly not. It’s not the children’s fault. However, this isn’t a situation where someone can’t work due to a disability, health problems, mental health challenges or tough circumstances. This person is simply unmotivated and unwilling to put in the effort and would rather live off the government. This has been true even before they became parents. It’s a completely different scenario.

Yes, and that's incredibly unpublic spirited of him. However, my question remains, what do you suggest is done that won't negatively impact the children?

laidir · 02/04/2025 15:31

Knew this would be yet another goady benefits-bashing thread, before I even clicked on it.

This place is getting boring...

movingthemountains · 02/04/2025 15:32

@5128gap because he doesn’t have any housing costs. He lives rent free with his mother and doesn’t contribute to any of the bills, yet receives a substantial amount from UC.

OP posts:
movingthemountains · 02/04/2025 15:32

@XenoBitch how so? I’m just answering people’s questions?!

OP posts:
5128gap · 02/04/2025 15:33

NoIcantDropthis · 02/04/2025 15:30

The cost to the nhs for sterilisation would be a lot more than the cost of paying child element for additional children .

Indeed. And poverty costs the tax payer more again. Far cheaper to give people the money they need to keep their children fed and healthy than deal with the much greater costs down the line if they can't afford to do so.

Mylegishangingoff · 02/04/2025 15:34

I think its bonkers that there is cap in the first place. So many children in the UK living in awful poverty. If it stops these children from living in poverty then it's money we'll spent.

movingthemountains · 02/04/2025 15:35

@HRTQueen I agree. I’m not sure why people on here refuse to believe that I’m telling the truth. There’s no need for me to lie.

OP posts:
TheHerboriste · 02/04/2025 15:37

jewelcase · 02/04/2025 14:55

Four kids should get child benefit for four kids. Doesn’t matter what the adults do. That’s why the cap is wrong.

People who can't support their own households shouldn't be thoughtlessly pumping out offspring.

I truly feel it's antisocial and unethical to produce offspring with more than one partner. For myriad reasons. I know that is not a popular view here but there really is no excuse. "We wanted one of our own" tripe notwithstanding. We can't always get what we want.

Starfishfriend · 02/04/2025 15:38

Massive corporations aren’t paying millions in tax. Millionaires and billionaires find loopholes in tax rules that save them huge amounts of money. If normal people want to legally get themselves an extra £900 a month and can spend more time with their kids (which benefits us all if they’re raised well) rather than work a thankless job, personally I don’t give a shit. if I care at all it’s only because I’m jealous because I too would like to be able to pay my bills and work less

Whyx · 02/04/2025 15:40

Disgusted by the outrage on here over a £1000 a month. Look at what Keir Starmer and his cabinet awarded themselves in pay rise last month*. I expect an MPs meal expenses bill equals this amount some months. Direct your fury elsewhere and actually do some good.

*and same would have happened if Tories still in

movingthemountains · 02/04/2025 15:41

@Starfishfriend what if everyone thought like that though? Who would foot the bill then?

OP posts:
Whyx · 02/04/2025 15:42

Starfishfriend · 02/04/2025 15:38

Massive corporations aren’t paying millions in tax. Millionaires and billionaires find loopholes in tax rules that save them huge amounts of money. If normal people want to legally get themselves an extra £900 a month and can spend more time with their kids (which benefits us all if they’re raised well) rather than work a thankless job, personally I don’t give a shit. if I care at all it’s only because I’m jealous because I too would like to be able to pay my bills and work less

Hear! Hear!

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