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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Landlord won't sell. Another second home in our dying village

288 replies

AppelationStation · 18/03/2025 00:08

DH, DS and I have rented our current home for 6 years. We moved here, back to where he grew up, and weren't in a position to buy. We've saved hard and now we are.

We love this house. It's small, and in many ways impractical, but we adore the bones of it. It's seen us through some really rough times and been our sanctuary. We've cared for it, at our own expenses, and done loads of work to make the garden something special. Our landlord has said themselves "It's much nicer now than it was when I lived here!".

We love where it is, which is quite a unique rural setting with amazing landscapes and near the sea. We've made friends in the village, my son goes to the local primary and I'm a governor thereWeHouses aren't for sale here often. We know the local walks inside out, which wild flowers grow in which hedgerows, which birds come back to nest in which trees. It just feels like our forever home. Which of course it isn't, because we rent it.

Our landlord left the house herself to marry a farmer who lives an hour away. She won't move back. Since we've lived here the law on EPC ratings has changed so she can't legally let it out again. There is a 300% council tax penalty on second homes, because they're such a problem here (massive housing crisis, no houses for young families to buy, so local schools and shops closing all over the place). We thought, for those reasons, they'd be interested in selling to a sitting tenant.

We asked them recently. They came round this weekend, in person, to tell us No. They won't sell it. They know they can't rent it, and that they'll have to pay the second home tax. They're not sure what they want to do with it, but they don't want to sell and that's that.

I know, of course, that they're under no obligation to sell their house. They don't owe us anything. But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it. And I'm finding it doubly galling that, having paid them over 50k in rent and added value to their house by taking such good care of it (more fool us), they're going to leave it empty, let the garden go to ruin, just to keep it as an asset on their balance sheet.

I genuinely think I'd feel better if I knew another family or person was going to live here and love it. Instead the village will have another empty / second home. I can't imaging ever finding somewhere like it (it's very secluded, stone built, old, and just feels "right"), which means anything we do buy is going to be a reluctant compromise.

I know I probably sound a bit wet and daft. I can't make them sell. It's made me feel surprisingly, profoundly sad, and I just don't know how to move past that feeling.

OP posts:
Crucible · 18/03/2025 08:32

I've made it a rule never ever to fall in love with a rental. I know it's hard sometimes; it's just not yours. This house sounds lovely but I think you have the heart to fall in love with the place you do eventually buy. Get looking and stay in the area if you love it. That is where it's worth transferring your efforts - estate agents!

LittleCharlotte · 18/03/2025 08:33

And I'm not saying it hasn't! But holiday lets should be far more tightly controlled. In my town we are crying out for decent rental properties, building more and more houses on our green fields, and properties are getting bought to let out as Airbnb because it's easier than being a proper decent landlord.

80smonster · 18/03/2025 08:34

Controversial, but if you are very invested in the house, would it be possible to make the landlord an above market offer? You would have to do that using funds in excess of your deposit (since the bank won’t loan more the house is worth). It may be worth it to you to prevent school changes and other upheaval. Most people are motivated by money, that’s the entire reason people rent their extra homes out, not because they fancy helping with the housing crisis.

HerOopNorth · 18/03/2025 08:35

LittleCharlotte · 18/03/2025 08:33

And I'm not saying it hasn't! But holiday lets should be far more tightly controlled. In my town we are crying out for decent rental properties, building more and more houses on our green fields, and properties are getting bought to let out as Airbnb because it's easier than being a proper decent landlord.

You need to go back a step and ask why locals can't afford them. No work, presumably.

LittleCharlotte · 18/03/2025 08:37

Plenty of work here. But a chap who does work on my house admitted freely that he does Airbnb because the money comes in straight away and it's easier than being a landlord. He has 7 properties. Properties which could be housing tenants who need homes.

HellDorado · 18/03/2025 08:37

YourAzureEagle · 18/03/2025 08:26

Bear in mind what they can do is let it as Air BnB or as a holiday cottage. I own a property in the village where I grew up, similarly, if the sitting Tennant left I couldn't re let due to EPC, so I would use it as an Air BnB / Holiday let instead.

Exactly. And as this is an area with a lot of second home owners, surely there’s a market for it.

OhHellolittleone · 18/03/2025 08:38

Have you considered that as a woman she may feel uneasy giving up her home? She’s not going to get half a farm if they split, so she might not be as much ‘never moving back’ as you think. You seem convinced she’s a terrible hoarder of housing but the reality is that she has one home and the farm is probably in her husbands family or something. Or not. I mean you’d know better than me, but it just seems you’re sure she’s mean but it might not be that simple.

HerOopNorth · 18/03/2025 08:39

LittleCharlotte · 18/03/2025 08:37

Plenty of work here. But a chap who does work on my house admitted freely that he does Airbnb because the money comes in straight away and it's easier than being a landlord. He has 7 properties. Properties which could be housing tenants who need homes.

The real solution is to make houses affordable (which means building more of them) and buyers being educated and earning enough to buy so they aren't relying on rentals.

LittleCharlotte · 18/03/2025 08:41

Some people prefer to rent though. Especially if they're just starting in a relationship or are quite transient.. The home owning obsession is quite a British one; it's not so common on the continent because of a better fairer rental market. We have plenty of empty houses which need dealing with first.

Hwi · 18/03/2025 08:41

Classic example of 'none of your business'.

Chrysanthemum5 · 18/03/2025 08:41

I suspect they want to sell as a vacant property so will want you out and then put it on the market for more than they think you would have.

prelovedusername · 18/03/2025 08:42

Second homes are not the problem. The problem is that people are fussier now about the houses they want to buy. Understandable because property prices are so high but people used to buy the most decrepit doer uppers because it was what they could afford and they could add value by making them habitable. Those properties are still around but nobody wants to take them on.

Showerflowers · 18/03/2025 08:45

HeySnoodie · 18/03/2025 01:45

She might have the same connection with the house, adoring its location, build, age. Maybe they will use it for a family member?

I agree.
they could be planning on their children possibly needing local housing in the future.

it’s tough though op I feel for you.

Mirabai · 18/03/2025 08:46

It was a very bad idea to get so invested in a house you don’t own. People invest time and money (beyond rent I mean) in the garden or interior and then are surprised when they have to move on. The reality is the only person that benefits is the LL. It sounds to me like you really want your own place, so maybe that’s the thing to focus on going forward. Perhaps move to a cheaper area - anything to facilitate being able to put down roots and not have to move again.

Josiezu · 18/03/2025 08:48

I know, of course, that they're under no obligation to sell their house. They don't owe us anything. But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it.

Honestly what a weird stance. You can’t just have it because you want it. Someone else already owns it.

jay55 · 18/03/2025 08:48

She’s married to a farmer, farm ownerships are complex and the house gives her a bit of security. I wouldn’t sell in her position either.

Fountofwisdom · 18/03/2025 08:52

“All we’ve done is increase the value of someone else’s house.”

I do feel sympathy for your sadness about being attached to the house you’re in. I’ve been a tenant many times, an accidental LL once when I rented out my property for a few years after moving in with a partner, and am now a homeowner.

I find it galling that so many tenants resent the fact that the property they are renting will increase in value. And resent the LL making any profit. That is not in fact ‘all’ you’ve done. What you have done is put a comfortable roof over the heads of your family for several years. That comes at a cost, whether rent or mortgage. Your LL will also be incurring costs for maintenance, replacing appliances, etc and will be paying tax on their rental income.

You didn’t have to spend your own money improving the house in any way, that is your choice.

Why on earth would you want to stay forever in what you describe as ‘a dying village’? A tiny rural community where shops and amenities are closing sounds totally depressing and not like a good place to raise a family. It might be ok for your DS now but what is there for him to do once he’s a teenager? It is definitely worth casting your net wider and considering nearby towns where there will be better amenities.

HerOopNorth · 18/03/2025 08:53

DH, DS and I have rented our current home for 6 years. We moved here, back to where he grew up, and weren't in a position to buy. We've saved hard and now we are.

On the one hand you're saying you can afford to move, on the other you're saying you have to rent' for the rest of your lives'.

A bit contradictory?

And to say it's 'galling' to have spent so much on a rental.

You do know that when you have a mortgage, you will pay interest far in excess of the loan/ value of your house?

If you hadn't rented you'd have been paying out anyway, mainly interest for years , before your payments started reducing the loan.

whoatherenellie · 18/03/2025 08:53

So many dickhead responses on this thread.

Aren't people allowed to be upset or disappointed about stuff anymore?

SapphireSeptember · 18/03/2025 08:54

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

You think that people who can't afford to buy a house don't work hard? 🙄 I live in a block of housing association flats. One of the ladies who lives here is a nurse. I'm on maternity leave from my retail job. Have you ever lifted a 25kg bag of screed? (Obviously I couldn't do that when I was pregnant.)
Oh, and we do need people to have kids because we're below replacement rates.

HerOopNorth · 18/03/2025 08:55

whoatherenellie · 18/03/2025 08:53

So many dickhead responses on this thread.

Aren't people allowed to be upset or disappointed about stuff anymore?

So anyone who doesn't think like you is a 'dickhead'?

Lovely.

IMustDoMoreExercise · 18/03/2025 08:55

The council should increae the tax every year it stays empty. 300% is obviously not enough to deter people like them.

LillianGish · 18/03/2025 08:56

You've asked and they've said no so you can do no more - no point tying yourself in knots over this. On the plus side, you are not being evicted so you can take your time looking for your forever home - and you will find it and you'll make it as beautiful as the one you live in now. I sympathise with you - we've lived in a number of rentals over the years while moving around on work postings. We've made every place we lived gorgeous - including creating gardens - because I've wanted every place to feel like home and not just a stop-gap. If you're a homemaker, you'll be a homemaker wherever you live - it's certainly not a case of 'more fool you'. Now you need to divert all that energy into finding a lovely place to buy - and you may be surprised at what's out there (like the List It part of Love it or List It with Phil Spencer!) In the meantime enjoy living in your rental and be happy that you have the chance to jump before you're pushed. Good luck.

IMustDoMoreExercise · 18/03/2025 08:57

jay55 · 18/03/2025 08:48

She’s married to a farmer, farm ownerships are complex and the house gives her a bit of security. I wouldn’t sell in her position either.

Well, then she should be penalised much more than 300% council tax for keeping a property empty.

tropicalroses · 18/03/2025 08:59

IMustDoMoreExercise · 18/03/2025 08:57

Well, then she should be penalised much more than 300% council tax for keeping a property empty.

Yeah, god forbid a woman want some financial independence and protection.