Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Should I report my cousin's benefit fraud?

613 replies

GreatAmberSnake · 20/02/2025 09:35

Hi everyone - I'm having a bit of a moral dilemma and looking to get everyone's opinions.

My M34 cousin doesn't work, he claims PIP. I'm not that familiar with how it works but he says he's on the highest level available, and there's even talk of him getting given a car. He openly boasts at every opportunity about the extreme exaggerations and outright lies he put on his PIP application, and calls me and other members of the family idiots for working when we could just get our money from PIP like he does.

If they investigated him they would easily find that some of his lies don't add up. I believe he genuinely does have depression and anxiety, but he has no physical issues. He said he put things like his partner needs to dress him in the morning (he split from his partner a couple of years ago), needs to wear velcro shoes as he can't tie laces etc. A home visit would show up some of his lies, and a call to the school (he's a weekend Dad but sometimes picks up/drops off his sons) or the Police (he's been arrested for drug offences a couple of times) would be further proof.

The main thing stopping me from reporting him is his depression. He has attempted suicide on at least one occasion, and I fear that a potential prison sentence for fraud could send him into a spiral. Even if no-one found out it was me, I really don't want that on my conscience.

If he didn't boast all the time I would just ignore it, it's not like it affects me directly, but it just winds me up every time he goes on about. Grrrr!! I do try to minimise contact with him but sometimes it's easier said than done. If he gets this car I think he'll become even more unbearable 😡

Help! What would you do?

OP posts:
Anonforthis58 · 22/02/2025 00:17

Greenwallpinkwall · 21/02/2025 22:34

I’ve awarded multiple deserving claimants who for many reasons haven’t been able to provide medical evidence - decisions which have been upheld. Just one potential situation amongst many would be a substance user who has completely disengaged from primary and secondary care services because they’ve developed complex mental health conditions resulting from their misuse and lack of any health care input. There won’t always be a paper trail of ‘evidence’ to support a claim but decisions are often made based on balance of probability. Please stop sharing misinformation, it could be really damaging to vulnerable people reading these sorts of threads who may be considering applying but be put off

You must be the only one doing your job correctly then. The amount of claimants turned down at 2 stages and forced to go to Tribunal - then win, is shocking. Maybe teach your colleagues their job.

XenoBitch · 22/02/2025 00:20

RoastDinnerSmellsNice · 22/02/2025 00:10

This is absolutely true! People who HAVE struggled to get PIP, have in trying to help others in genuine need, inadvertently shared information which has enabled people like your cousin to cheat the system.

In fact only a few days ago there was someone on here asking how to get PIP, claiming that she'd been turned down, but I got the distinct impression that she was trying to milk genuine claimants for information to help her cheat the system.

So, instead of moaning about benefit cheats, please DO report them people, as not only do they get all benefit claimants a bad name, but they also cost the country, (US) money, which could be better spent on the NHS, who can then help those who are genuinely sick, get well and back to work again.

Both you and the previous poster are making it sound like anyone who gets PIP straight away is lying... and you are only genuine if you have had to go through tribunals etc.
Who does and doesn't get PIP seems so inconsistent, and often seems to depend on the what side of bed the person doing your assessment got out of.

A huge amount of people applying for PIP get turned down the first time (more so for MH issues). Someone asking for advice on how to proceed with their claim is not trying to cheat the system.

Laurmolonlabe · 22/02/2025 00:23

people applying for PIP are assessed by a DWP appointed doctor- so I'm amazed he hasn't been found out, maybe they are behind and his assessment is coming. Don't worry about him getting a car- the only case I have ever heard of this is 100% incapacitated by vaccine damage. I have helped people with PIP applications- it really isn't that easy to cheat on it, more people are turned down than accepted for it.
It sounds extraordinary boasting about benefit fraud, but I have encountered this .

Wildflowers99 · 22/02/2025 00:30

XenoBitch · 22/02/2025 00:05

You are jealous of someone who is disabled enough to the point they are entitled to full PIP. Have her money, but have her disabilities too.
Take a long look at yourself.

You can’t use this as a mic drop forever. It cannot be the case that nobody can criticise disability benefits ‘because it means you’re jealous of a disabled person and OMG that makes you terrible’. I’m disabled (on tons of medication just to keep myself physically alive), so I do get it, but the fact remains we spend more on disability benefits than we do on our armed forces. That’s how out of control it is. It’s not even a moral issue, it’s a financial one - we simply cannot afford it.

And you can’t blame the public for becoming exasperated when the staggering increase in claims over the last 10 years has been driven by non-pathological illnesses. I can’t even remember the last time I heard of a PIP/DLA claim for something that wasn’t autism, ADHD, anxiety, PTSD or fibromyalgia.

And you need to see the bigger picture. PIP may be ‘only a few hundred quid a month’ but the majority of PIP claimants don’t work, so are also on UC, and have their housing expenses paid. In addition to this they (like every person) get free comprehensive healthcare which if you are disabled cost a lot of money, as well as the passive benefits of taxpayer funded services like the emergency services, the military and infrastructure.

I think you need to take a look at your self before criticising the taxpayer that is working hard to provide all of the above.

Anonforthis58 · 22/02/2025 00:36

Laurmolonlabe · 22/02/2025 00:23

people applying for PIP are assessed by a DWP appointed doctor- so I'm amazed he hasn't been found out, maybe they are behind and his assessment is coming. Don't worry about him getting a car- the only case I have ever heard of this is 100% incapacitated by vaccine damage. I have helped people with PIP applications- it really isn't that easy to cheat on it, more people are turned down than accepted for it.
It sounds extraordinary boasting about benefit fraud, but I have encountered this .

They’re not usually assessed by a doctor - it can be a nurse, paramedic, OT, physios …
Your car statement is daft, and incorrect! If you get enhanced mobility you can use this money for a car.

TunipTheVegimal24 · 22/02/2025 00:40

Bloody hell - with family like you, who needs enemies?!

If you're going to get all het up about injustice, there are better places to start. It's petty and gross, to go after one of life's underdogs.

BlueFlowers5 · 22/02/2025 04:18

I'd ignore it. You don't know what his GP and psychiatrist said as evidence in support of his application.

ColourBlueColourPurple · 22/02/2025 06:35

I'd report him.

warmcatsofa · 22/02/2025 07:18

WaitingForMojo · 21/02/2025 22:08

Ohhhh, I see.

You think that neurodevelopmental differences / mental health needs aren’t as ‘real’ as physical disabilities? I see.

What about learning difficulties? Should someone with profound learning disabilities be entitled to higher rate mobility? When they have no understanding or ability to go out independently, are completely reliant on others to make journeys, but can physically walk, even run?

What about uncontrolled epilepsy, where someone can’t go out and about safely or without a carer?

What about someone with a psychotic illness, who’s so out of touch with reality that they don’t recognise their surroundings?

Soneone with a brain injury who can’t navigate?

Someone autistic without a sense of danger, who needs full supervision and is liable to run into traffic?

These people shouldn’t be awarded enhanced mobility. Ok, then.

It actually is ‘that deep’, when you’re playing disability too trumps and pitting disabled people against one another, dividing into deserving and undeserving categories, as well as minimising and stigmatising certain disabilities.

Calm down love. Hate the game, not the players. I don’t blame people for sucking everything they can from the benefits system when they see politicians doing the same.

The system is a complete joke and needs reform.

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

WaitingForMojo · 22/02/2025 07:50

Greenwallpinkwall · 21/02/2025 22:34

I’ve awarded multiple deserving claimants who for many reasons haven’t been able to provide medical evidence - decisions which have been upheld. Just one potential situation amongst many would be a substance user who has completely disengaged from primary and secondary care services because they’ve developed complex mental health conditions resulting from their misuse and lack of any health care input. There won’t always be a paper trail of ‘evidence’ to support a claim but decisions are often made based on balance of probability. Please stop sharing misinformation, it could be really damaging to vulnerable people reading these sorts of threads who may be considering applying but be put off

PIP assessors don’t award. So you haven’t awarded anybody anything. You have made a recommendation in the report from your assessment, which is one piece of evidence the DWP will use to decide whether and what to award. You’re right though that it is rare for Decisionmakers to go against the Assessor’s recommendation. That is because they’re allocated very little time to deal with each claim and usually simply rubber stamp it. The decisions made by assessors are often illegal and overturned at MR or tribunal stage.

You’re right that in the example you give, an award is appropriate. That individual should however have evidence of the impact of their disabilities, other than their medical records. Otherwise, you’re just taking their word for the fact that they meet the descriptors, which I’m sure you know isn’t what’s set out in the guidelines for assessors.

I do PIP tribunals every day. The most common reason claims fail is lack of evidence. Even in the most ‘deserving’ cases. Nearly every PA4 I see cites ‘not supported by the evidence’ or ‘evidence not available’ alongside each descriptor.

What you’re saying here is different from what you originally said, which is ‘you don’t (need medical evidence), unfortunately’. Unfortunately, implies that you think people are awarded without having to support their claim, and are claiming based on their say so alone, when they shouldn’t be. It is you who is spreading misinformation here and adding fuel to benefits bashing.

It is also important for people to know, when they make a claim, that they are unlikely to be successful without evidence to support the level of restriction they are claiming, and that obtaining this evidence is a vital part of the claims process.

WaitingForMojo · 22/02/2025 08:05

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

This isn’t actually true, in the case of PIP. Much as I agree that the statements here about awarding without evidence are rubbish.

PIP awards are awarded for a finite period of time, and then reviewed. The review is slightly different from the initial application but broadly similar. There’s no need for a medical certificate for PIP. Nobody sends fit notes for PIP because it isn’t an out of work benefit.

There is usually (not always) an assessment by a healthcare professional from one of the companies the DWP use to conduct assessments. Some assessments are paper based but this is rare.

scanni · 22/02/2025 08:14

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

Unfortunately for many the medical professional doesn't necessarily have experience in the field of the claimants difficulties. No point having a podiatrist assess someone with mental health issues.

Laurmolonlabe · 22/02/2025 08:17

WaitingForMojo · 22/02/2025 08:05

This isn’t actually true, in the case of PIP. Much as I agree that the statements here about awarding without evidence are rubbish.

PIP awards are awarded for a finite period of time, and then reviewed. The review is slightly different from the initial application but broadly similar. There’s no need for a medical certificate for PIP. Nobody sends fit notes for PIP because it isn’t an out of work benefit.

There is usually (not always) an assessment by a healthcare professional from one of the companies the DWP use to conduct assessments. Some assessments are paper based but this is rare.

What is your frame of reference? mine is my partner worked for DWP for over 30 years and dealt directly with PIP- the idea you fill in the form and just get it with no evidence and no assessment is laughable.

WaitingForMojo · 22/02/2025 08:19

Laurmolonlabe · 22/02/2025 08:17

What is your frame of reference? mine is my partner worked for DWP for over 30 years and dealt directly with PIP- the idea you fill in the form and just get it with no evidence and no assessment is laughable.

Oh I agree either way you completely there. I’m a welfare rights lawyer, PIP appeals are my job.

WaitingForMojo · 22/02/2025 08:20

warmcatsofa · 22/02/2025 07:18

Calm down love. Hate the game, not the players. I don’t blame people for sucking everything they can from the benefits system when they see politicians doing the same.

The system is a complete joke and needs reform.

Your attitude disgusts me.

Snakebite61 · 22/02/2025 08:49

GreatAmberSnake · 20/02/2025 09:35

Hi everyone - I'm having a bit of a moral dilemma and looking to get everyone's opinions.

My M34 cousin doesn't work, he claims PIP. I'm not that familiar with how it works but he says he's on the highest level available, and there's even talk of him getting given a car. He openly boasts at every opportunity about the extreme exaggerations and outright lies he put on his PIP application, and calls me and other members of the family idiots for working when we could just get our money from PIP like he does.

If they investigated him they would easily find that some of his lies don't add up. I believe he genuinely does have depression and anxiety, but he has no physical issues. He said he put things like his partner needs to dress him in the morning (he split from his partner a couple of years ago), needs to wear velcro shoes as he can't tie laces etc. A home visit would show up some of his lies, and a call to the school (he's a weekend Dad but sometimes picks up/drops off his sons) or the Police (he's been arrested for drug offences a couple of times) would be further proof.

The main thing stopping me from reporting him is his depression. He has attempted suicide on at least one occasion, and I fear that a potential prison sentence for fraud could send him into a spiral. Even if no-one found out it was me, I really don't want that on my conscience.

If he didn't boast all the time I would just ignore it, it's not like it affects me directly, but it just winds me up every time he goes on about. Grrrr!! I do try to minimise contact with him but sometimes it's easier said than done. If he gets this car I think he'll become even more unbearable 😡

Help! What would you do?

Nothing, the tories and the rich stole billions from the British taxpayer. Maybe he's just following their morals.
Imagine grassing your own cousin? Despicable.

Sheeparelooseagain · 22/02/2025 08:52

"That is correct. I don’t believe you should be entitled to a mobility car if you have no mobility issues. Next question ?"

You can't get a car without mobility issues. Mobility is the ability to get from A to B.

Julen7 · 22/02/2025 09:12

Wildflowers99 · 22/02/2025 00:30

You can’t use this as a mic drop forever. It cannot be the case that nobody can criticise disability benefits ‘because it means you’re jealous of a disabled person and OMG that makes you terrible’. I’m disabled (on tons of medication just to keep myself physically alive), so I do get it, but the fact remains we spend more on disability benefits than we do on our armed forces. That’s how out of control it is. It’s not even a moral issue, it’s a financial one - we simply cannot afford it.

And you can’t blame the public for becoming exasperated when the staggering increase in claims over the last 10 years has been driven by non-pathological illnesses. I can’t even remember the last time I heard of a PIP/DLA claim for something that wasn’t autism, ADHD, anxiety, PTSD or fibromyalgia.

And you need to see the bigger picture. PIP may be ‘only a few hundred quid a month’ but the majority of PIP claimants don’t work, so are also on UC, and have their housing expenses paid. In addition to this they (like every person) get free comprehensive healthcare which if you are disabled cost a lot of money, as well as the passive benefits of taxpayer funded services like the emergency services, the military and infrastructure.

I think you need to take a look at your self before criticising the taxpayer that is working hard to provide all of the above.

All this.

LadyKenya · 22/02/2025 09:32

Teddybear23 · 21/02/2025 23:57

My friend was on the highest PIP and with that and possibly other benefits she got more than I got for working full time for the NHS. I was pretty fuming to be honest 😡. I expect people to get help obviously if they can’t work but not get more than a full time worker; what made it worse is that she wasn’t even working beforehand!!

What does your 'friend' think of your view of her. Oh that's right, she probably does not know what you really think of her. Your poor friend. Not only is she/ was she suffering from some issues, considering she gets/ got the highest rates of PIP, but she has no idea that you are sitting in silent contempt of her.

Julen7 · 22/02/2025 09:34

Sheeparelooseagain · 22/02/2025 08:52

"That is correct. I don’t believe you should be entitled to a mobility car if you have no mobility issues. Next question ?"

You can't get a car without mobility issues. Mobility is the ability to get from A to B.

The poster means physical disability issues, obviously

TheWonderhorse · 22/02/2025 09:52

OP you accept that his mental health is so bad he's attempted suicide in the past and you fear he will again if reported.

You also accept you only know what he's been willing to share.

You accept that he's entitled to some PIP.

So you're contemplating risking his health to report him based on irregular conversations you've had with him when you are unable to avoid contact? It's very common for men especially to be stigmatised by MH issues so he could possibly prefer paint himself as someone playing the system instead of acknowledging the days he can't get out of bed.

Leave the PIP assessment to the professionals and keep your nose out.

WaitingForMojo · 22/02/2025 09:54

Julen7 · 22/02/2025 09:34

The poster means physical disability issues, obviously

Why obviously?

Pussycat22 · 22/02/2025 09:57

PeggyMitchellsCameo · 20/02/2025 09:44

As someone who does actually need help and had to jump (if I could jump!) through hoops to get it, people claiming for PIP by lying turns my stomach.
Sadly there are more social media pages now telling people how to claim by lying.
My claim was done in person, as was my tribunal appeal which was awful.
Take no notice of the bragging or that it’s great and why would suckers work? Lots of people who get PIP at different levels work.
His mental health may be ‘at risk’ if you report him, but he shouldn’t be getting funded for physical care which he is able to do himself. It’s disgraceful.

It's HIS responsibility to keep himself alive.

Julen7 · 22/02/2025 09:57

WaitingForMojo · 22/02/2025 09:54

Why obviously?

Because she explained it in her post

Swipe left for the next trending thread