Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To liquidate everything when I get to 60 and live in luxury hotels until the cash runs out

505 replies

Everythingisnumbersnow · 08/02/2025 10:09

Just thinking who wants to be old anyway plus I really resent the idea of all my money going to dodgy offshore small business owners (aka care home owners).

We'll see how it goes but I'm pretty excited about this.

OP posts:
Everythingisnumbersnow · 10/02/2025 12:39

SinkToTheBottomWithYou · 10/02/2025 12:37

I believe a good number of net contributors are fed up with the general attitude that they will always pay for everybody else.
So why not spend all their money, they have earned it after all, and then benefit from free care like anybody could?

I asked a PP earlier how it was different from someone who is not saving for their old age but going on holiday, and they didn’t answer. Or is it just rich people who have a moral duty to save?

Good point. Perhaps we should ban holidays for anyone who can't prove they filled up their ISA allowance for the year first.

OP posts:
AquaPeer · 10/02/2025 12:41

SinkToTheBottomWithYou · 10/02/2025 12:37

I believe a good number of net contributors are fed up with the general attitude that they will always pay for everybody else.
So why not spend all their money, they have earned it after all, and then benefit from free care like anybody could?

I asked a PP earlier how it was different from someone who is not saving for their old age but going on holiday, and they didn’t answer. Or is it just rich people who have a moral duty to save?

This doesn’t make any sense. You only know if you’re a net contributer at a point in time. You don’t know who much tax you’ll pay or support you’ll need in the future.

also going by this thread most people haven’t got a fucking clue what their tax pays for and seems to think unless they currently have cancer or 2 kids in state school, they are not “getting anything back” it’s just ignorance

Everythingisnumbersnow · 10/02/2025 12:44

AquaPeer · 10/02/2025 12:41

This doesn’t make any sense. You only know if you’re a net contributer at a point in time. You don’t know who much tax you’ll pay or support you’ll need in the future.

also going by this thread most people haven’t got a fucking clue what their tax pays for and seems to think unless they currently have cancer or 2 kids in state school, they are not “getting anything back” it’s just ignorance

So why can't I get NHS healthcare for diagnosed conditions? While every chav kid in Scotland gets a free bus pass?

OP posts:
AquaPeer · 10/02/2025 12:44

Everythingisnumbersnow · 10/02/2025 12:44

So why can't I get NHS healthcare for diagnosed conditions? While every chav kid in Scotland gets a free bus pass?

Mainly because you’re lying I suspect.

Everythingisnumbersnow · 10/02/2025 12:51

AquaPeer · 10/02/2025 12:44

Mainly because you’re lying I suspect.

You must live a charmed life if you can access basic needs

I would be better off if the NHS were abolished and we went full private as things stand

OP posts:
AgualusasLover · 10/02/2025 13:14

I really thought this was going to be a nice thread where we all fantasise about the original OP, but seems to have taken a bit of a nasty turn ‘chav kids’.

thatsgotit · 10/02/2025 13:25

AgualusasLover · 10/02/2025 13:14

I really thought this was going to be a nice thread where we all fantasise about the original OP, but seems to have taken a bit of a nasty turn ‘chav kids’.

OP's just trying to get reactions out of people. At this point I don't think we can even be sure they mean what they're saying. OP needs to get some hobbies imo.

Crikeyalmighty · 10/02/2025 13:27

@Everythingisnumbersnow why are you worrying about 'chav kids ' bus passes OP ? With your million pound assets that you have to spend -just use a private GP and pay private healthcare - it is available at a cost - the only thing that there are not as far as I'm aware are private A&Es.

Everythingisnumbersnow · 10/02/2025 13:54

Crikeyalmighty · 10/02/2025 13:27

@Everythingisnumbersnow why are you worrying about 'chav kids ' bus passes OP ? With your million pound assets that you have to spend -just use a private GP and pay private healthcare - it is available at a cost - the only thing that there are not as far as I'm aware are private A&Es.

Not yet, no. But if you don't want your family members to die prematurely we're all going to have to start paying for healthcare.

OP posts:
Crikeyalmighty · 10/02/2025 15:31

@Everythingisnumbersnow or pay more tax - we lived in Denmark for 20 months, good healthcare, state controlled - higher wages, much higher tax, very cheap childcare, far more good quality social housing, far more 2 income families and less claim on the social purse - there are various ways to skin a rabbit -- and not just US style ones- problem here is people don't think sideways about society in general , just what affects them personally that minute!!

tuvamoodyson · 10/02/2025 16:29

ttcat37 · 08/02/2025 11:42

I thought I would be obvious that the part I was referring to was where she said she had “no kids, thank goodness”.

I have no kids…thank goodness! I never wanted any….what’s the problem?

Gogogo12345 · 10/02/2025 16:43

delvan · 09/02/2025 12:27

On another note, I am finding it quite expensive to procure travel insurance for long stays over the Winter in Europe, not anywhere else. See, I'm over 65 and have a pre existing condition (not life threatening). The quotes for trips of over 30 days are huge. But if I ever decide to overwinter somewhere I'll pay it as part of the package. It stings a bit though! The EHIC (EU health card) is not enough I don't think anyway. But I know lots of my age who chance it and figure that emergencies will be looked after, then they are prepared to pay as you go for doctors and prescriptions for acute illnesses etc. Well we have to pay for them here in Ireland anyway, so that doesn't come as a surprise to us!

It's repatriation home if seriously ill or injured that's the issue for me. I would not like to be in a foreign hospital for months. If I die while away, that would be a quick cremation abroad and an "urn" funeral back home. No need to repatriate my ageing corpse and it would only cost my loved ones the cost/legals for the cremation and the flight there, (and back with the blessed old urn with me inside!)😊

See id much rather be in a foreign hospital somewhere where they are a damn sight nicer than our shitty NHS ones.

I'm planning on a small apartment in a warm country outside the eu. Leaving me with money for a much nicer lifestyle that I could have in the uk

tuvamoodyson · 10/02/2025 16:48

Hwi · 08/02/2025 12:57

Care homes are a horrendous notion, I can't get my head round the fact that they are run as businesses,. i.e. take, take, take and give you as little as possible in return. I don't know about other countries, but here they do not even have a staff doctor. About 30 years ago I was a student in London and rented privately from a lady, who owned a newsagent's and a few care homes up North. She was thinking of them in 'business terms', saying it was a great 'business', citing examples like 'old people can't even manage a whole sandwich for lunch, costs are minimal'. But one thing I shall never forget, she told me one day she was 'exhausted because she has held an old lady's hand all night because the old dear was on the way 'out'. When I asked why she did not phone the ambulance, she said 'she was on the way out anyway'. I was young and stupid but even then I realised it was not normal for a barely literate lady to decide whether to call the ambulance.
I think that care homes run as a business are more immoral than health service run as a business. These people are beyond vulnerable and they are treated as a means of making money, not dignified human beings.

So I totally agree with you - do whatever, but don't give a penny to a care home in your old age. Surely you don't expect minimum wage staff to give a shit about the people they are supposed to look after?

What would have been the point of sending a dying, elderly woman to hospital?

Dotto · 10/02/2025 16:51

tuvamoodyson · 10/02/2025 16:48

What would have been the point of sending a dying, elderly woman to hospital?

Palliative medications e.g. pain relief, anti-mucous, sedatives.. all those things that help people to die in more comfort and dignity.

These can also be provided for someone in a home, however, but a doctor wasn't called to set it up.

ttcat37 · 10/02/2025 17:15

tuvamoodyson · 10/02/2025 16:29

I have no kids…thank goodness! I never wanted any….what’s the problem?

As per my previous post

Afterrain · 10/02/2025 17:16

Everythingisnumbersnow · 10/02/2025 12:44

So why can't I get NHS healthcare for diagnosed conditions? While every chav kid in Scotland gets a free bus pass?

I can't understand why you can't get NHS health care gor diagnosed conditions?
Also, I thought you said you had no health worries.

Crikeyalmighty · 10/02/2025 17:20

@Hwi actually I do expect minimum wage staff to give a shit if that's their job or they shouldn't be in the job and for what it's worth many ( not all I know) care staff are quite excellent too , despite the poor pay . Please don't tar them all with the same brush .

tuvamoodyson · 10/02/2025 17:37

Dotto · 10/02/2025 16:51

Palliative medications e.g. pain relief, anti-mucous, sedatives.. all those things that help people to die in more comfort and dignity.

These can also be provided for someone in a home, however, but a doctor wasn't called to set it up.

Edited

Did they require all of those things? Having visited a relative in a care home several days a week for over 2 years, we became very familiar with residents and their families, the vast majority of the residents died peacefully with family by their side…I’m sure the staff would have been able to assess who required all the the things you mentioned and acted accordingly.

blindsided1 · 10/02/2025 17:46

It’s your money and your life. Unless anyone else is going to take your worries, bills and challenges from you, then it’s entirely up to you what you do with it. That’s my view anyway. It doesn’t sound like anyone will be adversely affected by your choice and you may just have a glorious adventure for a while. Go for it and enjoy.

DodoTired · 11/02/2025 10:54

AquaPeer · 08/02/2025 13:39

How do you get a visa to live in Thailand though? It’s very hard for fit healthy young, wealthy working people to get residence in Thailand let alone someone going there to die

Obviously they have visas for this kind of scenario, it’s a booming industry.
they have year long visas and 10 year long residency for people over 50

Crikeyalmighty · 11/02/2025 11:48

@DodoTired I believe similar thing in Malaysia -

Ilovetea33 · 12/02/2025 16:29

A proper luxury hotel costs £500 a night without food. So that's £ 182 500 a year and £ 2 737 500 for 15 years, without inflation. If you have that kind of money, go right ahead.

Throughthebluebells · 12/02/2025 18:54

Ilovetea33 · 12/02/2025 16:29

A proper luxury hotel costs £500 a night without food. So that's £ 182 500 a year and £ 2 737 500 for 15 years, without inflation. If you have that kind of money, go right ahead.

But nobody pays the nightly rate if they are resident long-term. As I mentioned in my previous post, I have stayed in various 4 and 5 star hotels for long periods and have always negotiated a really good rate.

ValentineValentineV · 12/02/2025 18:57

Ilovetea33 · 12/02/2025 16:29

A proper luxury hotel costs £500 a night without food. So that's £ 182 500 a year and £ 2 737 500 for 15 years, without inflation. If you have that kind of money, go right ahead.

Not in all countries.

Gogogo12345 · 14/02/2025 07:44

Ilovetea33 · 12/02/2025 16:29

A proper luxury hotel costs £500 a night without food. So that's £ 182 500 a year and £ 2 737 500 for 15 years, without inflation. If you have that kind of money, go right ahead.

Surely that depends where

Swipe left for the next trending thread