To liquidate everything when I get to 60 and live in luxury hotels until the cash runs out

[Everythingisnumbersnow]

Just thinking who wants to be old anyway plus I really resent the idea of all my money going to dodgy offshore small business owners (aka care home owners).

We'll see how it goes but I'm pretty excited about this.

OP is talking about 'Healthy life expectancy' as opposed to life expectancy. Healthy life expectancy is the length of time you are alive with no or minimal health issues, not when you die.

Oh right. I had better watch out then as I am currently age 61!

Yes it’s important to note that most old people over seventy percent infact live happy lives and never see the inside of a care home.

I think some people are deluding themselves a bit, and in a way ‘othering’ their future selves. Once you reach a certain age you might realise you actually still have other wishes or plans, and you also may not find it as easy as all that to say oh at this age I am too old to care about whatever it is, or oh now it’s time to just swiftly off myself. I mean, if I remember how my past self of 18 or 21 would have regarded 35 or 50, I realise I was wrong. The human mind will usually try to believe the easiest thing, and the easiest thing is not to confront the complex realities of your potential future self.

Yes, absolutely.

When I was 25 I did think my current age was impossibly ancient and hoped I would die young to avoid the drudge

While it's actually a lot less drudgey than I'd feared (so far - plenty of troubles ahead) I don't think it would be terrible to have the life expectancy of a gorilla or similar

Or as the song puts it, woah-oh life goes on (long after the thrill of living is gone)

Have you considered cruises? Likely to work out cheaper than luxury hotels and ur money can last longer. Plus, you get to travel the world!!

I also find the dismissing of times when you might have health issues slightly ableist. I mean, I do get it, I really do. But as someone who developed chronic illness and mobility issues in my mid twenties, it does sting to hear people assume that physical issues are the problem of the old or that life is not worth living if you have them. I know I am being a touch illogical as they are more common with age, but there is just something there that…stings. I suppose dismissing a future possible time of health issues as not worth living through just isn’t a luxury given to everyone.

The current fashion is to dismiss making decisions about oneself as ableist. I choose for me. You choose for you. That's absolutely right. I don't owe you pretending to want something I don't. Have the courage of your personal convictions.

I get seasick but actually it sounds cool - wonder if I can get over it!

A friend of my husband lived in an all inclusive hotels for 5 years with his wife in around the med, reckoned it cost them only about £800pm, which was about half of his raf pension and they rented their uk house out. They were late 40s/early 50s.
Obvs brexit and covid ended it for them.

Really? My dad made it to 80 without health problems, he’s crumbling a bit now at 85 but still happy and highly intelligent.
My mum is 80 and still no problems.
I’m glad they didn’t spend all their money before they were 75 though because it’s easier when you can pay for things you need to make your life more pleasant and are still in control of your own destiny.

It’s an interesting idea. It wouldn’t be right for everyone but as long as you aren’t making yourself entirely destitute I can totally see why you might go for it.

I can only speak for myself when I say that I feel somewhat frightened of future difficulties. The threats from China, North Korea, and Russia. The dreadful impact of climate change. The workplace gradually becoming more automated and AI effectively taking more and more people’s jobs. These are the glory days, in my view, and of course, none of us are guaranteed tomorrow.

This sounds amazing!

Fwiw if you’re not talking about spending everything and leaving yourself in poverty, just front loading your spending while you’re still young enough to enjoy it, that seems like a good decision.
MIL travelled as much as she could while she was still able. She can’t now (90 soon) and doesn’t need much money but I’m glad she can afford to switch the central heating on and go out for a meal with friends from time to time.

Please note this story is set in 1913.

Also, this link has multiple typo's... some funny: "can your supper wail?" Living on "ill-edged securities".

I think this is really important. None of us know what government policy, laws, healthcare, pensions or visa / travel restrictions will look like in 10 years, let alone 30. It’s not a good idea to make decisions based on life today, with brexit and Covid being prime Examples

OP its not easy to “unalive yourself”
as the kids say so don’t be so dismissive of giving up at 75 either. It’s a really hard thing to do, especially if your physical and mental health are good.

So here's a thing I don't understand (and I genuinely mean it as I don't have experience with the care system for the elderly)...

Why don't people hire full-time or part-time 1-on-1 carers? Paying someone minimum wage and having your parents live in their own home surely works out cheaper than carehouses at 1K per week plus?

So if you needed care while in your luxury hotels, surely you could just afford to have someone come in? And I'm guessing at that at that stage, you'd probably downgrade your accommodation a bit seeing as you wouldn't be independent enough to enjoy it.

I know physically it's not but I'll go to Pegasus (unless it's banning Brits by then o god)

That's how taxation works and applies to everyone. It's called a society, which seems to be a dead or dying concept!
You can't try to justify immoral behaviour, such as deliberate intend to deprive yourself of assets so that others may be forced to pay for you by saying that you pay tax.

I think people go into homes when they need 24 hour care and you'd probably need to hire 3 people full time to cover those hours (maybe more)

It is a dead concept. Working people get very little back. I don't consider myself protected by the state (I can't see a GP or NHS dentist, prisons have discharged thousands of dangerous people to live around me, I am not eligible for any sort of support, even libraries are closing)

I know that. Both DH and I pay higher rate taxes. That is how it works in a society. It's amazing that so many people don't seem to realise that we all have responsibilities within society, as opposed to just grasping and grabbing what we can. No wonder the UK is in a such a mess!

As above I can't even access basic healthcare so

Fuck society tbqh