To liquidate everything when I get to 60 and live in luxury hotels until the cash runs out

[Everythingisnumbersnow]

Just thinking who wants to be old anyway plus I really resent the idea of all my money going to dodgy offshore small business owners (aka care home owners).

We'll see how it goes but I'm pretty excited about this.

Growling old is a privilege. That statement feels especially poignant to me right now as my close friend is dying of cancer at 57. Weeks left, only diagnosed 5wks ago. So whether you plan to live in luxury, or in a council run care home, do what you want, and do the things that are important to you when you can, as you don’t know when it will be snatched away.

So true. Sorry about your friend.

Well exactly! As you say, the vast majority of people are not going to want to live some wacky, insecure, nomadic lifestyle when they are 65+. Fuck that for a game of soldiers. I'll keep my financial security, my savings pot, and my home ta! As I said, I can go travelling/on holiday whenever I want to. I really don't see what the OP is talking about as 'living the dream' at all.

I think she - and the few posters cheering her on - have been watching too many programmes with Jane McDonald on her cruises, and shows about celebrities travelling around; like Bradley Walsh and his son, and Prunella Scales and Tim West, and the 'bros together' things like Gino, Gordon, and Fred, the Grand Tour with Jeremy Clarkson and his mates, and Travel Man with Richard Ayoade.

Lots of travelling and experiencing different cultures is wonderful and exciting and really opens your mind, and is good for the soul.

But not when you've got fuck-all to come back to when the money runs out, and it's all over. (Not even a home!)

As I said, it's best left as a fantasy!

!

But you have to tidy it and fix it and be found dead in it

The burden ugh

What the fuck have I just read?

Are you OK? Serious question.

Planning for your retirement is an art, if only we knew exactly how much to put aside till the end of our lives we could all go out and whoop it up with the remainder. I don’t blame people for spending their money while they can, you’re a long time dead.

I don't think it is worth living when your body is falling apart. Why is this "vile"?

I don't think you need to be a homebody to be "ok". I think home ownership is a bloody pain in the arse and clutter and Things are a millstone. I find ornaments depressing. All these little trinkets gathering dust then into landfill after you die.

The social norm is generally you sell your family home to downsize to a bungalow when you get old, and then sell that to live in a care home if you have to. OP’s plan is different. People value possessions/materialism differently, as they do money. Live and let live.

Absolutely.

My MiL spent her last years, just short of five, in a nursing home with dementia linked to COVID paranoia.

Sadly she had no idea where she was, who was with her. No physical or mental capacity.

£6,000 per month to be cared for. She should have spent more whilst she could appreciate it.

Would I miss not having to clean the bathrooms, mop the floors, mow the lawn, decorate, buy house insurance, keep up with maintenance - probably not.

Would I enjoy being looked after, not cooking and cleaning - hell yes

High five!

Oh no the toilet is blocked guess I'll have to... Call reception then head out for lunch?

So everyone's body is falling apart at 75? WTAF?

You get more offensive each time you post.

Seriously @Everythingisnumbersnow Are you OK?

I think 60 is a bit young unless you’ve had some sort of terminal diagnosis

Yes yes, all very well to those who want the luxury lifestyle and the travelling etc…..but I want to know what your long long term plans are…….so after this extended honeymoon period when your health fails you and you need comfort, security, stability and possibly funded care provision. What’s the plan then? Who picks up the bill? Where do you live exactly? Need more detail on this bit please.

Um.. yes @BatchCookBabe ! Healthy life expectancy in the UK for women is 61.9 years

1. Die at 75
2. I have a good pension if I change my mind (someoneabove said it wasn't good so they'll be aghast when they learn what the average pension is)

Surely it is 81 years!!

Although it can seem idyllic (I’ve fantasised about living in a luxury hotel myself, never having to think about cleaning, cooking etc) the reality is most likely very different. I think you would need to be very rich (it can't be cheap) to sustain such a lifestyle for who knows how long. If I was seriously thinking about it I’d probably watch a lot of youtube videos on it to see what they really feel. I’ve seen some where people have sold everything to live on a cruise ship and it doesn’t look like it lives up to expectation.

So I would say don’t go into it blindly, do lots of research on the pros and cons.

I like the sound of your plan OP!

No - healthy life expectancy is 61.9.Thats the age you can expect to reach, on average, in good health.

Of course everyone's body is falling apart at 75. You'd be hard pressed to find anyone over the age of 75 who is not on some form of medication. Why do you think that is?

I mean, it's not 'vile', but it's the assumption that your body will be falling apart at 75.

The biggest favour you can do yourself is give yourself the best chance of not 'falling apart' at 75. My parents are over that age, and whilst obviously not as young as they were, they aren't 'falling apart'. My Dad has more zest for life than I have, to be honest.

Life is a much harder habit to break than you think. Neither of my parents want to off themselves or be offed by someone else just because they've reached a number.

I think you will find once you reach that number that if you aren't actually crumbling to bits, the urge to leave a life you are still quite happy in might not be the same.

My body is falling apart at 45. YANBU.

it’s not for me, as I’m not a fan of hotels and would want my pets, but I can see the appeal.

I also have no kids so I’m wondering how I can cash in my assets later in life and splurge just the right amount to get me to the grave.