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Share your dilemmas and get honest opinions from other Mumsnetters.

What’s your net worth if you sold everything?

325 replies

Blondiebeachbabe · 17/01/2025 21:11

Just that really!! Inspired by thinking if I could afford to move abroad. I suppose age helps as well as you’d expect to be worth more the older you are!!

OP posts:
FunnysInLaJardin · 17/01/2025 22:47

I know many ordinary people who are very wealthy, probably due to my location. So the numbers here don't surprise me one bit.

our net worth of around £1.5m will be far lower than most of the people we know.

Depends where you live

ManchesterLu · 17/01/2025 22:47

I'd be worth about £80,000 just selling the house (very small but owned outright) and taking into account my savings, plus a little bit of equity in the car.

I haven't taken into account everything I own, though I suppose you could probably add another £3,000 for my gadgets, musical instruments and clothes.

I'm 34.

RagzRebooted · 17/01/2025 22:49

About £22k. I'm 39.

BunnyLake · 17/01/2025 22:49

RandomButtons · 17/01/2025 21:59

That’s rich compared to anyone stuck in rental with no savings.

The only assets I have is our house - but I’m fully aware that makes me a lot “richer” than many

Well yes but we could say someone who has £10 is richer than someone who has £1.00. Of course I’m rich compared to some but that money has to buy a house for three people (including all the fees that incurs) and in today’s market it’s not going to be much. I have no actual hard cash and will be living on state pension.

Overthebow · 17/01/2025 22:50

Everything added together including investments, I think around £500k. We are mid 30s.

Mangolover123 · 17/01/2025 22:50

750k equity, 1.3M pension, £40k cash
59 heading towards retirement.

Startrekkeruniverse · 17/01/2025 22:51
pinocchio GIF

A few people telling lies here I think. Personally I’ve got about 2 billion in liquid assets, just lucky I guess.

measureofmydreams · 17/01/2025 22:51

About £1.5m (shared with DH) I'm 62

Goody2ShoesAndTheFilthyBeast · 17/01/2025 22:52

Not a lot. Probably no more than 20k.

I'm 51

Motomum23 · 17/01/2025 22:53

I'm 38 - probably about £40 grand give or take... I'd have to sell a hell of a lot at what it's worth though and that's unlikely to be the case.

Finallybreathe · 17/01/2025 22:53

Between DH & I, we would have nearly £6m. We are 30s.

SparklingSpa · 17/01/2025 22:55

Age 55

200k savings
725k house equity
200k flat equity
half a 270k flat
1.1 million pension
30k car

All shared with DH.

SchrodingersTwat2 · 17/01/2025 22:57

Late 40s.

About £280,000.

But I wouldn't cash it all in as I want to leave it to my children.

SchrodingersTwat2 · 17/01/2025 22:58

miss79guided · 17/01/2025 21:47

As U own a business - U HAVE to work for THAT 20 million - KEEP GETTIN UP, KEEP WORKIN ...
I HAVE a place in world history FOREVER
Guinness World Records - have been since I was 21

You OK, hun?

ThoroughlyModernNotMillie · 17/01/2025 22:58

Rosesgrowonyou · 17/01/2025 22:37

I do know that. But I don't believe all the high earners in the UK post on MN. A very small minority maybe.

In the UK the top 1% of earners earn over £160k p.a. up to whoever the highest earner is.
So if mumsnet is representative of the earning population( it isn't because it's an internet forum,it's mostly women and mostly mothers, some of them will be married to or partners of the highest earners, and some will be the highest earners themselves), there would be about 10,000 mumsnet users in that highest wealth category.
Not all will post of course, but on a thread where there have only been 150 replies it's reasonable to assume the majority of those claiming to be wealthy are being truthful.

mindutopia · 17/01/2025 23:01

Personal assets maybe £450k
Plus business actual cash assets £200-300k (no idea what the business itself is actually worth)
And I couldn’t even guess at my pension without looking it up, so I would guess £700k ish between Dh and I, which is a very privileged position to be in late 30s/early 40s

ThoroughlyModernNotMillie · 17/01/2025 23:04

FunnysInLaJardin · 17/01/2025 22:47

I know many ordinary people who are very wealthy, probably due to my location. So the numbers here don't surprise me one bit.

our net worth of around £1.5m will be far lower than most of the people we know.

Depends where you live

Exactly. Also depends how old you are. Stands to reason that someone in their 50s, who's had a well-paid professional career, paid into their pension, paid off their mortgage on a good sized house, quite likely to have inherited from their parents, has independent adult children, is highly likely to have a great deal more wealth than someone who is 30.

Franjipanl8r · 17/01/2025 23:07

-£20k student debt, I’m 40 and never earned enough to pay it off!

Janbluesuary · 17/01/2025 23:08

ThoroughlyModernNotMillie · 17/01/2025 23:04

Exactly. Also depends how old you are. Stands to reason that someone in their 50s, who's had a well-paid professional career, paid into their pension, paid off their mortgage on a good sized house, quite likely to have inherited from their parents, has independent adult children, is highly likely to have a great deal more wealth than someone who is 30.

I’m 50 and my parents are still very busy gallivanting all over the world. Very few of my peers have lost a parent

Bumcake · 17/01/2025 23:09

Ohshutupcolinyoutwat · 17/01/2025 22:10

Is just to make some of us feel extra shit?

No, it’s also to allow some people to lie through their teeth.

ThatAgileLimeCat · 17/01/2025 23:09

Around 350k between us. Late 40s. I'm worth far more dead than alive though thanks to insurance and death in service benefits through work...pls nobody tells DH or DCs just how much more.

mitogoshigg · 17/01/2025 23:09

Including pension pots? Around £1.5 million between us

placemats · 17/01/2025 23:10

I'd probably not move now I'm in my early sixties - though on a lottery win I wouldn't rule out London, with a getaway to a place special to my heart.

I've certainly no intention of being the richest person in the graveyard. I entered this world with nothing and I shall leave with nothing.

iamnotalemon · 17/01/2025 23:10

I don't have many material belongings but I'm not fussed about that.

Maybe £170,000 if I include my car (savings and cheapo car)

weegiemum · 17/01/2025 23:12

We have £750k in 2 houses, plus dh just inherited a house worth about £200k from his father who died at new year.

I have a very small pension, dh has a pension pot worth £1million.

We're both 54.

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