fraud

[mummkka]

hello ladies has anyone had someone open a bank account in your name who moved in a house you have moved out and used something that came though the letter box to creat this card i dont understand how did a bank not ask for a passport because they knew everything and i only found out kow because started to get bailiffs in my house as i didn't receive any letter stating not paying bills i have never banks with anything except lloyds bank but these other banks are in my home town how can they open without providing evidence it them and how do i prove its no me been to police station got a ref number what next called some bank that were on my credit check cant tell me anything as can provide card details duhhh its not me how can i prove it

oh and the only way i could prove that i wasn't me, because they put male on the accounts instead of female, and also im Mrs and they put Mr

What id did they use?

Your right i will definitely pay every 2 years for protection to avoid this same situation ever again. They shown me that the fraudsters applied online, They used 2 bills in my name, Which was the one i got with the bailiffs for british gas ,and other for essex and s water, also All the banks i went to, said dont need ID to open a bank card online, which is a shame because its just making its easier for frauds.

Check your Gov gateway they may have applied for benefits in your name or be working using your NI number!

I have blocked my gov.uk a week ago, because i didn't pass the security question, with the (did i open a bank card or credit card in the last 6 month) me not knowing pressed no 3 times. need to call and unblock

two bills were only needed its so messed up, i couldn't't believe it

I will do, i though they couldn't get benefits as i pay council tax on my house, and they would claim on a different one ?

They can because councils don’t always check. Sort your Gov gateway account out asap.

I'm glad you hear that you've got it sorted out OP. This really can happen to anyone these days.

We used to live very rurally, and so our letters were delivered to a mail box at the top of our drive, 150 metres from the house. Having heard about someone who had a house purchased in their name, having had their identity stolen in this way, I spoke to our postman, and asked him to deliver all mail to the house in future, which he was kind enough to do, and if we weren't at home, he would hold on to the mail until we were, which was really going over and above for us, and very much appreciated.

more update the police got involved now, as they deposited checks in person at the branch they can check cctv and go to that adress and arrest them for fraud and identity theft, fingers cross 😁

That's great news OP! I really hope they catch them and prosecute.