Childminder Issues

[RubyPL]

My neighbour 5 doors down the road has been minding our 17-month-old baby girl and this would have been the last week she was suposed to mind her.
On Monday she said we had to pay her for the full week up front cause she was afraid we were going to stiff her, a neighbour, after 6 months of regular payments. She tried to get the payment from my husband. And then mentioning how much she had done for us when she was paid very well for each hour she had minded our baby. She always demanded to have all the hours a month in advance and no changes possible, except if it meant more hours for her. And she would not have our baby girl stay half a day, we neded to pay for the full day, even on the weeks where we would not have needed to. Childminder was paid for the weeks baby girl was sick, and everything. Would you accept this from a neighbour? Because I kind of lost it on Monday, and also do not understand why the childminder/neighbour is acting like she is Mother Theresa when she was paid for every hour that she worked? Any thoughts?

When I was a childminder I charged in advance, full days for under 4s and parents paid extra if they wanted more hours and had to pay for hours they didn't use. We had a contract stating terms.

YABU - very normal to pay up front for the month, and pay for full days etc - this is her income and it has to be reliable. When we used a childminder it was all the exact same specs in our contract - only time our bill was less was if she needed to be off we would get a day refunded. You sound like you expect her to be more flexible because you are neighbours, and are irked at the professionalism she is trying to show.
It sounds like she was tactless in saying ‘in case you stuff me’, but I bet she has been burned before which is why she said it.