Friend still hasn't paid, how to chase up AGAIN

[knowledegeablyclueless]

My friend has form for this.

Instance 1: we agreed we would go halves on a service that we both needed. I paid for it upfront (£90) and she said she would transfer. Took about a week and a half.

Instance 2: I mentioned I was going to a shop, she asked if I could pick up some pet food for her and she would 'send the money immediately' to the total of £50. Again took a week to get the money.

Last week: I mentioned I was selling something and she asked if she could have it. We agreed on a price (£60) and I said that I was passing her way, so I could drop it off for her. Low and behold, a week later I still don't have the money.

I know it's 'only' a week, but I need the money (which is why I was selling).

Have sent a couple of text reminders but have received nothing back.

Oh come on, wise up. After the first episode you should have stopped ever advancing her money. Why did you give her the thing without her handing over the cash?

Couldn't have said it better myself. Get the money first in future, if she asks why, reel of the above list.

Give her a call, tell her you need it today and you'll pop round this evening to collect.

“Hi Jane, just a quick reminder, any chance you could send me over the £60 for the _ , thank you!”

Then don’t ever do her any favours again. I hate people that leave you waiting on money.

After the first time she was tardy, you're responsible for not getting your money back because you keep making arrangements you know she won't keep.

Either stop lending her money or insist on the money upfront.

Hard lesson to learn, but don't lend any money that you can't afford to lose.

Ask for the item back so you can sell it to someone else if she isn't going to pay and don't lend her money again!

Send her a text

'Hi x, I need the £60 for the item, I'll pop by and pick it up tonight, if you don't have the money I'll pick up said item as I have another buyer for it'

And never lend her money in any shape or form again

Your friend has shown you repeatedly that she isn't good at returning money quickly. Perhaps she thinks you don't need it and therefore doesn't see the rush? Unfortunately there aren't any easy ways to ask, so you'll just have to continue messaging her. In the future perhaps reconsider lending her money.

Stop behaving like a mug op. You know she’s a CF!

Tell her your skint. Its christmas. Please can she send the money now

Don't just remind her, give her a specific deadline.

He CF, it's been a week since I dropped the XXX off at your house. Please can you pay the £XXX by 10pm tonight?

And in future, she transfers the money FIRST before you do anything for her!

This. Next time for anything to do with money you need to say you can only do it if you have money first.

I mean how many seconds does it take to transfer money? Tell her you need to money today. Never advance her money again, it is honestly such a simple transaction to pay someone using your banking app on your phone. If she doesn't have a banking app on her phone then she shouldn't be asking anyone for money.

I have my normal banking app and I have Monzo too so should one be down, I still have access to money.

Be honest with her, you need the money now.

See what happens.

Don't lend her money again or get her to pay upfront.

Voted YABU as you've fallen for it twice before and learned nothing.

Send her a message saying you have a buyer with ready cash to buy it and you need it back immediately.

Then stop letting her owe you money in the first place. Cash upfront or no deal

She is a CF but you should know better by now

Knock on her door.
Ask her to either transfer you the money there and then, or give you back the thing. Because you need the money.

This! And don't trust her again.

A friend did this time, the only that worked was turning up at her house when I knew she would be in. It shocked her into paying.

Hopefully three warnings are enough for you to never to do her a favour again?

I guarantee one of these days you won't see her for dust.

Don’t understand why pp are suggesting messaging her when you’ve sent her two messages already with no joy. Call her, or go round to her house.

Time to send some thugs over.

Just ask for the item back, and in future say no when she asks you, or get the money before ordering/buying stuff. That would drive me mad! 😡 just so disrespectful to a friend to treat them so poorly when you’ve done them a favour

I would go over and ask for the money or the item back right away, so you can sell it because you need the money for Xmas.
Also, stop lending her money. Practice some replies for when she asks you again.

Start saying no unless she pays upfront.

She isn't a friend. Friends don't do this. There is no shame in pointing out you were selling as you need the money so it's either immediate payment or arrange to pick up today (suspect she will be "busy"). If she gets funny, no real loss as time ahe actually valued your friendship she wouldn't do this.