My mum died just before she retired. She was looking forward to having free time and doing lots of things. My dad is 88 and is super fit, a sportsman, but I noticed that after 80 he didn’t want to go anywhere outside his town. He wants to live in a bubble and just go about his day.
To me, after 80, you can’t do much whether that’s poor health, or it’s just too much of a faff to go on planes and travel. That leaves 67-80, just over 10 years to do stuff. I also notice my late 70’s/ early 80’s healthy PIL can’t do things that involve lots of mobility.
So, f*ck that. I’m not waiting till late 60’s to retire. I work p/t now and I do my hobbies. I’m not working till I drop. I’ll keep it up as long as I can. If I get past retirement age and can still work, I’ll stay, if it suits me.
Know your rights as you age. Some of my colleagues are 70’s and my company is always having chats with them encouraging them to leave, and they stubbornly tell them to get stuffed. Good for them! Some of my other colleagues around retirement age took voluntary redundancy and got a massive wad after being there decades.
Do your job, and do it well, but know your rights. Don’t be bullied by ageist companies, know your policies, make notes of anything they say to you. Cover your own back, and make sure your employment is protected. You don’t owe them anything.