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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To order takeaway

6 replies

Shyfrog · 04/10/2024 17:20

I can’t use my bank account for about 5 working days because I’ve had it all frozen and cancelled after being scammed last night. I’ve got one small carrot, wonky celery, a cucumber, tomato’s, bread and dried pasta, tinned tomato’s, gone off yogurt, and condiments. I’ve got one meal left in a tub that I batch cooked previously. I’ve got physical cash. Takeaways round here are expensive but I’m too agoraphobic to go around to a shop or ask anyone for anything. I’m also on a diet but screw the diet. Not sure what I’m asking as I’ll probably order anyway and pay at the door.

OP posts:
Aix · 04/10/2024 17:24

If you want a takeaway and can afford it, there's no harm in it. If you'd rather cook something, sounds like you've got the ingredients to make a tomato sauce to go with your pasta.
I'm hearing of more and more people being scammed recently, it's such a low thing to do. Glad you spotted it, I hope you haven't lost any money.

Shyfrog · 04/10/2024 17:41

Aix · 04/10/2024 17:24

If you want a takeaway and can afford it, there's no harm in it. If you'd rather cook something, sounds like you've got the ingredients to make a tomato sauce to go with your pasta.
I'm hearing of more and more people being scammed recently, it's such a low thing to do. Glad you spotted it, I hope you haven't lost any money.

I can’t really afford it. Maybe as a one off. I should’ve said I’ve just given a relative some cash to go and get me some shopping on Sunday but it’s worrying me as I’m used to having enough food in the house. I have to wait and see if I’ve lost money or not. The lady at the bank explained to me on the phone that we have to wait and see if they’ve set up any direct debits or anything like that. They will be monitoring my account. The scammers have enough information to commit identity fraud. My bank account has been frozen and nothing can come out.

OP posts:
Aix · 04/10/2024 17:54

That's unusual to freeze your account for so long (spent too many years in finance). Usually it would be a case of cancelling your card and issuing a new one, and monitoring your account, with you being advised to do the same.
Regarding getting your money back, it depends on the scam. If your card was cloned, for example, you should get it back. If you willingly gave details away not knowing it was a scam, there's a good chance you won't.
Did you speak to the fraud team specifically?

Shyfrog · 04/10/2024 17:58

Aix · 04/10/2024 17:54

That's unusual to freeze your account for so long (spent too many years in finance). Usually it would be a case of cancelling your card and issuing a new one, and monitoring your account, with you being advised to do the same.
Regarding getting your money back, it depends on the scam. If your card was cloned, for example, you should get it back. If you willingly gave details away not knowing it was a scam, there's a good chance you won't.
Did you speak to the fraud team specifically?

They have issued me a new card and said they will be monitoring my account. But I also froze my account myself through the app because she said something about the potential of direct debits coming out that the scammer has potentially set up. I did give my details out but I didn’t realise it was a scam. She did say I could get it back through a scheme if money does come out

OP posts:
Aix · 04/10/2024 18:03

That's good, that you will get it back if any money is taken. There really is a special place in hell for scammers.
You could always get the takeaway then use the frozen meal/pasta to tide you over til Sunday. I'd rather just pay online, but whenever we've ordered cash on delivery, most drivers have been happy just to hand the food over, take payment and be on their way. Saying this as I'm not agoraphobic but do like to avoid too much interaction at the door!

Shyfrog · 04/10/2024 23:51

I had takeaway tonight. I’ve saved half for tomorrow so I’ll be fine until Sunday. It wasn’t worth the money but it atleast I had something to eat

OP posts:
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