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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What would you do if you won Euromillions?

141 replies

Larowe · 04/09/2024 17:54

I’d buy a stone cottage in the Cotswolds with a natural swimming pond and a flat in Notting Hill for when i got bored.

I would rescue 3/4 dogs (would be a gradual process as my current dog shepherds away dogs I show affection to)

Buy siblings and parents a house.

And probably foster. My job would come in the form of investing in female education in my grandparents’ home country. And something to do with the elderly here.

I’m a homebody so apart from a first class trip to Sydney I probably wouldn’t live too much a jet setter lifestyle.

OP posts:
GellerYeller · 04/09/2024 21:45

‘Go freelance’ in my current job, in a bid to explain my:
house renovations
food shop at M and S
going to concerts and not just buying the cheapest seats
Gardener and cleaner
Having a whole weekend of saying yes to the kids. Spree in Urban? Hollister? Trainers? Go on then, just this once.
charity work
Going to uni after ‘selling my business’
Obviously would make family and friends secure if I can figure out a way to keep them quiet! With good community work.

YellowphantGrey · 04/09/2024 21:47

Pay off the mortgage
Buy some land and build our house (I love to draw pretend floor layouts for my dream house!)

That's pretty much it. I'd carry on working and DS could easily go to Uni.

LostittoBostik · 04/09/2024 21:47

First pay off the mortgage, then move house - a bigger property in a nicer area of our city, recently renovated so there would be nothing to do except maybe add some paint colours

Buy my single friend a small flat outright so she has some security for later life

I am self employed and wouldn't stop working altogether but would massively reduce my workload and only take on the odd project I really want to do

Scorchio84 · 04/09/2024 21:51

You'd need the Euromillions to buy a house here

so that, sort my son out for life but also stipulate he has to study & work in whatever field he suits (his dad has never had to & it really shows)

money to help out my extended family

& lots of travel

& animal charities

PermanentTemporary · 04/09/2024 21:53

-Order handmade shoes and silk lingerie

-Buy some Dom Perignon 2010 vintage- I had a glass once and it was the most incredible thing I've ever tasted, it's about £500 a bottle

-Set up a non profit housing association that buys absolute wrecks and 'difficult' properties and develops them, forming housing cooperatives of about 20 households for long term low rent and self-government

-Give money for musical instruments, library books and music teachers to schools in the most deprived areas of the UK

GellerYeller · 04/09/2024 22:00

I used to say I’d go into work for a while just to really have some fun:
Imagine a whole week of just saying no to everything you don’t fancy doing, without explanation.

LadyGaGasPokerFace · 04/09/2024 22:01

I’d firstly walk out of my job and retire. Get a bigger house and then adopt more doggies. Give to doggy charities. Give to the local hospital. Flounce around in happiness 😂

areallmotherslikethis · 04/09/2024 22:21

Pay off debts
Huge chunk in own pensions / savings
Another huge chunk put away for the kids
Upgrade cars
New house in a beautiful, quiet village with enough space to have my folks living with us but also having their own space
Hire a chef, housekeeper, gardener etc
Fancy family holiday
Fancy couples holiday
Pay back my folks for all the help they've given us plus extra
Give some money to my brother
Share some out between nieces/nephews/family abroad who don't have a lot
Plastic surgery
Hire a PT
Probably go into property - I'd like to do 'Homes under the hammer' type jobbies
Donate to schools / real charity cases where I can see my money making a difference
Upgrade my wardrobe (and DH's and kids)

God what a disgustingly materialistic list 🙃

XenoBitch · 04/09/2024 22:27

I would get some wine, and browse GoFundMe, and make a lot of people happy.
I would buy my parent's council house for them, and get my DB a place of his own.
I would donate a load to the rescue my dog came from.
I would get some private therapy for myself to combat my demons.
I would move back to my home town, and open a garden for people with MH issues (I was a service user in one where I lived, and it was great).

But I would not tell a soul I had won a big amount. I would not go public etc. Would need some proper advice on investments and how to be discrete.

UnNiddeRides · 04/09/2024 22:30

GellerYeller · 04/09/2024 22:00

I used to say I’d go into work for a while just to really have some fun:
Imagine a whole week of just saying no to everything you don’t fancy doing, without explanation.

I like this idea. Replying to a request for a report at short notice with ‘I can’t do that’.

Changeyourfuckingcar · 04/09/2024 22:39

I’d buy the farm we currently rent, ideally, but realistically buy another as I don’t think the owner would want to sell.
I’d build a fuck off big house with huge beautiful gardens and employ a cleaner and a gardener.
I would put a fair bit in trust for my kids, and help out siblings/parents as fairly as I could, probably equal amounts for all, anything else would cause issues I think.
I would buy myself a new car and husband a new truck, just newer versions of the ones we have now I think. And a new car for my mum.
I would pay for some private healthcare that I need but can’t stretch to right now.
I don’t think I’d go for ridiculously fancy holidays but I would want to go away more often.
Have a really good think about local worthy causes and charities. Chuck some money about there.
Other than that(!) life as normal really. We would keep the business we currently run (albeit it would be somewhat easier with all that money, less pressure etc) and I’d remain a sahm.

KnickerlessParsons · 04/09/2024 23:07

Depends how much.

I'd like to set my DDs, sister, and DHs siblings up with nice houses, no mortgage.

I'd buy a house on the Côtr d'Azur

Other than that, not sure. I reckon DH and I would fall out actually, because he'd be all about fast cars and lots of holidays.

Arlanymor · 05/09/2024 09:04

Well this infiltrated my dreams (in a way) last night - dreamt I won a derelict theatre in a raffle!

Temushopper · 05/09/2024 09:22

Quit my job & have OH quit his. We like them but a big euro millions win would mean that we wouldn’t need to work again.
Pay off mortgage
Invest a big chunk to be our salary/pension
Make all remaining changes to house/garden we’ve put off till we saved up
Book an amazing trip away over Christmas break & plan some awesome gifts for close family to share winnings
Donate to local charities we support
Hire someone to come daily and sort all the household admin and a gardener so we can spend all the time from 3:15 to bedtime helping with homework and doing fun things with the kids.
Plan in a couple of hours a day in term time for long walks, swimming or gym classes
Do more to help out places we volunteer
Gift some money to kids (ideally in a trust of some kind till they are 18 or 21)
Hire a fitness/nutrition coach and possibly outsource meal planning and cooking and work on losing weight.
Weekly massages & pedicures

I won’t win as we don’t play but spending imaginary money is always fun,

herecomesautumn · 05/09/2024 09:26
  1. Resign
  2. Go on holiday somewhere hot
  1. Give my sister money
  2. Enjoy my life without scrimping
KreedKafer · 05/09/2024 09:31

Give up work immediately. Buy a better house in a secluded location. Set my mum and dad up in a new place near by with full time nursing care for my dad (has advanced Parkinson’s, severely disabled) and a driver who could take them anywhere they fancied. Rescue some animals. Give to family. Give to charity. Do a Masters and probably a PhD. Travel loads, in luxury.

Pilotingmyownlife · 05/09/2024 09:36

I won't because I don't play but I still imagine often.
I'd not tell anyone (not even dc).
I'd find a way around giving them money (maybe they could have been left a trust fund via carers association as they're young carers for me). It would be enough to buy a house and car outright and a regular monthly salary (not enough to make them not work but enough to help them not worry) plus have a buffer savings.
I'd book us some holidays/experiences paying for someone to come and assist me so dc can relax.
I'd buy myself a small bungalow (there's two in the village that would be ideal). Employ a cleaner and gardener plus someone who I can ask to do odd jobs when I'm not well enough so dc don't need to do it.
I'd look at giving to individuals rather than a large charity to help young carers and their families but without affecting their benefits such as maybe free housing that is adapted. Support for the dc to get educated (which is harder for youn carers), free cleaners/gardeners so that there's less responsibility on yhe young carers and they can put more time into extra curricular and education. I'd look at giving young carers experiences that their friends take for granted (days out, holidays).
I'd not give to family (except dns who I'd set some trust fund up for) because they don't deserve it, they left me when I became disabled because I was no longer available for their needs (childcare etc) and stood by allowing my dc to pick up the pieces. Dns don't deserve to loose out though (not sure how I'd prevent siblings not getting hold of any money but I'd do my best).
How do you keep this a secret without just sitting on the money and not enjoying it?

FrenchandSaunders · 05/09/2024 09:37

Buy both my DDs a lovely house each. I'd also buy a house for my brother. Then I'd buy a holiday home in Kefalonia.

I'd also go travelling around the world, flying first class and staying in beautiful hotels with amazing food and wine.

I do think having too much money could become a burden though bizarrely. Imagine going out for drinks/food with friends ... if you offer to pay you're being flash, if you make everyone split the bill you're tight. Tricky.

FrenchandSaunders · 05/09/2024 09:39

Oh and charity obviously ... it's not all about me 😁

Kendodd · 05/09/2024 09:43

Elphame · 04/09/2024 18:43

Buy a cottage with 20 acres of woodland around it and no neighbours within earshot.

The rest I'd give to my children now to avoid an IHT liability (along with a suitable 7 yr DTA policy)

You'd have £100+ million, why would you want to avoid paying tax? Is £60+ million not enough for you?

Kendodd · 05/09/2024 09:51

I'd take my kid to America to see Taylor Swift.
And then ... err... don't know?
Have nice problems I suppose. 🙂

ntmdino · 05/09/2024 09:55

The way I see it...

£1-10 million - Make your own life better, make sure you (and family) never have to work
£10-100 million - It'd be good to build something of some permanence and consequence, preferably to make others' lives better where possible
£100 million+ - You now have the ability change the world for the better in some way, and a responsibility to do so. If you can't, you have the resources to find someone who can.

makingmakingbaconpancakes · 05/09/2024 10:12

Retire immediately! Volunteer with animals, possibly set up my own charity, improve my baking, learn to play the piano, travel for as long as I'm fit and healthy enough. Buy a nicer house in the UK with some land, and a holiday home somewhere warm.

Financially (depending on the amount I won and somehow working round the anonymity point), I'd want to help out some really random people (our dogsitter, one of my colleagues, a young girl I used to work with who is a single mum and realistically is unlikely to ever own her own home), and donate to some local charities close to my heart. I'd return some money a family member recently gave me as a gift, it's not a huge amount but I still feel indebted.

I am undecided as to whether I would tell wider family as I think it would set expectations and cause issues, DH feels the same. We are both fairly distant from ours, and unless we bought a mansion, could explain away a bigger house, nicer car, more holidays etc with an imaginary payrise / promotion / smaller windfall of some kind. Obviously it's important to have all of this buttoned down because I'm definitely going to win :D

NeedthatFridayfeeling · 05/09/2024 10:26

Pay off the mortgage and keep the house for my daughter to have when she turns 18
Get landscapers in to re do the front garden as have no clue what to do with it.
Try and buy one my 2 favourite houses in the village, if they were prepared to sell for a price.
Buy husband a new car
Pay off best friends mortgage and pay for the extension they want.
Help out other friends who i know would need it.
Buy mum and stepdad a holiday cottage in an area of their choice, same for husbands parents and brother. Plus send in laws on their dream holiday (my parents won't fly so couldn't offer them that)
Buy brother a holiday cottage in an area of his choice, or a caravan/motorhome and pay the in insurance.
Do an intensive driving course to try and learn to drive
Offer my dad something like a new super deluxe caravan/motorhome but i doubt he'd want it, likewise a car.
Go to local animal shelters and find out what they need and buy it.
Go to the children's ward/local women's shelters etc and find out what they need/want and buy it.
Do very large grocery shops for the local foodbanks.
Lots of holidays all flying first class where available.

Probably more but that's the start :-) just need to play now.