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Should Labour abolish the two child benefit cap?

1000 replies

changefromhr · 12/07/2024 07:48

In two minds about this. Yes for those who find themselves on benefits after having more than two children (job loss, divorce etc) but perhaps not for those who choose to have more than two children when they have never worked (disabled families excepted).

https://www.theguardian.com/society/article/2024/jul/11/uk-two-child-benefit-cap-affected-1-6-million-children-last-year-figures-show

Labour pressed to end two-child benefit cap with 1.6m youngsters affected

Campaigners say figure is shameful and that Tory policy is single biggest driver of child poverty

https://www.theguardian.com/society/article/2024/jul/11/uk-two-child-benefit-cap-affected-1-6-million-children-last-year-figures-show

OP posts:
Drfosters · 12/07/2024 13:14

benegits · 12/07/2024 12:47

Back when the benefit cap came in I was suddenly £400 a month worse off. It had a huge impact on my children.

I thought people who were already claiming it could continue? It was only for children not yet born that the cap applied

Prawncow · 12/07/2024 13:15

Most of the parents I know would have had more children if finances weren’t an issue. They deliberately stopped at two max. They also waited until they were in their 30s to have children so that they were financially secure. Why should their taxes pay for other people to have a third or fourth child?

Katypp · 12/07/2024 13:17

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

I agree with this. The problem with continuing any status quo because someone will suffer somewhere down the line is that things can never change.
We cannot afford the benefits bills we pay now, yet some are calling for benefits to increase to pay for as many children as someone wants. We can't pay in vouchers because they is a no-on too, evidently.
Yes, absent parents should be hunted down, but if they are on benefits too (highly likely in a lot of these circumstances) they will pay £5 a month or so, so that's not going to be a magic bullet either.
So if we can't let children suffer and we can't pay in vouchers to ensure any extra money does at least benefit the children and we can't rely on the other parent to meaningfully contribute, yet we can't as a nation afford larger benefits bills.
Can I ask what people suggest is they way forward?

ObsidianTree · 12/07/2024 13:20

Hatfullofwillow · 12/07/2024 12:43

So you're punishing hundreds of thousands of kids, saving no money in the long term and damaging everyone's economic and social security because some people have more children than you think they should.

It shouldn't cost a lot to raise a child in a liberal democracy, especially with free education for life, free healthcare, subsidised school meals and decent wages that don't vanish paying for over inflated housing and heating costs.

I also posted another post with some options to help kids in poverty that doesn't involve giving more money to parents.

I'm not punishing any children! Parents have a responsibility to decide if they can afford more children. Like plenty of people have pointed out, they chose not to have more than one or two children as they felt they couldn't provide for more than that. Surely all parents should be able to make these decisions before having more children they can't afford?
Obviously it's different if someone already had the kids they could afford then their situation changed, but choosing to have children when you can't afford it shouldn't be encouraged. Which is what removing the cap would do.

I am not saying people shouldn't have more children. They can have 20 kids if they can afford that, but people shouldn't have 20 kids if they expect to fund it with government money.

I agree that more money should be spent on children already living in poverty in the forms of free school meals, help with bills etc.

ObsidianTree · 12/07/2024 13:22

Kinshipug · 12/07/2024 12:49

How do we guarantee it's spent on the first 2 kids? Obviously we can't but we give it anyway. Why is the 3rd any different?

Because it stops these type of parents decide to have a 3 child for the money, that will end up also living in poverty.

Kinshipug · 12/07/2024 13:27

ObsidianTree · 12/07/2024 13:22

Because it stops these type of parents decide to have a 3 child for the money, that will end up also living in poverty.

Does it? I thought there is no evidence that it reduces the number of children a family has, nor has encouraged parents into employment. It has however pushed more children into poverty.

Drfosters · 12/07/2024 13:29

Kinshipug · 12/07/2024 13:27

Does it? I thought there is no evidence that it reduces the number of children a family has, nor has encouraged parents into employment. It has however pushed more children into poverty.

Then it is time the government focuses on why people are having more children than they can afford and actively choosing to raise their children in poverty. It is not the government pushing children into poverty- it is the parents

Crumpleton · 12/07/2024 13:29

serialcatbuyer · 12/07/2024 13:12

We really need to take better care of children in this country. For one thing single parents shouldn't be allowed to have their benefits sanctioned

Why only 'single' parents?...

I suspect there are two parent families where both work but earn under the living wage that are entitled to claim benefits.

Should they have theirs stopped because they choose to be a two parent family?

CactusMactus · 12/07/2024 13:32

I resent paying for peoples 3rd, 4th, 5th kid when I stopped at 2 because that's all I could afford.

serialcatbuyer · 12/07/2024 13:33

Crumpleton · 12/07/2024 13:29

Why only 'single' parents?...

I suspect there are two parent families where both work but earn under the living wage that are entitled to claim benefits.

Should they have theirs stopped because they choose to be a two parent family?

It tends to be single parents rather than two parent houses whose only income is benefits

serialcatbuyer · 12/07/2024 13:34

CactusMactus · 12/07/2024 13:32

I resent paying for peoples 3rd, 4th, 5th kid when I stopped at 2 because that's all I could afford.

You're not really though. If you added it up I don't think it would be a full penny that translated from your tax to one persons benefits

OnlyTheBravest · 12/07/2024 13:40

@serialcatbuyer There has to be a limit. No one is saying you can not have children. The limit is there so people think before having more than 2, especially if you are already struggling to clothe and feed the children you already have.

Notaflippinclue · 12/07/2024 13:41

Take responsibility for your own kids, 2 is enough for anyone, what happens in the rest of Europe

BonifaceBonanza · 12/07/2024 13:42

No they should raise the income tax thresholds instead and let families make their own decision about how many children they can afford.

Honestly I don’t see why households without children should be subsidising households who choose to have more that two children.

Missamyp · 12/07/2024 13:43

Yes. The idea people were scratching a living from the meagre child benefit is nonsense. The government has an ethical mandate to support all it's citizens not just those who complain the loudest.

Crumpleton · 12/07/2024 13:44

The limit is there so people think before having more than 2, especially if you are already struggling to clothe and feed the children you already have.

Agree...100% this...

Also if a person is struggling to clothe and feed the DC they already have why would they want to bring more into the world.

TheDarkMonarch · 12/07/2024 13:45

I think child benefit is important to help keep children out of poverty as much as possible.

Personally, I'd drop the 2 child limit but also lower the salary at which you no longer qualify. No child in a £119k household is at risk of being in poverty and it undermines the idea that the purpose of the benefit is to tackle childhood poverty if it goes to such high income homes.

CurlewKate · 12/07/2024 13:47

Do you really think that CB is the reason people have children? CB does a tiny amount to lift children out of poverty- the cap is mean spirited in the extreme.

ObsidianTree · 12/07/2024 13:50

CurlewKate · 12/07/2024 13:47

Do you really think that CB is the reason people have children? CB does a tiny amount to lift children out of poverty- the cap is mean spirited in the extreme.

I think it's more the university credit/child tax credit benefit people are talking about. No idea how much it is, but it's a lot more than children benefit is for each child.

Kinshipug · 12/07/2024 13:55

I think people need to take emotions out of it. It isn't about what is fair for their parents or for you. It should be about what is best for these children and for society. They are still being born, whether you like it or not, it would be wise to at least try to give them a fighting chance.

x2boys · 12/07/2024 13:56

Missamyp · 12/07/2024 13:43

Yes. The idea people were scratching a living from the meagre child benefit is nonsense. The government has an ethical mandate to support all it's citizens not just those who complain the loudest.

It isn't at all and it's not just child benefit is it ,it's universal credit and prior to that tax credits
I appreciate if you reasonably well offc and live in a nice area you won't meet such families
But I live in a deprived area in social housing ,absolutely there were families that chose to live on benefits ,rather than work ,and prior to 2017 families got extra tax credits / universal credit for every child ,the philpotts ,and Shannon Matthews families were an extreme example of that.

OnlyTheBravest · 12/07/2024 13:57

To clarify you can get child benefit for unlimited children. The cap applies to the UC child rate that you do not receive for more than 2 children. This has been in place since 2017, so people are aware that they will not receive large amounts of money for 3+ children. There are extenuating circumstances such as multiple births and if you have a disability within the household the cap does not apply.

This seems reasonable to me.

x2boys · 12/07/2024 13:58

CurlewKate · 12/07/2024 13:47

Do you really think that CB is the reason people have children? CB does a tiny amount to lift children out of poverty- the cap is mean spirited in the extreme.

No but ,tax credits and universal credit can be worth considerably more than child benefit.

caringcarer · 12/07/2024 13:59

I totally agree with this. Give the DC the free school breakfast and lunches. Uniform vouchers are also good so no child goes into school looking scruffy.

Missamyp · 12/07/2024 14:02

ObsidianTree · 12/07/2024 13:50

I think it's more the university credit/child tax credit benefit people are talking about. No idea how much it is, but it's a lot more than children benefit is for each child.

The annual total of unclaimed income-related benefits and social tariffs is now approximately £19 billion.
Approximately £7.5 billion of Universal Credit goes unclaimed by 1.2 million eligible households. Take-up rates for means-tested benefits vary, with Council Tax Support being the most underclaimed, followed by social tariffs, particularly broadband social tariffs. We have the opportunity to ensure that millions of people receive the support they are entitled to in a wealthy country.

There is ample funding available to assist those in need, supporting the social contract between the government and its citizens.

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