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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think women with 3+ kids should pay less taxes

407 replies

WhatTodoALL · 21/06/2024 10:44

All parties will have to deal with the increasing number of old people and low fertility rate. They use this fact to justify big numbers of net migration. I was wondering if we as a country should actively provide economical benefits for women to have more than one child? In some countries like Singapore there are a lot of economic incentives to have more than 2 kids. I have 3 kids myself and I don't know anyone in my friendship group who would have more than 2. In fact, most don't want to have even one child citing economical reasons.

AIBU?

OP posts:
Metempsychosis · 21/06/2024 14:56

Confusionn · 21/06/2024 14:18

If we are all completely honest with ourselves, a woman that is working part time, plus claiming universal credit top ups which then entitles her to the childcare subsidy is costing the tax payer more than if she was sat at home looking after her own children full time.

Sure woman in this situation feel like they are contributing to society because they are juggling working and childcare, but the fact remains they are more of a drain than a help to the economy. It is time we actually admitted this to ourselves than carry on pretending otherwise.

In the short term, yes. In five, ten, fifteen years time when she's either returning to full time employment with a full set of years on her employers' pension, or restarting the job hunt from scratch with an empty cv, not so much.

Againname · 21/06/2024 14:57

One thing that needs addressing for parents though is the child support system. Too many absent parents are getting away with not paying their full share of child support, or not paying it at all).

Againname · 21/06/2024 15:00

Metempsychosis · 21/06/2024 14:56

In the short term, yes. In five, ten, fifteen years time when she's either returning to full time employment with a full set of years on her employers' pension, or restarting the job hunt from scratch with an empty cv, not so much.

The issue then is the failure of society and employers to value the job of child rearing. Many transferable skills, and as other people often get paid to do it (childcare) why shouldn't it count as work experience?

Catza · 21/06/2024 15:02

TemuSpecialBuy · 21/06/2024 12:36

Amazed but also not that surprised you cant find support for this idea on a FORUM FOR MOTHERS in a country with a birth crisis.

Your idea isnt stupid its so good some countries are doing it!
Hungary has introduced a similar scheme and you actually pay NO income tax if you have 4 children and almost none of you have 3.

They introduced it in 2015
Their birthrate IS increasing

www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=www.macrotrends.net/global-metrics/countries/HUN/hungary/fertility-rate%23:~:text%3DThe%2520current%2520fertility%2520rate%2520for,a%25200.66%2525%2520increase%2520from%25202021.&ved=2ahUKEwiqs8WbzuyGAxWxVEEAHW5TD4sQFnoECBEQBQ&usg=AOvVaw2WnVd8Sp3ORECDQTvHnIUG

Edited

https://www.bbc.com/news/world-europe-62892596
I will have a wild guess that raising birth rates may not be solely attributed to taxes

Hungary's Interior Minister Pintér Sándor in 2015

Hungary decrees tighter abortion rules

All women seeking to terminate a pregnancy will have to listen to the fetus's heartbeat beforehand.

https://www.bbc.com/news/world-europe-62892596

Dorisbonson · 21/06/2024 15:04

MoonshineSon · 21/06/2024 10:56

Just allow more immigration. The world is hugely overpopulated. Why do we need British babies are they superior in anyway?

The world is not over populated because families in the UK have 1.8 children. It's overpopulated because some countries have families with 5 children and many women there have no rights and no contraception - having one child per family in the UK won't stop global population increases.

YellowAsteroid · 21/06/2024 15:04

fitzwilliamdarcy · 21/06/2024 13:48

3/4 of my team have 3 kids - they already get to work fewer hours than they’re paid to work (because my workplace takes family friendly to the absolute extremes) and the remaining 1/4 of us without kids pick up the slack.

So they’re already being paid more than the childless per hour. If they were also taxed less on the basis of being parents, think I’d genuinely consider emigrating.

Indeed @fitzwilliamdarcy

I read somewhere just recently that in the UK, most people do not pay enough tax over their lifetimes to become nett contributors. The threshold for becoming a nett contributor is to earn over £65k (in 2024 figures). So some of us have been nett contributors for over half of our working lives - I think we've paid AND some for our care in old age ...

BlueSkies81 · 21/06/2024 15:05

sueelleker · 21/06/2024 10:47

The more children you have, the more public services you're using.

Exactly! Maybe you should be paying more taxes, not less.

inamarina · 21/06/2024 15:05

Summerfreezemakesmedrinkwine · 21/06/2024 13:36

And how are people in Belgium with none or fewer children coping with that, do they match the outraged posts on mn?

That would be interesting to know.
People on MN also write outraged posts when someone suggests childcare should be free/ heavily subsidised (“It was your decision to have kids!!”), yet many other countries are doing exactly that.

YellowAsteroid · 21/06/2024 15:06

And I'll still be paying quite a bit of income tax when I retire.

PeachHedgehog · 21/06/2024 15:07

@Againname I partially agree with you. But that is what happened in the seventies and eighties. It lead to lots of single mothers never working again.

Clearinguptheclutter · 21/06/2024 15:08

while I understand the economic argument that more kids=more tax collected, I think the environmental reasons not to encourage lots of children are very strong

PeachHedgehog · 21/06/2024 15:08

inamarina · 21/06/2024 15:05

That would be interesting to know.
People on MN also write outraged posts when someone suggests childcare should be free/ heavily subsidised (“It was your decision to have kids!!”), yet many other countries are doing exactly that.

I agree. I think all public services would have to be better though. It would annoy me to see well off middle class people getting free childcare and paying school fees and for private medical care, when I can't even get a dentist.

CleanShirt · 21/06/2024 15:09

As a single, childfree woman should I pay more tax @WhatTodoALL ?

Porridgeislife · 21/06/2024 15:10

Calamitousness · 21/06/2024 13:13

@Porridgeislife your argument has so many holes. Of course I have paid higher rate taxes all my working life as has my husband and we were not eligible for child benefit and of course I have independent pensions x3 that means I won’t rely on the paltry state amount. So what. I should subsidise more benefits for someone that wants more children, and before you say they are not on benefits,we live in a socially funded country and I am part of that as a taxpayer, so yes proportionally those people benefit more. More children for someone else. More health. More education. More council budgets. Get a grip.

There are no holes in my argument. It’s a pressing issue for most developed countries who are all scratching their heads over the impending demographic crisis.

Without most women choosing to birth tiny future taxpayers, we don’t have a taxpayer base and so in the future we no longer can afford to live in a society where we enjoy healthcare, state pensions, police, schools and other basic social benefits.

I apparently pay more tax than a very very significant percentage of the population; doesn’t mean I can’t see that we need people to raise children to protect our way of life.

Catza · 21/06/2024 15:11

LondonFox · 21/06/2024 14:54

Because there are multiple benefits of homogenous society with shared values and culture.
Just look up UK diversity and compare to crime rate.

And while you are at it, also look up the correlation between Nicholas Cage movies and deaths from drowning in swimming pools...

CrispieCake · 21/06/2024 15:11

EverythingYouDoIsaBalloon · 21/06/2024 14:20

So we need an honest and open conversation about what people can realistically expect from the state in terms of care/healthcare/pension benefits given the demographic challenges we will be facing. The truth is that the state may not be able to guarantee a comfortable and dignified end to life for everyone and all options need to be considered, including uncomfortable ones like assisted dying.

@CrispieCake would you care to enlighten us on how you think assisted dying should be 'considered'?

This is the problem.

As soon as you start a dialogue about this, people think you're some sort of murderer who wants to compulsorily bump off the over-80s.

Although that's not what anyone sane or compassionate would be advocating, there's no doubt that a large part of the problem we face is that not only are we living longer, but a lot of us are living longer in expensive, miserable ill-health.

CrispieCake · 21/06/2024 15:14

whirlyhead · 21/06/2024 12:25

If people have fewer children, there will be a few decades of not enough younger people to support older ones, but at some stage there will be fewer older people to support so I think we should actively encourage people to have fewer children not more! Maybe we should tax people on each child they have after 2??

I'm not sure we will necessarily reach this equilibrium because I think smaller families are here to stay. If there are less children, and then they have fewer or no children, the population will continue to decline. Although with the death of the baby boomers, the pyramid will become less inverted.

Againname · 21/06/2024 15:14

CleanShirt · 21/06/2024 15:09

As a single, childfree woman should I pay more tax @WhatTodoALL ?

I think if anything you should pay less. If we were to go down a super individualistic road, which isn't good for society cohesion. You definitely shouldn't have to pay more though.

@PeachHedgehog That was a problem, true. There would need to be a change in society and employers attitudes. Parenting should be more valued and if someone's taken time out to be a SAHP (by choice, as it shouldn't be forced) society and employers should recognise their transferable skills, and welcome and support them back to the workplace.

Chocolateorange22 · 21/06/2024 15:16

Noooooo

I believe better investment in childcare and elderly care would be more beneficial. Make it financially make sense for women to return to work thus more money from taxation. Use the extra to fund adult and elderly social care. The elderly are living longer with chronic conditions. Create more community hospitals as a go between from hospital back into the community stopping city hospital bed blocking and allow more beds for surgery and acute patients

Very generalised view but I don't think allowing the rich and well off more tax breaks is the answer

Pookerrod · 21/06/2024 15:16

I think the way to combat paying for an increasingly elderly population to is drastically increase the retirement age. Current levels no longer make sense.

When the state retirement age was introduced in 1908 it was set at 70 when the average life expectancy was 50. It was reduced to 65 (men) and 60 (women) in 1940 when the life expectancy was 60.

Life expectancy is now around 80 yet state retirement age is only 67.

That together with the dawn of the digital revolution therefore people are more than capable of working beyond 67 as most are not working physically demanding jobs means that the only answer is to increase retirement age to closer to 80.

Why should my kids have to slog their guts out and pay more tax so that I can retire from my desk job at 67 and lounge around for 20 years?

Cantabulous · 21/06/2024 15:17

Yes please! Backdated of course

mrsdineen2 · 21/06/2024 15:19

inamarina · 21/06/2024 15:05

That would be interesting to know.
People on MN also write outraged posts when someone suggests childcare should be free/ heavily subsidised (“It was your decision to have kids!!”), yet many other countries are doing exactly that.

I saw poster get lots of support a few weeks ago for complaining about the money we spend on maternity wards.

LondonFox · 21/06/2024 15:20

Catza · 21/06/2024 15:11

And while you are at it, also look up the correlation between Nicholas Cage movies and deaths from drowning in swimming pools...

I am looking at causation, not correlation hun

Chocolateorange22 · 21/06/2024 15:22

@Pookerrod

I agree. If you are saying working from 16-67 (51 years) why then are we funding state retirement for potentially half of that on top for the majority of the population if the life expectancy is 80?

In this tech era where we can work much later why should the retirement age be so low?

Drfosters · 21/06/2024 15:22

I actually think we should embrace a falling birth rate. The economy is more than just a giant Ponzi scheme crating more and more people to pay for the generation above. People should be rewarding people for have less than 3 children, gradually reducing the population. This will, I accept, cause problems for the generation which is top heavy and I don’t doubt there will be challenges but in 100 years the population will thank us on behalf of overcrowdedness plus the environmental benefits of a smaller population.