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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
bluedomino · 16/06/2024 01:55

Yes to counselling.
Don't let your kids live like this. I feel so much guilt remembering how my kids would present their worn out swimming costumes to their father and apologise for needing new ones. They have CPTSD now and have so many issues about spending money.
You say you are worried about dying young. It's not being overly dramatic to say this can be your subconscious trying to tell you you are not safe with this man.
Out of interest, do you both have cars? If so, does he have a better, flashier car, whilst you drive the kids around in a shed?

Fraaahnces · 16/06/2024 03:00

I don’t know what the excess is or if it’s worth it, but I was able to claim for this on my household insurance. (I live in Aus… things might be different here.)

Comtesse · 16/06/2024 03:15

But it’s your money too? Who said he was in charge?

If he’s so worried about money why is he in a min wage job?

HelenTudorFisk · 16/06/2024 03:52

Sit him down and tell him that you’ll be putting into the joint account the same amount as him, and not a penny more. Then use the leftover to build up a bank of savings, and leave your financially abusive husband.
His reaction to you refusing to let him continue feathering his own nest with your money will tell you all you need to know about the state of your marriage.

Howbizarre22 · 16/06/2024 03:59

YOU are the higher earner so YOU get to decide if you have your ring fixed. I get he’s frugal but he’s being extremely controlling here- you earn it so you have the right to spend it. Of course you can sell a few of YOUR things to pay for it. He can get to fuck how dare he. Tell him to get a better paid job if he’s so worried over money or tell him to do overtime . You’re the breadwinner. He’s a cheeky fucker. Put your foot down and do what you want with YOUR money that YOU earns. Ffs it’s not like you’re wanting to go on a luxury cruise- it’s £230 to get something meaningful fixed. He’s bang out of order OP and if he “won’t let” you do this I’d say that’s bordering on financial abuse. Also when you say he has the say on everything money wise. That’s a red flag 🚩

DracoDormiensNumquamTittilandum · 16/06/2024 04:02

So you're doomed to a joyless broke existence with a skinflint who refuses to change his earning potential and wants to remain skint and joyless because he sees it as a moral virtue. Sounds like a pretty shit way of life to me.

Howbizarre22 · 16/06/2024 04:06

AppelationStation · 16/06/2024 01:01

We also both uave a government Help to Save account which we started while I was a student. We each pay the max allowed in each month.

He has a spreadsheet which calculates earning, bills, borrowing and balances. He looks at it, and our joint account transactions, every couple of weeks. I don't have access to it.

Fucking hell OP. Iv just caught up with the full thread. He’s extremely financially abusive. And controlling and also emotionally abusive with his cold distant stares when you want to talk about stuff. like someone else said -I think you’d benefit from counselling as he’s chipped away at your perception of what is normal and acceptable. HIS BEHAVIOUR IS NOT. I feel for your poor dc and for you. Do you really want that ring? Sorry id be leaving him. He will get worse OP trust me. They always do. I cannot believe his fucking nerve dictating to you how your money is spent whilst refusing flat out to earn any more.

oakleaffy · 16/06/2024 05:10

CurlsnSunshinetime4tea · 15/06/2024 22:03

diamonds are not expensive second hand. so depending on the cut and size that you are looking for you might be able to get a vintage cut diamond at a very reasonable price.
i would look around

This...Don't go buying a new diamond.
He sounds a tight-arse @AppelationStation
I'd be reluctant to marry him as you will likely be worse off if it should end in divorce. {as the higher earner}

Edit...Argh...I see you are already married.

What a mean git he sounds.

Minime88888888 · 16/06/2024 05:12

He's a tight fist. That's your luck. He's so tight he didn't even buy you an engagement ring he used an old one! And now he's so tight he won't even allow you to use your hard earned money to fix it.
Tight and bossy.

That's your lot I'm afraid.

Give him the ring back. Tell him it's useless.
Romance is dead.

Then go buy yourself a beautiful ring to commemorate your success.

Let him see it. X

oakleaffy · 16/06/2024 05:13

Minime88888888 · 16/06/2024 05:12

He's a tight fist. That's your luck. He's so tight he didn't even buy you an engagement ring he used an old one! And now he's so tight he won't even allow you to use your hard earned money to fix it.
Tight and bossy.

That's your lot I'm afraid.

Give him the ring back. Tell him it's useless.
Romance is dead.

Then go buy yourself a beautiful ring to commemorate your success.

Let him see it. X

He's hardly a prince amongst men, is he.....

Mean, controlling and an arse-whole.

oakleaffy · 16/06/2024 05:19

AppelationStation · 15/06/2024 22:48

I do think I'm going to have to build up some financial independence.

It doesn't matter what I do: work hard, earn good money, cook nice food, make the house nice, ruin my health having DS (disastrous birth, long term consequences), buy him thoughtful birthday gifts... I'm never prioritised. It speaks volumes.

I've thought about putting a different stone in the ring, something cheaper. I'd quite like to mark the change in its history, like when you renovate an oldbuilding but don't try to cover up the changes. I'll look into it..

Christmas Carol GIF

He is a SCROTE.

Please free yourself of this ghastly, awful , mean spirited Scrooge of a man.

He doesn't value you.

Get rid of him.

You can so so much better!

As a single woman - Why saddle yourself with a cold, unambitious man.

2Old2Tango · 16/06/2024 05:30

Who made him the boss of all the money, which you seem to be earning the most of? Honestly OP, you need to take some control back. You are allowed to make decisions too.

Personally I'd be thinking very carefully about buying a house with this man. You can be careful with money without being a fun sponge and control freak. Give him the ring back and tell him it's pointless you having it if he doesn't want you to wear it. Really, think about whether this is the future you want for you and your son.

AnOpinionInTheHand · 16/06/2024 05:49

The ring seems to be a symbol of the marriage you wish you had really. I think you do need to face reality. He is a nasty, cold, miserly skinflint who is abusing you. The best thing you could say about him is that he plays with his DC. You are hardworking, determined and so utterly ground down by this arsewipe you somehow seem to think that he deserves you. You need to get access to those savings, or at least open an account he doesn’t know about. Pay the amount the household needs for bills into it and put the rest into your own private account. Start building up your own little pot of savings to get away from him.

imagine being able to reap the rewards of your hard work. Imagine being able to go to the shop and buy your children a new pair of shoes and then not have to justify why your children deserve new shoes. He’s a horrible little man with no redeeming features apparently, and you could be so much happier without him.

TheSandgroper · 16/06/2024 05:51

You could tell him to delete the spreadsheet he puts such store by. ‘Cos that’s not a need, really, is it?

RosesAndHellebores · 16/06/2024 05:53

FFS flog the ring, which can't be worth much if a replacement diamond and repair is only £230, and use the money to see a solicitor about your divorce.

He gifted you the ring, it is 100% yours.

DisforDarkChocolate · 16/06/2024 05:55

He's bullying you financially, I suggest you stop doing what he says because there is never going to be any fun in your life if you don't.

What is the point of you working so hard for no reward?

ResultsMayVary · 16/06/2024 06:05

What an awful situation he's created for you all. I really feel for you

I think due to his mindset you will always be struggling and regardless of what you earn it will be siphoned off into his secret saving account or paying down debt.

In time it will also greatly impact your children.

Only you can change this.

I think you need to start by ignoring his comments when you buy something except perhaps to say If saving money is so important to you perhaps you could find a way to earn more.

Don't disclose future pay rises and don't buy a house until you are comfortable with your financial relationship

Please seek professional advice.

TheThreeCheesesOfTheApocalypse44 · 16/06/2024 06:06

Good God woman it would be a cold day in hell before some jumped up bloke with an inferiority complex because he's barely contributing to the household dictated to me me how I spent my money. Not a bloody chance.

Get rid of the idiot, do not buy a house with him. You can go it alone when the divorce is finalised !!

Grapesgrapes · 16/06/2024 06:22

AppelationStation · 16/06/2024 00:55

No, the child benefit goes into my own personal account. As do my wages. I transfer all of my wages into the joint account, except a few quid for small charity donations and Netflix (which he uses but also thinks is a waste of money).

He transfers his wages into the joint account too, minus whatever he has gone overdrawn by / had to pay out for from his personal account thay should be a joint expense that month (I don't have an overdraft).

He has accumulated savings while we've been together. They are in his name. All the debts are also his. He has a very good credit score. I don't borrow and just stick all my money in the pot. There's over a grand a month difference in our earnings.

Stop transfering all your wage into the joint account!! I'd say transfer enough to cover half of the bills, but you don't know how much everything is. You need to ask for access to his spreadsheets because he might be earning more than you think and bills might be lower, but he's taking your money. Don't pay more than half of the bills and rent. Actually, just leave him! He is financially abusing you.

Step5678 · 16/06/2024 06:23

"Generally when it comes to money, what he says goes."

This is the issue, not the ring. It's very dismissive of him to believe he has the final say in all such decisions. Is he controlling in other areas? So does he control how you spend your time as well as money?

I would say to him that as saving is so important, and the ring was lying unused in a box, you have sold the ring. Just to see his reaction. (Of course, i wouldnt actually sell it) I suspect he will say that's outrageous, and you have no right to make decisions without him, which just highlights the hypocrisy.

Mummyoflittledragon · 16/06/2024 06:44

Why does he have savings when you have debt op? This sounds extremely financially abusive. I really think you should talk to someone in confidence from the charity and see if you can get on the programme yourself. I’ve not read the book ‘Why does he do that’ by Lundy Bancroft. I think it may be if i be a helpful resource in this situation. There is even a free download Hoping this link works click download at the bottom… https://freebooksmania.com/2021/01/why-does-he-do-that-pdf-free-download-by-lundy-bancroft.html

Why Does He Do That PDF Free download by Lundy Bancroft - Free Books Mania

Why Does He Do That? is an amazing nonfiction and self-help book. The problem and reasons behind abusers' abuses are very well explained.

https://freebooksmania.com/2021/01/why-does-he-do-that-pdf-free-download-by-lundy-bancroft.html

unsync · 16/06/2024 06:50

The more updates you posted @AppelationStation, the sadder I felt for you. Hopefully, with everyone else saying it too, you will realise this is financial abuse. Please don't choose this life for you and your son. You sound like a good person and deserve better.

Wallywobbles · 16/06/2024 06:51

If you divorced now would you need to pay him anything? If you keep earning more then I imagine he will walk away with a lot of your hard earned sacrifices.

frequentlyfrazzled · 16/06/2024 06:55

Sorry this is going to be a long one. This really isnt about the ring. You keep referring to a "joint account" but it isnt a joint account if it's in his name and only he has access to it is it?
I wonder how that happened?
You sound like an intelligent, resourceful, hardworking woman, so how is it that you have got to this point, where you are putting in so much, (not just financially) yet you are getting so little out, and he is the one in charge of all the big decisions? He is not your boss, he is supposed to be your partner, your equal.
I also remember you from your thread last year, and it was so frustrating to read that thread as you seemed so resigned and worn down by his selfish, thoughtless behaviour. It was like he was living the life of a single man, still making decisions to please himself rather than look at the bigger picture.
It has probably taken years to get to this point, like the boiled frog analogy, but I think you are starting to realise that you have grown up but he hasnt, and yet he is still adopting this role as "the man in charge".
You really need to take control back - as someone said above you have agency in your own life, you need to recognise that, otherwise what is the point? If you dont get a say in the decisions that affect you and your son, then this is not a marriage, it's a dictatorship.
You actually have more power than you think, starting with financial power. If you are earning so much more than him then you can make a change right now and set up your own "joint account" - i.e. an account in your name, which he has no access to. He cannot have any justification to complain about that because he has done exactly the same! But you won't do that because you know what his reaction will be. Think about how it has got to this point, where you are so restricted, so tightly controlled, yet so uncomfortable about making different decisions because of how he will make you feel about it. You simply have no voice in this relationship. You are not a team.
Please try to see that you are living in a scenario that would have been "normal" in 1950's Britain but this is not normal now. This type of financial control and abuse (because let us call it what it is) is so insidious, yet it is so demeaning and damaging that it is now recognised as a criminal offence. You already know that this situation is not right. It is very difficult to change the staus quo when it has probably taken years to get to this point, but I think at some level you are starting to see that there are massive issues in your marriage that a ring will not fix. Please listen to what we are all saying, and start to make changes for your future and for the future of your son. And whatever you do please don't buy a house with this man.

Joystir59 · 16/06/2024 07:04

You need to start an independent life as he is controlling and abusive and you sound strong and bright and deserve to be free and live in the light. The broken ring sitting in its box waiting to be fixed is such a strong metaphor for you, sitting in a box waiting to be freed