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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
ThunderQween · 15/06/2024 22:17

AppelationStation · 15/06/2024 22:16

I think it's forever coured the lovely ring now. What a shame for such a lovely thing with so much history to now have such a sad story.

It won't. It will have a story of strength and courage woven into it's very fabric.

Nottherealslimshady · 15/06/2024 22:18

I think you need to overhaul your finances. He's acting like your paycheck is his.

You both pay equally into a joint account for monthly expenditure. You both pay equally into a savings account. Then you both have the rest of your pay to use as you wish. He wants to save his, fine. You want to spend yours, your business.

He has chosen to earn less, provide less for his family, for something he enjoys. If he is concerned about money he can sacrifice himself and earn more, rather than asking you to earn more and spend less.

CurlsnSunshinetime4tea · 15/06/2024 22:18

@AppelationStation don't let this frustrating time and situation sully the ring.
whether you save 20 a month or pay it out of your first 2-3 pay raises do it, and wear it with pride and remind your (usually i hope) dh how much the ring means to you.

ArdMhaca · 15/06/2024 22:19

Icanttakethisanymore · 15/06/2024 22:16

Why do you accept the premise that this is his decision?

This! Why on earth is it a given that what he says goes when it comes to money?

HermioneWeasley · 15/06/2024 22:20

I can see this is going to be unpopular, but I wouldn’t be buying diamonds when you’ve got credit card debt, a car loan and you’re renting. You have many more important priorities for your money.

you’re not unreasonable to want the kids to have decent shoes that fit.

lazyarse123 · 15/06/2024 22:21

What a selfish arse. He begrudges shoes that fit for his children. I'm actually appalled.
Tell him to sell the ring and put it in his divorce pot.
I'm really angry on your behalf how dare he belittle the hard work you've put in to improve things for your family while he coasts along in a cushy job.

OlderGlaswegianLivingInDevon · 15/06/2024 22:22

' Generally when it comes to money, what he says goes.'

and as the higher earner you allow that ?!!!

and apart from ' He's a very playful, present father to our DS.'
how does he enhance your life ?

apart from being financially controlling...

Beautifulbythebay · 15/06/2024 22:22

I sold my wedding /engagement rings to pay for my divorce and a swish night out with my best mate..
Just an idea...

LuluBlakey1 · 15/06/2024 22:22

It is your ring, you have a salary rise, I'd just do it.

AppelationStation · 15/06/2024 22:23

ThunderQween · 15/06/2024 22:17

It won't. It will have a story of strength and courage woven into it's very fabric.

Thank you. That's a lovely thing to say.

OP posts:
Merryoldgoat · 15/06/2024 22:24

@AppelationStation

Something about this post felt familiar so I AS your username.

It’s time to face the music. You do not have a relationship of equals, you sacrifice your happiness over and over for a man who puts you last.

Stop wasting your time on him before you wake up in 15 years’ time feeling sad and older than you are with a husband you don’t recognise.

ArcaneWireless · 15/06/2024 22:25

Nottherealslimshady · 15/06/2024 22:18

I think you need to overhaul your finances. He's acting like your paycheck is his.

You both pay equally into a joint account for monthly expenditure. You both pay equally into a savings account. Then you both have the rest of your pay to use as you wish. He wants to save his, fine. You want to spend yours, your business.

He has chosen to earn less, provide less for his family, for something he enjoys. If he is concerned about money he can sacrifice himself and earn more, rather than asking you to earn more and spend less.

This.

You have worked so hard to improve your lot in life which will benefit you as a family in the long run.

Consider this a treat for yourself. Buy the diamond.

PithyLion · 15/06/2024 22:26

Tell him how you feel

ThreeEggOmlette · 15/06/2024 22:28

Don't get me wrong, I do appreciate a person who lives within their means, but this is past that. I mean, kids shoes? Does he want them to cut the toes out?

Also some of his 'rulings' don't make financial sense e.g paying off a 0% credit instead of keeping it in the bank to generate interest until the 0% is up.

This isn't being financially savvy - it's either fear or control. YOU did what he was not willing to do & worked bloody hard to elevate your family out of beans or holidays, why is he still dictating everything?

Joyless sums it up nicely. You might need to buckle up for a heated argument about this controlling shit.

ThunderQween · 15/06/2024 22:29

AppelationStation · 15/06/2024 22:23

Thank you. That's a lovely thing to say.

Thank you. I mean it. Good luck to you however you proceed.

Rainbow1612 · 15/06/2024 22:30

Who made him boss?

You earn money, you can spend it. I couldn't live like that.

TotHappy · 15/06/2024 22:31

Blimey OP

My engagement ring has also lost a diamond. I'm wearing it anyway (it's just a small one round the edge) but I took it to the jewellers to get a quote for repair last month.
When they rang and said it would be £165, I told them no I'd have it back and save up. We could pay that now but like you we have other priorities (and last time this happened I think it was more like £70 so that was what I was expecting).
I told DH this and he was quiet for a minute and then said 'I'd like to get it fixed love'.
He knows we're saving. He knows it doesn't affect me wearing it. But it means something to him.

Oh and I've also lost my wedding ring Hmm but thats another story...

Revelatio · 15/06/2024 22:33

I don’t think either of you are wrong, you’re just not matched financially. Contrary to others, I think when you have children together it’s best to share finances irrespective of what individuals earn. I don’t think of the money I earn as mine, it just goes into the family pot.

Luckily my husband and I have the same attitude to money, I don’t think things work otherwise. If you have debt, then to me it doesn’t make sense spending money on a ring. Children’s shoes and clothes are essential, jewellery not so much.

We have never complained how much money each other spends, it’s never been an issue. We have a complete open book with money and can see what each other are spending (if we want to but never really analyse it). I don’t think this relationship is going to work in the long terms as one of you will always feel resentful.

LizzieBennett73 · 15/06/2024 22:34

I lost the stone out of my engagement ring and it was replaced under the household insurance? DId you not consider doing this? I'd even put a cubic zirconia in if I meant I could wear the ring.

In the kindest way, he sounds like a joy sponge sucking out every moment of happiness you may find. Is this honestly how you want to spend the rest of your life?

AloeVerity · 15/06/2024 22:35

No one will ever tell me how to spend my salary, let alone someone who earns so little in comparison to me! I wouldn’t want the ring now. It means the opposite of love. It represents meanness and lack of empathy and understanding. Who wants to live like a pauper when they don’t have to?

Floralnomad · 15/06/2024 22:35

I wouldn’t be bothering to fix the ring because I wouldn’t be staying in this marriage . Your husband is not prudent he is mean and tight fisted . If you ever do get on the housing ladder he will just spend his time moaning about the heating costs and have you living in a coat indoors . You’ve improved your circumstances, he’s changed nothing , leave and have control over your own finances .

WyrdyGrob · 15/06/2024 22:37

Does it have to be a diamond? When something similar happened with one of our heirloom rings (with more sentimental than financial value) my relative had the stone replaced with a birthstone. Amethyst or whatever being much cheaper than diamond. Unless your birthday is in April I suppose …

ETA he does sound like a fun sucking joy sponge though. Not sure I’d want to own a house with someone like that.

Daisybuttercup12345 · 15/06/2024 22:40

justasking111 · 15/06/2024 22:09

I'd open a new account and start putting money into it every month. Then birthday money etc.

OH and I wouldn't be telling him about any other pay rises.

This.
And as for what he says goes, he can do one on that. Until he earns a decent wage and contributes equally he doesn't get a say.

ManilowBarry · 15/06/2024 22:45

Why wasn't the ring insured?

Does your household insurance cover it?

Sorry if you have mentioned this but your OP was tldr.

AppelationStation · 15/06/2024 22:48

I do think I'm going to have to build up some financial independence.

It doesn't matter what I do: work hard, earn good money, cook nice food, make the house nice, ruin my health having DS (disastrous birth, long term consequences), buy him thoughtful birthday gifts... I'm never prioritised. It speaks volumes.

I've thought about putting a different stone in the ring, something cheaper. I'd quite like to mark the change in its history, like when you renovate an oldbuilding but don't try to cover up the changes. I'll look into it..

OP posts: