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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
Minimili · 15/06/2024 22:51

Does he come from a background of financial insecurity? I can kind of understand his logic if he does. My partner comes from a poor country and is obsessed with money due to growing up with nothing.

He's not financially controlling but works hard and would rather live a frugal life and have money in the bank. My attitude is that as long as bills are paid I’m not living life with no holidays, no treats, wearing the same clothes for 10 years etc…

We balance each other out. He now enjoys life a bit more and I have savings!

The best thing we did was separate our finances except for what covers bills and household expenses and rent. We are in a great position with where we rent and have no children so no desire to buy, we put what needs to be paid in the pot and separate the rest.

I suspect this wouldn’t work for you but it’s also not fair you are the primary earner with no say in how your wages are spent. It made me so sad about your ring, I know my partner would have found a way to get it fixed for me if he knew it meant that much. If I just wanted to buy a ring for the sake of it he would probably get frustrated with me but you are in a different situation, that ring has huge sentimental value and obviously you want to wear it.

Rather than completely separating your finances can you take a certain amount a month for yourself? You can buy the kids clothes and anything you need for yourself without having to justify it. As long as you prioritise the important bills then this seems the fairest way to me.

A different attitude over spending divides a lot of couples but if he’s a good husband in other ways then I’d be trying to compromise over this. It sounds like he’s striving for security rather then control.

You have worked your arse off and achieved so much, you should be proud of yourself and your achievements should be celebrated. I do understand your husband’s attitude about choosing happiness at work over financial gain but he needs to recognise that it was your ambition and hard work that allows him to stay in a low income job.

Whatever the outcome please get your ring fixed, you deserve it and it will be a symbol of what you have achieved. Please let us know when you do, I’ll be wondering about it now!

There is nothing wrong with putting your own wishes first sometimes, you are just as important as the rest of your family.

Cherrysoup · 15/06/2024 22:51

Tricky. I can understand why he doesn’t want to spend the money, I can see why you do. I recently had my grandmother’s engagement ring repaired, the new stone (one was lost) is very shiny compared to the originals, but I didn’t want to spend loads, I won’t wear it. Meanwhile my own over large engagement ring has lost a stone/claw and I’m going to get it properly fixed rather than just shove in a new stone that vaguely matches because it’s worth it, but will then have to be resized.

Shoxfordian · 15/06/2024 22:54

Why does what he says go when it comes to money as you're making most of it? Whoever pays the piper op, get your ring fixed

justasking111 · 15/06/2024 23:00

He didn't even cough up for the ring it was his grannies.

As for being in a poorly paid job all his life. Well Whoopi doo, look at his shining halo 🙄

AppelationStation · 15/06/2024 23:02

He doesn't come from financial insecurity, but his family are all similarly tight.

His mum went to a posh private school. She tells an anecdote about trying to make a bar of soap last as long as possible as a child, because she wanted to know what it was like to be poor. DH grew up in a house his mum owned outright. Didn't have spare cash (single parent) but had minted grandparents (retired in their 40s to the country and became hobby farmers) living literally next door (across a field they also owned) who could always help with anything they needed.

My parents both grew up in council housing with nothing. They managed to achieve some financial security, mostly thanks to house prices, with 0 help. They put off a lot of things (holidays abroad, decent car, new kitchen), waiting for a time they were better off. Then my mum died suddenly st 56.

OP posts:
TimeForTeaAndG · 15/06/2024 23:03

His insistence on minimal debt/credit card balance will not be helpful when trying to get a mortgage as you will have very little credit rating.

He sounds joyless though, I'd fix the ring and stop asking permission.

AppelationStation · 15/06/2024 23:05

I think I'm worried I will die suddenly and young, like my mum, and the ring will still be sat in its box waiting to be fixed, and DH will think he made all the right choices. It's a metaphor for our lives.

OP posts:
TheBottomsOfMyTrousersAreRolled · 15/06/2024 23:14

TimeForTeaAndG · 15/06/2024 23:03

His insistence on minimal debt/credit card balance will not be helpful when trying to get a mortgage as you will have very little credit rating.

He sounds joyless though, I'd fix the ring and stop asking permission.

I agree. Fix the ring. Stop asking permission. Tell me in to fuck off and get a second income stream.

Maryamlouise · 15/06/2024 23:17

justasking111 · 15/06/2024 22:09

I'd open a new account and start putting money into it every month. Then birthday money etc.

OH and I wouldn't be telling him about any other pay rises.

This
Plus £230 isn't much
I am a bit like your DH in that I hate what I see as unnecessary spending, hate debt and like saving etc but that is why we have personal pots so we can treat ourselves/not mind what the other spends. Can you start this?

DidILeaveTheGasOn · 15/06/2024 23:31

I lost a diamond out of my engagement ring and my ex DH's sourness around getting it repaired contributed to the marriage ending. Death by a thousand cuts. I felt so small and demeaned by the marriage. I too doubled my earnings during our marriage, in fact by the end I had tripled my earnings. It meant very little. I was still doing everything wrong.

AppelationStation · 15/06/2024 23:32

@DidILeaveTheGasOn I'm so sorry to hear that. How sad.

OP posts:
Opinionwontchangeluv · 15/06/2024 23:34

You aren't going to get married anytime soon as you stated you are struggling, it's not a priority.
Thank you tho for giving everyone the option to have a long and short version everyone should do this (I did read the long version tho to form my opinion)

Maray1967 · 15/06/2024 23:37

Icanttakethisanymore · 15/06/2024 22:16

Why do you accept the premise that this is his decision?

This. He seems to think he can decide to stay in a low paid job and dictate what you can spend your money on.

Err, no. Just tell him that you’ve earned extra and you’re spending it on the ring. If he’s unhappy, then he can earn more.

Codlingmoths · 15/06/2024 23:40

I’d tell him everything you said about how you feel you’re not a priority, and he gets to decide to stay in his job and you have to respect that, but when you decide to work hard and earn more he doesn’t respect it at all and thinks he gets to make all the decisions. That you are really hurt he doesn’t see a family ring that he gave you and you were proud to wear as important, and you don’t feel proud to wear it anymore, you feel like he begrudges everything about you. That you have decided you will spend the extra pay on counselling and it’s his choice if it’s couples counselling or just for you. But whatever he chooses, he no longer gets to judge your every decision.

GoneFishingToday · 15/06/2024 23:42

Apart from anything else, your husband's attitude is a false economy. The longer you wait to have the ring fixed, the more expensive it's going to be. Whereas if you get the ring fixed, not only will you have the pleasure of wearing it once again, but depending on the style, etc., it could actually be appreciating in value.

He's also being a dick to not take advantage of 0% interest deals, especially if he feels it's better to save for something, why can't you save for something, and then buy it on an interest free deal, whilst keeping the money you have saved in order to pay in full sitting in the bank gaining interest. Seems to me that this man is not only controlling, but also a bit thick, and quite honestly, he just doesn't deserve you. Makes me wonder whether if you were to split, whether he'd ask for his Grandmother's ring back??

StartupRepair · 15/06/2024 23:46

It's not really about the ring, is it?
His commitment to a low earning job is going to affect the family in myriad ways. You need to take back control of your money that you are earning..It sounds that the ring means much more to you than it ever did to him.

AppelationStation · 15/06/2024 23:48

Opinionwontchangeluv · 15/06/2024 23:34

You aren't going to get married anytime soon as you stated you are struggling, it's not a priority.
Thank you tho for giving everyone the option to have a long and short version everyone should do this (I did read the long version tho to form my opinion)

Errr, thanks? I've been married 8 years.

OP posts:
Anotherparkingthread · 15/06/2024 23:50

A ring you don't or can't wear is as good as no ring at all. Tell him this. Tell him that as it's yours you are thinking about selling it (obviously you are not really going to) as you can't wear it so it is useless. And how disappointed his grandmother and mother would be, but you've no other choice, as it's a waste of space and emotion and objects that make us sad have no place in our lives.

Then give him a few months to fix it if he doesn't walk and sell the bloody thing, don't give it back.

EC22 · 15/06/2024 23:53

AppelationStation · 15/06/2024 23:05

I think I'm worried I will die suddenly and young, like my mum, and the ring will still be sat in its box waiting to be fixed, and DH will think he made all the right choices. It's a metaphor for our lives.

Is there a way to make him see this?
its so sad, and so unnecessary.

CountryMumof4 · 15/06/2024 23:56

I'm all for being frugal, but it sounds like you're working incredibly hard and should reap the rewards of that. I'd get your debts paid off and put aside a bit of money each month to sort your ring. I don't 'do' credit cards etc., but I do have a mortgage. Mine and DH's finances are worked out so that we pay equally into household bills and then whatever we have left over is ours to do as we choose (we have separate bank accounts as well as a joint account). Don't be bullied into constantly bowing to his demands. This is clearly important to you. I don't care how much DH spends on his hobbies and likewise DH mine, so long as the essentials are covered first. You are your own person.

MrsClownland · 15/06/2024 23:56

Don't try to squirrel money away etc. If you can't be upfront about it your relationship is doomed. You are too young for that shit. If you tell him you are going to start spending some of your own earnings on things you prioritise, what do you think will happen? Does it worry you how he'll react?

PandaRosie · 15/06/2024 23:59

Just go and get it done. It’s your pay rise!

Coldcoldjune · 16/06/2024 00:06

It isn't just about the ring. You are living a life of sacrifice and hard work, so he can coast through life and yet still acts like the big man around the house. It is not at all fair. I agree that you need financial independence, privately from him. I'd be telling him if he wants to continue in the marriage things needs to change. If he likes his job so much that he needs to stay on minimum wage, maybe he needs to take on a second job.

AppelationStation · 16/06/2024 00:07

MrsClownland · 15/06/2024 23:56

Don't try to squirrel money away etc. If you can't be upfront about it your relationship is doomed. You are too young for that shit. If you tell him you are going to start spending some of your own earnings on things you prioritise, what do you think will happen? Does it worry you how he'll react?

He wouldn't be outwardly angry. He'd look at me with distain and then be aloof, superior, disapproving and distant.

OP posts:
Codlingmoths · 16/06/2024 00:10

AppelationStation · 16/06/2024 00:07

He wouldn't be outwardly angry. He'd look at me with distain and then be aloof, superior, disapproving and distant.

Let him. Put what he does in the joint pot, let him be aloof and superior and poor. Tell him you’re saving the rest as you know he doesn’t treat you with any respect or care and one day you will be so over it that you’re done.