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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
namestevalian · 16/06/2024 11:34

Get it replaced with a lab grown stone ? Should be even cheaper

Codlingmoths · 16/06/2024 11:38

Please right now; this very minute, go log on and change the amount that goes from
the joint account to the same as his. Make sure you adjust for the amount he holds back every month to allow for his overspends. If he earns 1000 and actually only puts 800 in, then you put 800 in a month. Right now.

Cloverforever · 16/06/2024 11:53

Why does he have £3,000 debt when you are saving £100 pcm between you into the Help to Save account? I know that is a very lucrative savings account, but it doesn't usually make sense to be saving whilst paying interest on debt. Makes me wonder what he is up to.

I think you need to start asking for full transparency of your finances and get a lot more assertive.

Grawlix · 16/06/2024 12:04

@AppelationStation the longer this thread goes on the more I find myself thinking about you. It’s pretty much a year since the thread in which you outlined all the things you’ve told us here - your H having the only access to the spreadsheet and the savings account, etc etc. His low-stress, fulfilling job while you frantically scramble to hold down a very full-on role plus doing the majority of the household jobs, childcare, paying for things for your DC because he won’t, and dealing with health issues too. Other things as well which I won’t go into (sorry, I know it’s bad form to invoke old threads but I did post on one and remember you well as I was so enraged on your behalf).

Has nothing changed in that year? Has he refused to see that his behaviour is completely unacceptable and that you’re being run into the ground while he has a lovely life? How could anyone sit back and happily watch while their life-partner is being put through so much stress and turmoil and then, when they’re finally driven to say they want things to change, react with tantrums and disdain?

It's not right on any level. It does need to change, and urgently. He doesn’t think he’s doing anything wrong (spoiler: he is) and you need to take back control of your own life, hard and scary though that is. Sending massive good wishes your way, OP.

Grawlix · 16/06/2024 12:10

And PS, even in AIBU you’re getting virtually unanimous support. I often wonder if people shouldn’t move threads about their problems with partners to Relationships but I'm sure you’d get the same good advice there. Most people can see it’s not about the ring, it’s about your H and the way he has everything totally arranged to suit HIM.

UptoYou · 16/06/2024 12:20

You must separate your finances from this man.
Agree a certain proportion of each of your wages to go into the joint account, but make sure you have the rest of your wages to spend as you wish.
It sounds like he is unlikely to ever change, don't be dragged down by him and his decisions. If he want more money to go into the joint pot, then it's up to him to earn it.

VJBR · 16/06/2024 12:41

I think you need to stop transferring all your wages in to the joint account. Start keeping the 20% increase back. If he doesn't like it then tough shit. He can get a different job which pays more. Please don't let this man bully you. Stand up to him.

MissScarletInTheBallroom · 16/06/2024 12:44

VJBR · 16/06/2024 12:41

I think you need to stop transferring all your wages in to the joint account. Start keeping the 20% increase back. If he doesn't like it then tough shit. He can get a different job which pays more. Please don't let this man bully you. Stand up to him.

Yeah, this

The OP should put an equal amount into the joint account that he is putting in and save the rest in a running away money account.

Rec0veringAcademic · 16/06/2024 12:46

Merryoldgoat · 15/06/2024 22:24

@AppelationStation

Something about this post felt familiar so I AS your username.

It’s time to face the music. You do not have a relationship of equals, you sacrifice your happiness over and over for a man who puts you last.

Stop wasting your time on him before you wake up in 15 years’ time feeling sad and older than you are with a husband you don’t recognise.

Ah yes - the "quietly tyrannical" bloke who refuses to have a dishwasher and insists his wife should do the dishes after she had put in a 14-hour day.

I could not live like that, OP. I'm sorry about the situation you are in. I'd save those 263 bucks and spend it on a good lawyer.

MissScarletInTheBallroom · 16/06/2024 12:47

Oh my fucking Christ, I've just realised this is camper van man.

LTB, OP.

He is never ever ever going to bring anything to the table. He is content with a life of mediocrity, a life of mediocrity he can't even afford to pay for without you, and all he will do is drag you down with him for as long as you let him.

RosesAndHellebores · 16/06/2024 13:03

@AppelationStation how much reassurance and agency do you need to leave this man? He is making you miserable, chose happiness for the sake of your child. You are the successful person in this relationship. Keep all of your success for yourself and your ds.

Just because he grew up with more privilege than you doesn't mean he is better than you or you are less than him.

How much is the fucking ring worth? Whilst an heirloom gem is a precious thing, this sounds as though he was just too tight to buy you your own. My grandad offered dh and I one of grannie's rings, and DH said "that's so kind, but I'd like to buy Roses one". It was a pride thing.

NonPlayerCharacter · 16/06/2024 13:19

MissScarletInTheBallroom · 16/06/2024 12:47

Oh my fucking Christ, I've just realised this is camper van man.

LTB, OP.

He is never ever ever going to bring anything to the table. He is content with a life of mediocrity, a life of mediocrity he can't even afford to pay for without you, and all he will do is drag you down with him for as long as you let him.

Oh my!

Beautiful3 · 16/06/2024 13:21

£230 is reasonable. I'd just pay it and get it sorted. You don't need to ask permission, nor do you need him to do it. Take it and book it in. Don't bother telling him.

ItsPrettyGoodReally · 16/06/2024 13:22

Could you sell the ring and buy a complete one that is cheaper with the proceeds?

SauronsArsehole · 16/06/2024 13:53

This isn’t about the ring, really.

this is about his attitude to you, the family and money.

why is it just you working hard to put more money in the pot?

why can’t he pick up overtime? A few agency shifts? Extra work to pay a reasonably small sum to fix a ring?

im furious for you OP. Engagement and wedding rings are important to most women and clearly to you and he’s showing he doesn’t care about what’s important to you.

Christ0nABike · 16/06/2024 14:00

Three options:

Replace the diamond and tell him it’s none of his business as it’s your money.

Replace it with a CZ or similar, for now, then put money aside each month for a proper stone.

Replace the husband.

I do not think the most precious thing you’ve ever owned should be stuck in a drawer.

CanSeeClearlyNowTheRainHasGone · 16/06/2024 14:03

iamtheblcksheep · 15/06/2024 22:01

At the end of the day it’s your money not his. I do agree that family money is family money but not when he is being borderline financially abusive.

They're in a partnership.
Partnerships work because there's not a you and me, there's only an us.

I can't see anyone on here claiming, in a different relationship, that HE was reasonable to spend his money and expect them to live on her money.

I think the best that you can reasonably do is to come to an agreement between you that each has £20/month which is their own, to be disposed off in any manner they choose - without criticism.

That's the only situation in which it becomes her money, and his.

Perhaps he will choose to invest his money in the family and not spend it.

Either way, if they do that, after a year - she'll be able to have it replaced so will at least no longer have to worry about "when will this get done"

TotHappy · 16/06/2024 14:03

Something that helped me and may help you, OP - in our relationship my husband is the spender and I'm the saver. I like to be cautious and it makes me feel unsafe and out-of control to spend on things unnecessarily or waste money. I spent years being angry at him for spending when I didn't until I reframed it as: I was ALSO buying stuff with our money. I was buying security. I was buying calm. I was buying peace of mind. That helped me to see that he was spending on what was important to him, and I was spending on what was important to me, which helped me let go of trying to stop him spending.

AllstarFacilier · 16/06/2024 14:05

If he’s unwilling to progress at work, I’d match what he brings to the household and anything above that I’d consider mine. Get the ring fixed.

EatTheGnome · 16/06/2024 14:05

I got halfway through your post and decided that if he doesn't need your consent to stay in a job that doesn't pay enough to meet your shared goal, you don't need his consent to spend anything above your 50% contribution to the family household expenses.

The way you frame it, he is choosing low paid work. That is a luxury choice because if he can earn more and is choosing not to then it'd effectively coming out of the family pot and leaving you to backfill it. Fuck him.

MissScarletInTheBallroom · 16/06/2024 14:06

ItsPrettyGoodReally · 16/06/2024 13:22

Could you sell the ring and buy a complete one that is cheaper with the proceeds?

I'd sell the ring and use it to pay for a decent divorce lawyer personally.

spikeandbuffy · 16/06/2024 14:13

MissScarletInTheBallroom · 16/06/2024 12:47

Oh my fucking Christ, I've just realised this is camper van man.

LTB, OP.

He is never ever ever going to bring anything to the table. He is content with a life of mediocrity, a life of mediocrity he can't even afford to pay for without you, and all he will do is drag you down with him for as long as you let him.

That ^^

I broke a ring I have that's really special to me and was upset over it. My dad (who only has a pension as his earnings) took it away to "see if he could do anything with it"
Unknown to me he rang the original jewellery company and had it fixed perfectly and paid for it because he knew how much it meant to me

Farmwifefarmlife · 16/06/2024 14:14

He takes your left over “joint” money and saves in in a pot for himself? You earn over 1k more than him that a him problem! I’d definitely be looking at evening out the finances and each putin 50/50 into the joint pot enough to cover bills ect and save the rest individually. Good luck OP.

eatreadsleeprepeat · 16/06/2024 14:15

If he has an overdraft why does he have savings! Do your savings bring in a higher interest rate than your loan charges?
For me not getting access to the spreadsheet would be a dealbreaker, you are earning more of the income, you have a right to know where your money is going. I would be having a very open discussion on how things need to change but experience suggests that he won’t listen or engage as in his eyes his financial care means he has the moral high ground.

TargetPractice11 · 16/06/2024 14:15

He sounds financially abusive.

How dare he act like you're being selfish and indulgent for making affordable purchases.

I think keeping his enjoyable low paying job while you work, scrimp and save is incredibly selfish and indulgent of him.

You deserve to be treated well. If he won't do it then you must.

It sounds like you would have a nice life without him.

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