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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think Universal Credit are a bunch of cunts

263 replies

StarbucksStraw · 16/05/2024 21:28

I work full time but also claim Universal Credit.

They have awarded me £0 this month because two of my wages have fallen within one assessment period therefore to them, it looks like I have earned twice as much.

This happens several times a year because of how my wages are paid, each time I have to raise a dispute, they then "move" one lot of wages to a different assessment period and adjust my statement and pay me the outstanding amount. This is usually sorted within a few days but sometimes takes longer.

This time my payment is nearly three weeks overdue. I have no money left, all of my wages have been spent on rent, direct debits etc. Every time I ask them for an update I get fuck all.

How can they leave someone in this situation? They told me to ask the local authority for help but I've had no luck.

They already have the information from HMRC/ my employer showing when I was paid and how much. What the actual fuck do the expect people to do? I can't run my car to get to work on fresh air and I doubt my son wants to live off whatever stale shite is left in the cupboard for the next fuck knows how long.

I don't know what I'm hoping for from this post... anyone else had success in getting them to hurry up?

OP posts:
TheTigerWhoCameToEatMyHusband · 16/05/2024 23:42

@TeaandScandal honestly i don't think half the commenters on this thread actually know hardship if it hit them in the face. They should come back when they have come home from work to no heating and electricity at the end of the month because they had to put over priced fuel in the car to get to their shitty underpaid job to pay their overpriced rent after not eating for a couple of days haha. The whole system and country is fucked.

nothingsforgotten · 16/05/2024 23:43

LakieLady · 16/05/2024 23:39

Because wages are low, rents are high and childcare costs can be astronomical.

Does that clear it up for you?

So, much like the rest of the world then? No, it doesn't clear it up - but I no longer care.

LakieLady · 16/05/2024 23:44

Bignanna · 16/05/2024 23:24

Is it necessary to use that language ? I’m sure you can put your point across without it! It doesn’t give a good impression, and may make some less sympathetic to your problem.

It's allowed on here, MN is renowned for being sweary, and no-one's forcing you to read it.

If the word "cunt" is problematic for you, I'm sure there are other forums where the language may be more to your liking.

nothingsforgotten · 16/05/2024 23:45

frankentall · 16/05/2024 23:00

So what?

Gosh, what an intelligent response

LieutOliviaBenson · 16/05/2024 23:48

TeaandScandal · 16/05/2024 23:06

My job isn't even that badly paid - I work full time and not on minimum wage
So how can you be reduced to living on “stale shite in the cupboard” when you don’t get your benefit top ups for one month?

How is it possible to be this out of touch with reality?

TeaandScandal · 16/05/2024 23:51

LieutOliviaBenson · 16/05/2024 23:48

How is it possible to be this out of touch with reality?

Is it everyone’s reality? 🤔

AlcoholSwab · 16/05/2024 23:53

This reply has been deleted

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LieutOliviaBenson · 16/05/2024 23:53

TeaandScandal · 16/05/2024 23:51

Is it everyone’s reality? 🤔

It's the reality for a massive portion of the population.

LieutOliviaBenson · 16/05/2024 23:55

This reply has been deleted

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What a spiteful, fucking condescending and privileged response! Not all of us have mummy and daddy to fund our lifestyles dear.

StarbucksStraw · 17/05/2024 00:08

This reply has been deleted

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Tell that to my child's other parent who fucked off without a backwards glance. I've been employed consistently for over 20 years, I'm not irresponsible.

I understand the system perfectly well, that doesn't stop it from being shite.

OP posts:
DragonFly98 · 17/05/2024 00:20

MrsDeathOfRats · 16/05/2024 22:09

You don't get to choose a UC date. It goes on when you apply and that isn't info they give you up front

You do choose by choosing the date you apply. Obviously can't turn the clock back though and UC are meant to treat wages as paid in the following AP. It's not the same as being paid four weekly.

StarbucksStraw · 17/05/2024 00:31

When I first applied I was in a different job that paid calendar monthly so I never ran into this problem. I also didn't have much choice over when I applied - change in circumstances meant I had to claim right away.

OP posts:
VeryHappyBunny · 17/05/2024 01:28

People shouldn't judge anyone until they have walked a mile in someone else's shoes.

My UC has been a cock-up from the word go. I had been my Mum's carer and got CA and IS, but after she died I had to claim UC. At the time I didn't have access to the internet so it was a telephone claim. So far so good. First payment received, then I got a letter from local council saying that as I was no longer in receipt of qualifying benefit my council tax benefit was being stopped. I rang UC who told me that because I had not attended a meeting in town they had cancelled by benefit. I didn't know about the meeting, they said it was on my journal - I said it was a telephone claim and I don't have a journal, they then said they left a message on my mobile, I asked them what my mobile number is and they didn't know because they didn't have it. They then said they left a message on landline answer phone, but I know that they didn't because the phone was in the lounge and I checked any messages 2 or 3 times a day and there wasn't one from them.

I therefore didn't have any money so they paid me a loan (which months later they didn't know if I had repaid or not)! They were so long in reactivating the claim they said it would be better if I made a new claim. This I did, but it meant that at the qualifying dates for the cost of living payments I was not in receipt of UC so I lost out on that.

Because of problems relating to my Mum's death my own health had deteriorated and I ended up in hospital. There were at least 6 different ways I should have died including sepsis, pneumonia, blood clots, several TIAs and major problems with both legs leading to the plastic surgeons telling me that the right leg would be amputated and possibly the left (happily I still have both, but ironically if they had been taken off I wouldn't have been bed bound for as long as I was). Unable to sit up, never mind stand and walk, I was transferred to a care home (against my will) and paid for a private physio once a week as the NHS physio was so long in happening and when it did couldn't promise weekly sessions.

I can now walk unaided on the flat, struggle with stairs, have nerve damage in both arms meaning I can't lift right arm, get out of breath just getting dressed, can't stand for more than 5 mins as pains in both legs and have to keep them up for a lot of the time because of swelling.

Had a work capability assessment and guess what? I am capable of work!!!!!!!!!!!!

If it wasn't so serious it would be fucking hilarious. The lead clinical nurse at the care home nearly wet himself when I told him, he couldn't believe it.

If I was an employer and I turned up for an interview, even I wouldn't employ me.

The GP had just given me a new sick (fit) note till mid July and I don't think they write those out just for fun.

New benefits take years to sort out, are badly funded, staffed with people who don't know what they are doing and just when the problems are ironed out are scrapped and replaced by another, so back to square one. I know, I worked for BA in early 90s when DLA was introduced. Dis-organised chaos is the polite term, total shitshow is how it was. The powers that be couldn't understand why so many people were applying for DLA and so few for DWA (the little known disability WORKING allowance). Probably because they are DISABLED and cannot work.

So I feel your pain, but I also feel sorry for the call centre staff who take the brunt of the calls and are generally not qualified to deal with the problem which is why you get different answers each time you ask the same question.

There are rumours that UC may be scrapped and replaced with something else. God help us, I'm just glad that I'm in my 60s so have fewer years left to put up with all this shit, I would hate to be in my 20s these days, at least we had decent music in the 80s.

If Putin has his way we'll all be nuked by Christmas and all our problems will be over. I find its always best to look on the bright side eh!

Notaflippinclue · 17/05/2024 02:27

Trouble is half the country want UC - other half don't know what it is and don't want to pay for it

SpidersAreShitheads · 17/05/2024 03:11

A fair chunk of MN won't ever accept any criticism of benefit payments because they think people should be grateful for whatever crumbs they're thrown.

But you're not wrong OP. The UC system is shit.

It's not just "the rules" that they have to apply. They twist rules in a completely nonsensical way that no sane person would ever do. The decisions they issue often make no logical sense and are nothing to do with "the rules".

I have two disabled DC, one with high care needs. 14 years old and still in nappies. I also have a DM who has cerebral palsy and is a wheelchair user. I'm a carer for all three. I'm also self-employed now - it's the only way I can work and still fulfil my caring needs. It's why I'm still up and awake at 3am - it's how I manage to work.

I can't get Carer's Allowance because I earn more than £151 per week. No point anyway because the entire amount of Carer's Allowance would be deducted from my UC so I'd be no better off.

Because clients are also cunts, I'm regularly paid late. This often means that multiple invoices are paid within one accounting period for UC so I have my benefits reduced. But the previous month where I got paid fuck all from clients because they hadn't paid me? I don't get more UC. So that means overall I get the same amount of income from clients, but less in benefits from UC than I'd be entitled to if people paid me on time.

Over the course of a year, self-employed people typically get less in benefits compared to an employed person on the same money. And that's just because our income is variable each month and UC can't cope with it.

It's a stupid shitty system which feels deliberately difficult. And best of luck if you want to talk to an actual human who can write in coherent sentences and actually try and help with anything. The decisions are bizarre, the delays are extensive, and nothing ever, ever goes in your favour. Relying on UC is a horrible way to live.

Sympathies OP.

AllSuggestionsTaken · 17/05/2024 03:33

I’m really sorry if this isn’t helpful as I’m not sure how UC works. It’s been mentioned that you could possibly change the UC payment date, but that you would then have to deal with a gap whilst that was sorted.

Could you explain the problem to your employer and ask them for an advance whilst the date was changed?

RickyGervaislovesdogs · 17/05/2024 03:37

“The powers that be couldn't understand why so many people were applying for DLA and so few for DWA (the little known disability WORKING allowance). Probably because they are DISABLED and cannot work.”

Qualifying for DLA doesn’t mean someone is too sick to work.

HonorGold · 17/05/2024 03:45

BCBird · 16/05/2024 21:46

Employers should not be allowed to pay a wage that people cannot live on. Tax payers money should not be used to bolster corporations' profits

Edited

This.

and if they’re such “cunts”, why don’t you hand back the money they’ve already given you?

sunnydaysanddaydreams · 17/05/2024 03:46

BeaRF75 · 16/05/2024 21:47

The UC staff are correct, because of the way your wages are paid. You are fortunate to be able to claim benefits, on top of working, so why not just average out the money and keep some back to cover the times of shortfall? Or get a new job that pays better, so you won't have to claim UC at all.......

Absolutely ridiculous.

A proper society of course provides support to lower income families

How are they supposed to save money back if they're earning so little they have to be topped up with benefits?

Also beyond ignorant to say that people should just get a better paying job. It's not that easy and society would be stuffed if everyone just did that, a lot of jobs society relies on are low paid

HonorGold · 17/05/2024 03:49

LieutOliviaBenson · 16/05/2024 23:55

What a spiteful, fucking condescending and privileged response! Not all of us have mummy and daddy to fund our lifestyles dear.

Did the PP hit a nerve? Just because some people make different choices doesn’t automatically mean wealthy parents funding lifestyle choices. I had to have a hardship fund at Uni. I made sure to get good qualifications and now earn well,

HelenaWaiting · 17/05/2024 03:52

BeaRF75 · 16/05/2024 21:47

The UC staff are correct, because of the way your wages are paid. You are fortunate to be able to claim benefits, on top of working, so why not just average out the money and keep some back to cover the times of shortfall? Or get a new job that pays better, so you won't have to claim UC at all.......

You do realise that everybody can't get a new job that pays better, right?

HonorGold · 17/05/2024 03:53

sunnydaysanddaydreams · 17/05/2024 03:46

Absolutely ridiculous.

A proper society of course provides support to lower income families

How are they supposed to save money back if they're earning so little they have to be topped up with benefits?

Also beyond ignorant to say that people should just get a better paying job. It's not that easy and society would be stuffed if everyone just did that, a lot of jobs society relies on are low paid

You are right in that many people are on the breadline and have no spare cash to save.

However, there are also many people who have no idea how to manage money and budget and would buy new clothes, or cigarettes and then say they have no money.

Unfortunately, there are many people who abuse the welfare system. It’s should be there to support the few not the many

HonorGold · 17/05/2024 03:55

HelenaWaiting · 17/05/2024 03:52

You do realise that everybody can't get a new job that pays better, right?

But people can work hard stacking shelves and take extra shifts, show hard work and commitment, and then get promoted and earn more. This can take years, but people can progress. People do have to take some responsibility

sunnydaysanddaydreams · 17/05/2024 03:59

@HonorGold absolutely stereotypical response that benefit claimants need to be watched because lots of them are probably spending money on cigarettes and clothes.

I completely disagree with your view that it should be "for the few not the many" you're actually more right wing than the current government!

UC should be for who needs it, if a person meets the criteria you should get it, it should not be a race to impoverish more and more.

And also your comment on clothes is ridiculous of course people need new clothes, if only for new jobs or that we don't generally want people waking round naked

PoppyCherryDog · 17/05/2024 04:32

PassingStranger · 16/05/2024 21:36

What a vile heading . There are better ways to say things honestly.

This. I have no sympathy for you. You sound awful…

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