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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much you spend on your holiday?

269 replies

grassseed · 04/05/2024 18:47

How much do you spend a year on your holiday and how much is this as a percentage of your income?

E.g. do you earn £30,000 as take home pay and spend £1000 a year (3% of your take home pay).

I'm just wondering as I earn an above average amount, but when I'm on holiday I feel like I'm scrimping compared to the other people I see holidaying and I'm wondering if these are the super rich or if people spend a much larger proportion of their take home pay on holidays

OP posts:
Garlicnaan · 05/05/2024 08:41

BrendaSmall · 04/05/2024 19:26

Dread th think what percentage of wages we spend on holidays 🤣
3/4 times a year we go abroad each holiday around £3500 , husband goes away on his own and that’s around £2000,
He earns around £33k I earn around £18k
i only pay 1 bill a month everything else comes out of his wages, I pay for 1 holiday a year

You earn £51k and spend £16k on holidays?! This is crazy 🤣

Garlicnaan · 05/05/2024 08:47

I think our gross income is about 75-80k after pension, healthcare etc.

Last year we spent about 5k. Week in Spain, then 10 days in France (we drove).

This year it will be less. More like 4k. 1 week away abroad, and 2 UK weekends away. So that's about 5-8%.

I'm amazed at people spending 20% or more of income on their holidays!

Garlicnaan · 05/05/2024 08:50

UnPushyParents · 04/05/2024 23:16

Same.

Unlike a lot of our friends, I’ll take the (still perfectly nice) second hand cars, state schools and a massive cut back on my personal spend post children, in exchange for the amazing adventures we have. I’ve cut my personal spend to practically nothing over the last 2 years in order to take wider family with us on the next one. It’s one of the best things I’ve ever done. I don’t miss the ‘stuff’ at all.

We have (one) second hand car, kids in state school in second hand uniform, no expensive hobbies, live pretty frugally, and could still not spend 25% of our income on holidays... Surely it's relative to what you earn and your other outgoings?

AppasAnnie · 05/05/2024 08:52

We tend to use my bonus for our holidays each year.

I earn 93,000 and bonus is 25% so we typically spend about £15k on trips (one main holiday and 2 uk breaks typically)

TribeofFfive · 05/05/2024 08:54

between 10-15% of net income. We have fairly low outgoings and love going on holiday. We usually go abroad 2-3 times a year and have weekends away in the UK when we can which depends on work.

VerasChips · 05/05/2024 08:58

grassseed · 04/05/2024 18:47

How much do you spend a year on your holiday and how much is this as a percentage of your income?

E.g. do you earn £30,000 as take home pay and spend £1000 a year (3% of your take home pay).

I'm just wondering as I earn an above average amount, but when I'm on holiday I feel like I'm scrimping compared to the other people I see holidaying and I'm wondering if these are the super rich or if people spend a much larger proportion of their take home pay on holidays

Are you going to expensive resorts?

We spend a long while on holiday- basically don’t say no for the time we are away.

Breakfast and Lunch out, three ice creams at the beach, 4 things from a castle gift shop, expensive wine to drink with dinner etc BUT because ds and I are disabled we have worked out over the years that UK holidays in cabins/bell tents/glamping type things in places like North Wales or Northumberland or North Cornwall work best for us- so we do have multiple kids being utterly ‘spoiled’ in cafes etc but we haven’t usually spent more than a couple of hundred £ on accommodation or travel.

On the other hand if you are in the Bahamas then yeah, the people are spending a lot!

Neveragainisaid · 05/05/2024 09:02

This year about 20% but DC is leaving school so it's a big celebration. Usually nowhere near that much and we've saved for a long time to do it properly.

MariaDingbat · 05/05/2024 09:03

Beezknees · 05/05/2024 08:23

Well, your answer is in the post really. My income is less than half yours but I no longer have childcare costs so I probably have more disposal income currently than you do.

We went on honeymoon before kids and spent about £5k on 2 weeks away. I thought it was loads but it seems that it's just some people's summer holiday budget. It was just for 2 of us and I'm sure it wouldn't stretch so far if we were bringing 2 kids so I'm going to have to adjust my expectations for the next one.

Spacecrispsnack · 05/05/2024 09:05

Household income 100k, spend 3-6k on holidays. Torn as we really need to save to move up the housing ladder for the space we need but getting balance between secure future and enjoying the ‘now’ very hard.

thaegumathteth · 05/05/2024 09:08

Not even that @Garlicnaan her dh earns 33k and pays 12,500 on holidays and all but one bill

DGPP · 05/05/2024 09:11

£200K income, about £17K on holidays. Realise we are fortunate

wejammin · 05/05/2024 09:12

Family income of around £80k net. Family of 5.
Always have 2 weeks camping in Cornwall, including fuel food and days out comes to around £2k.
Usually have a UK cottage-type week away as well, budget around £3k for that.
This year we're going to Denmark for 5 days, first time abroad in 9 years, it's costing £3k.
So 10% give or take?

orangetriangle · 05/05/2024 09:14

our total income is about 56000
However we no longer have a mortgage thanks to an inheritance
This year is our 30th wedding anniversary so not an average year for holidays as we are splashing out on a cruise
Next year we have
A long weekend away 1000
easter break 1000
Cyprus main holiday 12 days 5000
and looking to perhaps do a short break in England in September so guessing 1000 total 8000 so about 8 percent of our earnings
But this is only since I've lost my parents would far rather they were here
All I would say is no one knows what's round the corner
And saving is great but if you have to go into a home when you are older like my mum they take all that for your care and its very expensive

orangetriangle · 05/05/2024 09:15

to add this year is our first time abroad for 15 years!!

AuntieMarys · 05/05/2024 09:16

2 adults, about £10k on breaks...we don't go on week long holidays. That's about 15% of our income.

PumpkinPie2016 · 05/05/2024 09:17

It varies for us. I am the main earner and take home around 40k a year. DH is self employed and very part time due to some health issues. He did used to work full time though and we have substantial savings and no mortgage.

We have one child who is 10.

This year and last, about 6.5k - trip to Austria in a lovely hotel plus a week self catering in the Lake District.

Previous years probably 2-3k just UK breaks.

Austria is a splurge in fairness. The hotel is gorgeous so paid more for that. However, we are catered and can take packed lunch out each day which we did last year. We also got a regional summer card which saved an absolute fortune on activities/cable cars.

OnlineO · 05/05/2024 09:17

We usually have one week in a UK holiday cottage (c. £3K) and DH and DC usually have a city break in Europe for a weekend to watch a football match (c £1K). This is mainly due to having dogs, who we don't like to leave...and habit. I'm quite the mosquito target so there is that too. Oh and DH travelled a lot ofr work so he wasn't very keen to do that on holiday. We had a motorhome for a few years, so that cost a bit more.

Net household income per month after deductions (inc. pensions) is £8K/month, so currently about 4% of that (2% total renumeration, 3% gross income). We're both part-time now (3-4 days week) and thinking of retiring soon (and having a dog break when our last elderly dog dies) so I expect this percentage to go up. It was probably a lower percentage in the childcare/mortgage years - we earnt more but had more outgoings.

Looking back I regret not making holidays a bigger priority when the DC were mid-primary to secondary age. We could've easily clawed the money from elsewhere (like eating out so often/budgeting shopping/not drinking so much wine...etc) and got the dog(s) used to kennels etc. I think we were lazy. I plan on giving adult DC money for holidays or paying for holidays with us when so they don't do the same thing.

loverofalmonds · 05/05/2024 09:20

quietlifeneeded · 04/05/2024 19:04

nope.... we dont share finances

do you live together?

Newbutoldfather · 05/05/2024 09:21

About 20k per annum, one nice trip with my children, either skiing or summer, and a couple of smaller trips alone or with them.

Income all passive now and varies, but mainly spending capital. Can comfortably afford the holidays and want my children to learn some skills and have some interestIng experiences before they start preferring to go away with friends.

Notmyuser · 05/05/2024 09:23

We don’t spend ridiculous amounts on the holiday itself, but when we are on holiday every day is yes day. I’d rather get a bargain break and not have to worry about spending when away than to have to say no to drinks, ice creams and day trips.

We normally book a holiday which costs 1-2months disposable income maximum.

Lordofmyflies · 05/05/2024 09:24

We probably spend about £20K a year on holidays...maybe 15% of our income. DC are now finishing school or at Uni so the days of 2 adults and 2 kids summer holidays at coming to an end. I don't regret spending that sort of money at all - we only had about 17 summers together as a family and went on some amazing travels around the world. I definitely notice its a lot hard to travel for the same money now with COL and having 4 adults rather than small ones!

GlitteryUnicornSparkles · 05/05/2024 09:25

Whats a holiday! 😂

Single parent, earn approx. £23,000 gross before deductions but not including any UC top up. About 1% of my gross income.

My annual holiday is a few days in wales with my son & my friend. My friends parents own an apartment by the beach which they very kindly let us have for free and without such generosity a holiday would be out of reach. We car share to get there which works out around £30 each. We take our own food which probably costs around £25. We usually have one meal at a pub as a treat which costs around £40 with drinks. We’ll grab an ice-cream or two if the weather is nice £10-20. If we stop off somewhere on the way there or on the way home we might get a drink / ice-cream / light snack / pay entry to somewhere (we did Conwy Castle last time). We take our dogs with us and my mum looks after my cats so I have no pet care costs. In total I spend around £150-180.

PurpleCacao · 05/05/2024 09:25

quietlifeneeded · 04/05/2024 19:04

nope.... we dont share finances

i dont pay for holidays... hubby does... about 10k a year... he earns about 23k, i earn about 23k

Err…. There’s no way he could live on £23k minus £10k a year for holidays, without being subsidised by you (eg living with you, eating your food). Unless you both live with parents or something.

Btw 10k on holidays when you only earn 23k is insane.

loverofalmonds · 05/05/2024 09:25

@quietlifeneeded its baffling you say that you don’t share finances

but your husband pays for all the holidays

He wouldn’t say that you don’t share finances 😆

PurpleCacao · 05/05/2024 09:27

Our income is ~£80k and we probably spend around £4k a year on holidays.