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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much you spend on your holiday?

269 replies

grassseed · 04/05/2024 18:47

How much do you spend a year on your holiday and how much is this as a percentage of your income?

E.g. do you earn £30,000 as take home pay and spend £1000 a year (3% of your take home pay).

I'm just wondering as I earn an above average amount, but when I'm on holiday I feel like I'm scrimping compared to the other people I see holidaying and I'm wondering if these are the super rich or if people spend a much larger proportion of their take home pay on holidays

OP posts:
JaninaDuszejko · 04/05/2024 22:28

Take home ~80K, we spend about £7K on holidays, about £5K on a week long self catering holiday in a city in Europe plus £2K for a UK holiday. We spend far less than most of my colleagues on holidays but spend a lot of our holiday time seeing family who live quite some distance away (which is expensive but I'm not counting as a holiday).

ajdhpoqnavd · 04/05/2024 22:31

We bring in about £6500 a month net after pensions etc, and we save about £500 a month regularly for holidays, but probably spend on average £10,000 a year by the time we've added bonuses etc.

Notmollybutdolly · 04/05/2024 22:32

Lol

JaninaDuszejko · 04/05/2024 22:33

@MariaDingbat when out 3DC were small and we had nursery fees we didn't have any holidays as such, we used annual leave for children's sick days, hospital trips and visits to our family. The first year we took an actual holiday abroad was when our youngest started school and I increased my hours. My family are still miffed that as a result we see them less.

Runskiyoga · 04/05/2024 22:35

Very interesting. Joint income around 90k, low costs no mortgage, we have maybe 2 week long trips and 2 weekend breaks a year, mostly in the UK or Europe, totalling 4-5k perhaps, so about 5%. We'd do a bigger spend every 5 years or so if we'd had a windfall or saved for it.

BoobyDazzler · 04/05/2024 22:36

100k ish

Last years cost 15k but we were away for a month.

This year so far 5k and we’ll probably spend a similar amount later in the year.

MrsJReacher · 04/05/2024 22:38

Single parent with a take home pay of less than 20k.... Spend £600 on a week's camping + a few overnight stays this is about 3% of my salary.

It's a good job I travelled the world in my 20's! I don't even have a passport anymore and couldn't even afford one for me and my son now anyway!

For perspective - 60% of wages are gone just paying the mortgage and bills, 11% on transport and 15% on food, and there's not much left after other expenses so I feel extremely lucky to have any holidays at all

JaninaDuszejko · 04/05/2024 22:43

I think I must have totally lost touch with the reality of how much holidays cost these days. Despite having travelled quite a lot in my younger years, it's not the same when you have to pay for the whole family along with a mortgage and bills!

Probably. SIL lives in Asia and MIL goes to visit her for several months over the winter. MIL is constantly telling us how cheap it is and how we should go. I costed up the price of the flights only to go for the school Christmas holidays and it would be £13K for the 5 of us to go, she was shocked because she travels at cheap times and pays well under £1K.

Charlie2121 · 04/05/2024 22:47

Our annual household take home pay after pension contributions is around 160k.

We probably spend about 6k a year on holidays. It used to be a bit more before DC arrived as we had more opportunities to travel. It’ll probably increase a bit when he gets older.

We dislike 5* places meaning costs are rarely extortionate even when we are able to take a lot of time off.

Pin0cchio · 04/05/2024 22:51

About 5% of gross - however its a recent thing as we've started earning quite a bit more, so have just got quite a bit of disposable income.

We have high salaries so 5% is a decent chunk.

Historically it was more like 3%.

Mmmm19 · 04/05/2024 22:52

1k per person for our abroad holiday, now a family of 4 so 4k. Budget has only gone up a bit due to rising costs of holidays but the children have doubled it I guess. Gross Household income 80k but was similar when 50k as other costs gone up so much.

dragonscannotswim · 04/05/2024 23:08

quietlifeneeded · 04/05/2024 19:02

i dont pay for holidays... hubby does... about 10k a year... he earns about 23k, i earn about 23k

How can he soo PO end 10k on holidays if he only earns 23k?

dragonscannotswim · 04/05/2024 23:11

BrendaSmall · 04/05/2024 19:26

Dread th think what percentage of wages we spend on holidays 🤣
3/4 times a year we go abroad each holiday around £3500 , husband goes away on his own and that’s around £2000,
He earns around £33k I earn around £18k
i only pay 1 bill a month everything else comes out of his wages, I pay for 1 holiday a year

Hope can your h afford to spend such a huge % of his annual income on holidays?!

Bs0u416d · 04/05/2024 23:11

I guess in total this year we will have spend 20k, that includes paying in full for DSis and DN to join us for a week. Skiing in Jan, a week in Greece in April, a week in UK in June, another week in Greece in Oct (with DSis and DN) then a few days in Marrakesh in November. Gross income circa 330k so <10%. Realise we are outliers.

Edited because I wrote 'im' instead of 'in' at every opportunity.

dragonscannotswim · 04/05/2024 23:13

princesspadam · 04/05/2024 21:47

I have no idea what OH earns

We go away 6-9 times per year, long and short haul
Some are cheapies e.g 5 nites in Tenerife
Others will be a week all inclusive in 5* carribean

You have no idea what he earns?? Do you pay for anything?

Bs0u416d · 04/05/2024 23:14

dragonscannotswim · 04/05/2024 23:13

You have no idea what he earns?? Do you pay for anything?

You keep saying what I am thinking. Twinning is winning 😂.

dragonscannotswim · 04/05/2024 23:15

Household income of 160k. Usually spend about 20k on holidays.

UnPushyParents · 04/05/2024 23:16

Lesina · 04/05/2024 22:05

Household income circa £110k spend around £25k a year on holidays so approximately 25%. Wouldn’t have it any other way

Same.

Unlike a lot of our friends, I’ll take the (still perfectly nice) second hand cars, state schools and a massive cut back on my personal spend post children, in exchange for the amazing adventures we have. I’ve cut my personal spend to practically nothing over the last 2 years in order to take wider family with us on the next one. It’s one of the best things I’ve ever done. I don’t miss the ‘stuff’ at all.

Bs0u416d · 04/05/2024 23:17

quietlifeneeded · 04/05/2024 19:04

nope.... we dont share finances

Well, you do. If he spends 10k of his 23k on holidays then your house hold is down 10k isn't it? And he had a great deal less money to contribute to the rest of your life.

Bs0u416d · 04/05/2024 23:20

BrendaSmall · 04/05/2024 19:26

Dread th think what percentage of wages we spend on holidays 🤣
3/4 times a year we go abroad each holiday around £3500 , husband goes away on his own and that’s around £2000,
He earns around £33k I earn around £18k
i only pay 1 bill a month everything else comes out of his wages, I pay for 1 holiday a year

This can't be correct? How do you also pay for your mortgage/cars/food. I'm all for enjoying it whilst you can but your DP cannot afford this in the long run and either this is going to impact you in terms of saving/pensions or he is absolutely drowning in credit card debt. This is not the badge of honor your seem to think it is.stop dreading the percentage and sit down to work it out. Jesus.

Bs0u416d · 04/05/2024 23:44

princesspadam · 04/05/2024 21:47

I have no idea what OH earns

We go away 6-9 times per year, long and short haul
Some are cheapies e.g 5 nites in Tenerife
Others will be a week all inclusive in 5* carribean

You have no idea? Surely you know the sector and his position withing that sector? IE teacher 3 years qualified or partner at EY? If you don't know what her earns then you need to thing about the validity of this relationship. You're partners and you need to know if your endless holiday are within or without your budget!

Beezknees · 05/05/2024 08:23

MariaDingbat · 04/05/2024 22:27

I'm amazed at the amount people are spending on holidays. I thought we'd pushed the boat out on our honeymoon but it was less than some people summer holidays! Currently we're have a joint income of just over £80k and will be spending £1k on 4 nights away in the UK this year, so 0.8%. However we have a childcare bill of almost £1700 p/m so I'm a few years done of that will be redirected towards trips away.

Well, your answer is in the post really. My income is less than half yours but I no longer have childcare costs so I probably have more disposal income currently than you do.

LaWench · 05/05/2024 08:28

Very variable, we've done cheap trips to Spain and £10k trips to Disneyworld, over the last couple of years (when our income is at it's highest) we do cottage holidays in the UK, 2 a year maybe £1250. It's 1.5% of our annual income, I begrudge paying the costs of holidaying abroad.

chatenoire · 05/05/2024 08:34

Net income of around £75k.... This year we reckon we'll spend around £10k, same next year, and in 2026 around £20k (we're going on a cruise).

Our basic monthly expenses aren't that high (£25k annually) which is why we can afford them.

ladykale · 05/05/2024 08:39

@BrendaSmall genuinely interested in how you afford this - so you both live with one set of parents?