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Share your dilemmas and get honest opinions from other Mumsnetters.

To think part of the increase in long term sickness is the increase in retirement age?

529 replies

Lazykitten · 21/04/2024 08:07

Thinking of the people I know who are long term economically inactive long term (I believe that counted as over 6 months) and nearly all I know who fall into that bracket are my parents and there friends. Dad was a factory sparky and mum was a cleaner. Dad stopped work at i think around 61, mum does part time caring now in her early 60s but really struggles and I can see her having to give it up soon.

Most of their friends had similar manual jobs and now in their mid 60s a lot are signed off sick waiting for pension. These are people who have had manual jobs since they were 15/16 and their bodies are knackered. They can't (and very little point) in retraining now for their last couple of years before they get the state pension.

I work in an office job so can feasibly see how I could work to my late 60s and beyond, but those who've done manual work for over 40 years have the wear and tear on their bodies that they simply can't. As well as other health problems & decreasing energy levels that come with ageing.

There's got to be a sizeable number of folk age 60-67 that fall in that bracket? And taking it further is it another stick to beat the working class with?

OP posts:
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Livelovebehappy · 21/04/2024 16:59

Mirabai · 21/04/2024 16:53

A job for which you do not need your arms, yes there are a lot of those.

The problem is ‘repetitive’ work, such as keyboards. There are many jobs where you use your arms, but without the repetitive work that working with a keyboard brings. I use a computer in my work, and have for years. I find part way through my day I have to rest my wrists as they ache. But I’m perfectly fine with other tasks.

Hayliebells · 21/04/2024 16:59

Public messaging about healthy living has been severely lacking, and downright misleading, for generations imo. For women in particular, how many have actually properly learnt how to lift weights for example? Even if they've been active throughout their lives, they've likely spent it doing aerobics, or running or yoga. They're great of course and will help a lot, but they're usually not enough to keep frailty at bay, unless the yoga they're doing is very strenuous, the average leisure centre class isn't going to cut the mustard. Many will have severely weakened bones if they bought into the diet culture of the 80s-2000s, thinking they were being healthy. There's lots we know now about the importance of maintaining muscle and bone density as we age, and younger women will probably fare much better as they age as a result. But you can hardly blame women in their 60s for being frail, they were actively discouraged from doing the things that would prevent frailty when they were younger.

Runnerinthenight · 21/04/2024 17:00

Churchview · 21/04/2024 09:54

I'm sure someone will come along and say, well, I'm 60 and still loving work and my career is on the rise, but speaking for myself I find that the nature of work has changed beyond all recognition since I started work in the 1980s.

As an older person the concept of enjoying working drifts further away from you every year. Work now is a minefield of wellness training, target setting, restrictions, appraisals, new concepts all the time that are a flash in the pan to show off some new manager's 'innovative ideas', presenteeism, zero hours, always being contactable.....until someone puts in a 'you don't have to answer this mail outside of work hours' rule.

Wages being worth less than a decade ago, promotion without incentive, not being able to afford rent or a house even if you work like a demon.

Couple in the loneliness of working from home, poor public transport if you're commuting and not being able to get a GP/hospital appointment if you're sick, it's a wonder any bugger manages to be arsed with work.

Honestly, it's exhausting. I gave up work early (very lucky enough to have a small private pension) because I just could not stand all the bullshit any more.

I took a volunteering job and gave that up because all the work bullshit was being applied even to volunteering).

Not universally, but a lot of work used to be set hours, unions, respect, security, promotions, meaningful pay increase and some level of certainty. It's bloody draining now. Work now is so unappealing. No wonder people are finding ways out - especially older people or young people who have had the Covid years to see that work isn't all.

Maybe I'm just an old duffer, but that's how it seems to me.

I completely agree with you. I became invisible when I got into my 50s and it was loud and clear that ageism was an issue when during reorganisation, a tranche of senior managers was recruited, with the oldest of them being 45. Several already senior managers in their 50s were sidelined, people who were respected and knew their stuff, in favour of less qualified people who really don't!

I can't stand the bullshit any more either. Sick of managers who think they are reinventing the wheel!

Mimilamore · 21/04/2024 17:03

100% this

Runnerinthenight · 21/04/2024 17:08

LauderSyme · 21/04/2024 11:22

Yes the cost of state pensions is rising but is constantly pushing the state retirement age higher and higher the only solution?

How about means-testing the state pension instead? Lots of current and future recipients could manage to live ok without it.

I predict howls of "But I worked and paid my stamp all my life so the government owes me!"

I see how the principle of universal benefits is a good one, but actually in practice that principle is being constantly eroded for all benefits except the state pension. If we can't afford it as a nation perhaps we need to look at solutions currently considered unthinkable.

I'd be pretty fucking pissed off if I was deprived of the retirement funding I have paid for all my working life!!

Runnerinthenight · 21/04/2024 17:12

SkyBloo · 21/04/2024 11:37

not everyone can afford to go part time in their 60s

Its strange though because in theory, your costs should reduce as children grow up and leave home. A big chunk of people will pay off a mortgage and have no rent to pay.

Of course there will be some lower income people but there should be provision via the benefits system - in the same way people with young children are required to work fewer hours, the same should be true for people over 60 to be eligible for benefit support.

Children aren't leaving home the way they used to - they can't afford it. Or they go away and they come back. Currently supporting three adult children for various reasons in our 60s. Our street is strewn with cars belonging to 20 somethings still living at home with mum and dad!

Supersimkin2 · 21/04/2024 17:14

A lot of part time jobs are physical too - not ideal for the over 50s.

My parents have young male carers cos I can’t move their bodies - I’m just too short and arthritic 😀

I’m interested to see how the govt reconciles ‘able to work’ with ‘employable’. Employers might remind Rishi they’re not the same thing.

NoisySnail · 21/04/2024 17:17

I think a lot of middle class people have no understanding of the damage caused to bodies doing physical work since someone was 16 years old. By state retirement age these people will have been working for 53/4 years.

LauderSyme · 21/04/2024 17:27

Runnerinthenight · 21/04/2024 17:08

I'd be pretty fucking pissed off if I was deprived of the retirement funding I have paid for all my working life!!

Of course you would - so would I !

I suspect this feeling is why politicians never broach the subject.

But would you have enough income from other sources, eg private / occupational pension, rental income, stocks and shares dividends, to stay financially afloat reasonably comfortably without the state pension?

Some people of pension age would. When we think of working age benefits we consider it fair that people have [just] enough to live on and no more. But this does not seem to apply to pensioners.

The nation is having to ration healthcare, social care, special needs education, etc etc, due to allegedly being unaffordable. So I don't think that questioning the existence of a state pension for everybody, regardless of whether they need it or not, is particularly unreasonable.

FKAT · 21/04/2024 17:28

I think a significant amount of long term sickness among under 40s is drug use to be honest.

dreamingofsun · 21/04/2024 17:30

Whilst i dont disagree with your post Noisysnail there are also issues for non manual workers. Churchview and runnininthenight are right. If you are in a professional job many companies quietly are biased against you. younger workers always seem to be held in higher esteem, maybe because they are cheaper and keener, not having been worn down by years of management reorgs and changes in direction and strategy. And try keeping up with new technology when you are in your 60's thats not always so easy - cant imagine manual workers could do this either

LauderSyme · 21/04/2024 17:31

FKAT · 21/04/2024 17:28

I think a significant amount of long term sickness among under 40s is drug use to be honest.

Define significant? I think this is absolute tosh to be honest.

Runnerinthenight · 21/04/2024 17:32

gettingbackonit23 · 21/04/2024 12:29

Well if it’s inevitable that your body falls apart in your 40s then as a society we are fucked. That will mean people work for 20 odd years then need to be fully supported by the state for the remaining 60+ ones. How the hell does that make sense. Also if you are suffering serious wear and tear on your body in your 40s then you’ve done something majorly wrong over the past few decades. Most people should be well able to work until they’re 60s, with some exceptions.

How little you know...!

NoisySnail · 21/04/2024 17:33

@dreamingofsun I agree that age discrimination is real.

NoisySnail · 21/04/2024 17:36

Those who advocate means testing state pensions - all that would happen is lots of people in their fifties would cash in their private pensions and retire. The average private pension is not high.
And anyone who can only get enough through a private pension to bring in equivalent of state pension would opt out of private pensions. It would cost the government more as these people would also be entitled to top up benefits.
Private pensions were sold to my generation as a top up to state pension.

Princessfluffy · 21/04/2024 17:36

1.25M people on the UK are estimated to have long covid or ME/CFS.

This seems to be largely ignored by government. No treatments and precious little research.

Dentistlakes · 21/04/2024 17:37

There is a lot you can do to mitigate the risk of becoming sick and immobile as you age, but you can’t eliminate it. What you can guarantee is if you don’t exercise, eat healthily, stay a healthy weight and retain your muscle mass/fitness, you will be at an increased risk and your later years will be marred by sickness and pain.

I would encourage everyone to take personal responsibility for their health. Don’t rely on getting government support as you age, because it’s unlikely to be there.

NoisySnail · 21/04/2024 17:37

By the way recent research has identified fears about state pensions being eroded as an issue that will lose Conservative party support amongst their core older voters. If the Conservatives did adopt this policy, it would wipe them out as an electoral party.

NoisySnail · 21/04/2024 17:40

@Dentistlakes Do not scaremonger. Of course government support will be there. Even in the 1800s local parishes gave old age pensions to local elderly people deemed incapable of working.
Or are you really suggesting elderly people without money sleep and beg on the streets?

Nannyfannybanny · 21/04/2024 17:40

Mischance, Im not arrogant at all. Hardly lucky either. In my 20s I had countless abdominal surgeries which left me with problems,had over a year of severe abdominal pain from 2022, which I found was caused by these surgeries, I couldn't move from the sofa, analgesics didn't touch it. I couldn't get a GP appointment. I spent 40 years doing my best for the NHS and the patients. I decided I was going to do my best to keep fit and active. I've had joint problems,pain over the years.

0sm0nthus · 21/04/2024 17:42

I agree that staying healthy requires effort and is hard work!
Part of the reason is that the food industry invests heavily in producing junkfood/edible food like substances which are highly addictive.
Another factor is the lack of provision for enjoyable exercise/physical activity.
We need to structure incentives such that the healthy option becomes the default option.

LauderSyme · 21/04/2024 17:44

Runnerinthenight · 21/04/2024 17:12

Children aren't leaving home the way they used to - they can't afford it. Or they go away and they come back. Currently supporting three adult children for various reasons in our 60s. Our street is strewn with cars belonging to 20 somethings still living at home with mum and dad!

This is very true, whilst in the poshest suburbs of my town in coastal South East England, almost every house is significantly under-occupied by one or two people aged 70+.

For instance, my dm lives in a small cul-de-sac containing a total of 22 bedrooms, totted up between all the properties. 9 people live in the cul de sac, six of them in couples. Surrounding streets show a similar story.

It is not their fault and I am not blaming them. It is a symptom of how systemically messed-up housing, wealth and so many other things are, in the UK now.

FKAT · 21/04/2024 17:48

LauderSyme · 21/04/2024 17:31

Define significant? I think this is absolute tosh to be honest.

Do you think drug addiction isn't a problem in the UK? Scotland has the highest drug death rate in Europe. UK has highest drug addiction.

Dentistlakes · 21/04/2024 17:50

NoisySnail · 21/04/2024 17:40

@Dentistlakes Do not scaremonger. Of course government support will be there. Even in the 1800s local parishes gave old age pensions to local elderly people deemed incapable of working.
Or are you really suggesting elderly people without money sleep and beg on the streets?

It’s not scaremongering, it’s the way things are heading. The state pension is barely enough to survive on as it is. If you don’t have a private pension to top it up you’re looking at a very basic existence unless you can keep working. The NHS is crumbling, care tor the elderly is already horrendous
and under staffed. The last thing you want to be is sick
and reliant on government funded care.

NoisySnail · 21/04/2024 17:51

@Dentistlakes I could survive on the state pension. But I am used to not having much. The state pension will continue.

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