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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

'Just cut back'

26 replies

Maverick99 · 10/04/2024 18:42

Talking to my mum today. She asked if I'm ever going to buy a house. I'm a lone parent on £35k a year. Childcare fees ruined me. Trying to apply for better jobs but this isn't always quick. The bank will only lend 157.5k (on paper) but realistically because I have a dependent its less. Saving and buying a house just isn't possible. I'm 33 and life is relatively shit, all because I have no money. I was so proud of myself for saving 1.5k but then my car broke down, £800 to fix. Back to having no money. I don't even believe people anymore when they say things will get better. They probably won't. I'm feeling pushed into dating again just so I can afford to live a decent lifestyle. Not sure what I want 2bh from AIBU just feel like a total failure and needed to offload.

OP posts:
bradpittsbathwater · 12/04/2024 16:34

hottchocolatte · 10/04/2024 18:45

Do you have any prospects of improving your income? At your age I earned similar but I am 39 now and earn almost double that. Or can you work more hours, find cheaper childcare. Are there things you can cut back on?

It's really hard to get on the property ladder these days but things do change.

This isn't feasible for the average person. The average salary is around 35k.

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