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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Going to have a breakdown, so lost and cannot cope

84 replies

Redgreenpinkviolet · 28/03/2024 10:39

I am 32, very nearly 33. The only one of my friends who is single. I make 25k in the public sector.
I have £500 in savings. I know that's more than some people have, but it's hardly anything.
I can't get a mortgage because I have a default on my credit file. It's only £85 and it's paid, it's totally my fault.
It's not that I won't get a mortgage at all, but I'll need a higher deposit and probably a higher rate, even though I'm only going for properties around the 75k mark.
My 4 year relationship ended several months ago as he couldn't give me any sort of idea about commitment.
I don't have a driving licence.
I have to work with a bloke who rejected me.
My parents are very supportive, and I have some friends at least.
I made a profile on Hinge and it's just absolute dross. I've never liked online dating, I ended up deleting it after less than a day after some guy was pressuring me to give him my Instagram.
I live in a tiny studio.
I just feel like such an embarrassment, I am applying for promotions but I just had my probation extended by several months, simply because I was transferred to another department, not because of performance or anything.
I can make up almost 30k by doing constant overtime.
I feel like a mess. Almost 33 and single, no idea if I'll ever marry or have a child. Dating is so hard, you have to play it incredibly cool or men run a mile at the slightest bit of interest.
I hate life. I can't afford therapy, I take setraline but it didn't seem to help.

OP posts:
LostBrainCell · 29/03/2024 08:53

As I understand it, defaults stay on record for 6 years. I would take independent financial advice which is free and consultants will give you time as it’s about establishing a long-term relationship. They will know which lenders might be able to help over other ones.

OnceinaMinion · 29/03/2024 08:54

I know there are a few debt management charities, they might be able to help. It didn’t go to court then, just passed on to a company.
This might not be as bad as you think. Have you checked your credit rating?

LostBrainCell · 29/03/2024 08:55

Also, in your shoes I’d consider a sabbatical from work and do some travelling if you have supportive parents. It might be just the tonic, a journey of self-discovery, plus you never know who you might meet. No ties, just healing time.

Changeusernameseeusernamehistory · 29/03/2024 09:12

I met my partner at 32. I’m now 36 and we have a child. He is amazing.
my life around the time when I met him was an absolute mess. For a few years I had been single, had had a drug problem because I had serious mental health problems and used them as a (unhelpful) coping mechanism. My health wasn’t great, had serious problems at work (had spent 7 meses off sick because I was sexually harassed and they really didn’t deal well with that situation), I had been on OLD for 3 years and had so many frogs. I’d already gone NC with my mother and my father had died 2 years before. My aunt also died around that time. I’m not even from this continent so no other family around either. My ‘friends’ were not really friends. I’d had an abortion as I got pregnant from a one night stand with an asshole, because I was also using sex as a coping mechanism. The condom broke and morning after pill failed. This all happened in the space of less than 3 years.

I met my partner on OLD. On OKCupid (what a stupid name). It was way gentler than Bumble. I never tried Hinge.

things were so bad I got very close to suicide. Stopped myself at the last minute. I just didn’t see a way out, so much shit was falling on my head, some of it of my own making, some just bad luck.
slowly things got better. Got a different job, where I made 2 excellent friends. Distanced myself from the druggie friends. I had been in therapy and that gave me strength to make better choices. Then I met my partner on OLD.

I’m telling you this because I still can’t believe I got it around from how bad it was. It was a process. I can’t tell you you will meet a nice guy on OLD and be happily ever after, but it’s not impossible. You’re on the right track, first of all you respect yourself enough to finish a dead end relationship where you’re not getting what you want and need. Self respect is huge and the foundation for a good life. So many people don’t have that and keep making the same mistakes and letting others use them.

You are able to build a life you’ll be happy with. it won’t happen overnight but with every positive choice you make, you’ll get closer to it.

sit, think and plan the life you want to have when you’re, say, 40. Where you want to live, the job you want to have, the kind of man and relationship you want. Be inspired by your dreams. Make a detailed plan of how to get there. Make a Gantt chart if it helps. and start working on achieving what you want, small steps eventually get you results, remember this. You may not get the whole plan, but you will be focusing on the future and improving your life.

Also, find a good therapist. If you can’t afford one, look for the Talking Therapies service in your area. Don’t know if you’re in England, but if you are, this service will be available- it may be called something else in the other nations. There will be a waiting period but it’s not always very long.

Take shit from no one.

Best of luck.

Changeusernameseeusernamehistory · 29/03/2024 09:13

Gosh that was an essay, sorry, concision is not one of my qualities.

MyBigFatGreekSalad · 29/03/2024 09:14

TheMostly · 28/03/2024 11:14

I think getting married and having a kid is the best thing you could ever do for yourself. Gets you out of your funk real fast. I’m so happy I could weep.

What a strange response.

Changeusernameseeusernamehistory · 29/03/2024 09:15

MyBigFatGreekSalad · 29/03/2024 09:14

What a strange response.

Not if you marry an asshole.

iLovee · 29/03/2024 09:52

ohmygoshteens · 28/03/2024 13:17

i think you need to flip the script.

I am only 32, very nearly 33. TI make 25k in the public sector and have a great pension there.
I have £500 in savings but i'm building on that.
I going to see the CAB, as currently I can't get a mortgage because I have a default on my credit file. It's only £85 and it's paid! I am sure I must be able to get a mortgage :)

I am brave and strong, my 4 year relationship ended several months ago as he couldn't give me any sort of idea about commitment and I know that would have made me unhappy to stay. So I am moving onwards.

I don't have a driving licence - yet.

My parents are very supportive, and I have friends.

I made a profile on Hinge and it's just absolute dross. I've never liked online dating, I ended up deleting it and may revisit in the next month or two but for now I'm focusing on me :)

I live in a tiny studio, it's easy and quick to clean!

I am applying for promotions and I think I might find a good recruiter to get a bit of advice as I'd like more money. I've had my probation extended by several months, simply because I was transferred to another department, not because of performance or anything.

I can make up almost 30k by doing constant overtime but I'm going to see if I can find a role with a 30K base.

I'm 33 and single, no idea if I'll ever marry or have a child but really open to the idea. Dating is getting on my nerves with the games people play, so I am not goign to play them.

I hate life sometimes. But excersise/fresh air and walks help. i might do some more of that - my local facebook pages might point me in the direction of groupls that meet to do that?

I have hopefully another 70 years ahead of me. I'm a work in progress and I'm free, financially solvent and have a job! I'm capable of standing on my own two feet and living independently, even if sometimes life is fucking annoying, I'm doing alright.

This is lovely ♥️ and has really resonated with me this morning. Thank you.

Can I hire you to be my lifecoach? 🤣

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