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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

Accidental crime...

676 replies

ChinChinDarlings · 27/03/2024 21:30

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

OP posts:
Thread gallery
5
MaknaeLine · 28/03/2024 01:29

Suspect this thread has been fuelled by a continuation of the liquid lunch

My thoughts exactly!

WaystarRoy · 28/03/2024 01:32

ChinChinDarlings · 28/03/2024 00:47

That's all super lovely and great.

You're imaging weird things that don't happen.

It's not stolen.

It's so insignificant that the courts would never be interested.

That's a fantastical scenario.

Show quote history

So your proof that you didn’t steal the card that you have been using fraudulently is you saying you didn’t steal it? That will only work if you contact the bank as soon as you realised what has happened.

did you expect the advice from Mumsnet to be different to what you have received?

Original poster
ChinChinDarlings · 28/03/2024 01:37

WaystarRoy · 28/03/2024 01:32

So your proof that you didn’t steal the card that you have been using fraudulently is you saying you didn’t steal it? That will only work if you contact the bank as soon as you realised what has happened.

did you expect the advice from Mumsnet to be different to what you have received?

Show quote history

You know I didn't steal anything you silly sausage.

OP posts:
PyongyangKipperbang · 28/03/2024 01:41

Well now the OP can go to sleep wrapped up in her warm glow of superiority. Lucky old her Hmm

Lucythecleaner · 28/03/2024 01:43

Wrongen!

PyongyangKipperbang · 28/03/2024 01:43

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Original poster
ChinChinDarlings · 28/03/2024 01:43

PyongyangKipperbang · 28/03/2024 01:41

Well now the OP can go to sleep wrapped up in her warm glow of superiority. Lucky old her Hmm

No. I don't do that.

OP posts:
Original poster
ChinChinDarlings · 28/03/2024 01:44

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Yeah. Maybe.

I may be a bit of a dick.

OP posts:
Original poster
ChinChinDarlings · 28/03/2024 01:46

I'm not going to delete you friend.

OP posts:
Tohaveandtohold · 28/03/2024 01:51

What’s unbelievable is that you started this thread about 4 hours ago, you’re still typing here being so smug and saying you don’t have time to deal with this now when you could have sorted it all within 10 minutes.
You’ve faffed about for 4 hours with no regard for the person whose card you’ve been using or how this might affect them, that says a lot about you and your morals.

PaulAnkaTheDoggo · 28/03/2024 01:52

Prick behaviour

PaulAnkaTheDoggo · 28/03/2024 01:56

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

keepyourcatsinladies · 28/03/2024 01:57

The rozzers aren't coming, it's gonna be okay lads 🤣

Alondra · 28/03/2024 01:58

Got to say it - the thread and the OP have been very entertaining 😂

Original poster
ChinChinDarlings · 28/03/2024 02:00

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

You said wealth and influence not me!

OP posts:
Original poster
ChinChinDarlings · 28/03/2024 02:03

Tohaveandtohold · 28/03/2024 01:51

What’s unbelievable is that you started this thread about 4 hours ago, you’re still typing here being so smug and saying you don’t have time to deal with this now when you could have sorted it all within 10 minutes.
You’ve faffed about for 4 hours with no regard for the person whose card you’ve been using or how this might affect them, that says a lot about you and your morals.

We all know that I'm not using this blokes card and haven't been for many hours.

It was an accident.

OP posts:
Original poster
ChinChinDarlings · 28/03/2024 02:03

Smug!

Hilarious.

OP posts:
Original poster
ChinChinDarlings · 28/03/2024 02:25

SloaneStreetVandal · 28/03/2024 00:31

Absent mindedness is the number one excuse of your common garden petty thief 🙄 You're a pickpocket @ChinChinDarlings. You knocked that poor guy's card, and you're hoping he'll accept careless liability. Phone the bank, but know that faux remorse will not be looked upon favourably. Just tell the truth, admit you're a thief, and you might just get a tag rather than jail time.

That is quite funny.

OP posts:
tinytemper66 · 28/03/2024 02:27

concernedchild · 27/03/2024 22:14

Any reason you're not calling now? Before, you weren't a criminal. Now you're being dishonest

She wants the drama to keep going? She is a lazy cow? She doesn't give a shit that she spent someone else's money?

Original poster
ChinChinDarlings · 28/03/2024 02:35

tinytemper66 · 28/03/2024 02:27

She wants the drama to keep going? She is a lazy cow? She doesn't give a shit that she spent someone else's money?

Show quote history

No.

No.

& No.

I said I will call tomorrow.

Who wants to speak to banks after hours? No sensible person.

I am a lazy cow, absolutely! No denial.

Do I care that I spent someone else's money?

No, because it's easily sortable.

I don't think he'll be harmed.

OP posts:
Yellowroseblooms · 28/03/2024 02:46

Bank fraud investigators aren't renowned for their sense of humour. When somebody nicked my card (in a wallet in a briefcase in a supposedly secure military building) I telephoned the bank within two hours of it being stolen and the bank could see at that very moment it was being used. I think it is very peculiar that you didn't telephone immediately you realised and so would they.

Original poster
ChinChinDarlings · 28/03/2024 03:01

Yellowroseblooms · 28/03/2024 02:46

Bank fraud investigators aren't renowned for their sense of humour. When somebody nicked my card (in a wallet in a briefcase in a supposedly secure military building) I telephoned the bank within two hours of it being stolen and the bank could see at that very moment it was being used. I think it is very peculiar that you didn't telephone immediately you realised and so would they.

I love the hyperbole on Mumsnet.

Honestly, if women were so outspoken in the actual world I would love it.

And if MN is a practise field, I love that too.

I love you all.

Bank Fraud Investigators are not coming after me.

And if they did. Cool. I've not done a Bank Fraud.

I've not done any Fraud.

OP posts:
SignoraVolpe · 28/03/2024 03:15

Well I can see why the Tories get away with so much.
So many terrified rule followers on here who think you have to jump or the police will come after you. 😂

Op is going to ring in the morning, she’s committed no crime, the card would have been blocked already if the guy was poor and watching every penny.

PurplePanda1 · 28/03/2024 03:17

I’m surprised you are being so blasé about it. You could have contacted the bank as soon as you realised. Instead you’ve spent your time being combative on MN for some unknown reason. As PP’s have said you could have put the card holder in financial hardship.

Original poster
ChinChinDarlings · 28/03/2024 03:33

PurplePanda1 · 28/03/2024 03:17

I’m surprised you are being so blasé about it. You could have contacted the bank as soon as you realised. Instead you’ve spent your time being combative on MN for some unknown reason. As PP’s have said you could have put the card holder in financial hardship.

Ya.

Poor Dave is so hardshiped.

OP posts: