Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

The card owner might be though.

Stop being bloody minded about it. If it’s already been reported by the owner, you’ll look dishonest and it gets passed on to the police very quickly btw.

OP you are either an absolute muppet, or you are about 15. I can’t decide which.

Nope.

It makes me a pragmatist.

Bloke will not lose. He'll be fine.

Who will lose?

No-one I don't think.

Honestly I'm not invested in absolutism.

An idiot and a thief! 🤣

I'm going to throw this one up to the Universe!

See where it lands.

But do you know that the card owner is not?

You're assuming they are not having an emergency based on the type of card. But you cannot actually know that.

How would you feel if you knew this was causing him real distress and financial difficulties? Would you still not care? And would you be happy, this close to Easter, to be the person who caused that?

.

What a,shame he didn't realise and put a block on it. You deserve to have been made to look an idiot with a card that didn't work

You could have done it when you started this thread in less fecking time.
If true I hope your photo goes on the wall of shame of Facebook or the cafe just for your glib attitude.

He can't be having that much of an emergency if he's not noticed and blocked the card in four days.

But trust mumsnetters to imagine all kinds of mawkish scenarios. And this close to Easter!

Well, it's not every 5th tap for mine.
I can go quite a few taps without having to do chop and pin, sometimes weeks.

You seem to have shifted from being nervous and concerned about possible implication in a crime, to blasé and adamant that you'll be fine. Why the sudden change? 🤣

Very nice.

You do sound like one of the nuns that schooled me.

And what would Jesus do?

I imagine that Jesus wasn't an idiot.

The owner of the card mix-up had enough money to not notice the card mix-up, as did I.

I will fess up. I will. I've just been amusing myself for a while. That is all.

Stand down.

Because I'm reactionary!

I’ve read all the op’s posts.

What a thoroughly strange person.

But how can you prove there was no intent?

Dullest thread ever, and side swipes at Christians during Holy Week is beyond a joke. Suspect this thread has been fuelled by a continuation of the liquid lunch but it's not an excuse.

Well, that would have helped us both!

I didn't actively seek to use someone else's card!

You might say you're not a criminal but pocketing someone else's card and using it for your own gain but that's not how police evidence works
If this actually happened, why can't you CBA to sort it out now?
If it's an Amex( gold or whatever) you even speak to a human
How civilised!

What??

Mate. I was soaked in Catholicism from the womb.

I'm not here to take on Holy Week.

I can though. We can have that conversation if you feel that I'm taking Holy Week down. We can talk about how shit Catholicism is if you like?

So idiots cannot have emergencies? And idiots deserve to be have difficulties because you have and have been using their card?

You think the card owner has enough money not to notice. You do not know.

So again, how would you feel if you knew he was having difficulties because you haven't contacted the bank?

You say you don't want the admin; but you're happily responding here. And now you're so saying you're amusing yourself.

Is it still amusing if he is in distress?

OP

I'm going to go against the grain, destroy the card, pop it in the woodturner, whatever.

The issue is there is a pretty good chance the bank fraud department / police are not going to buy your story, and it could cause you a load of agro.

Assuming you did not use any loyalty cards linked to your name, there is no way they can link you to this chaps card, and he will get the small amount of money back from the bank.

You didn't do it on purpose, and sometimes honesty can get you in the poop.

Have you checked your account, random bloke may have been using your card?

(apologies if someone said this already, haven’t read every reply)

The OP’s husband has had her card all along.

That's a good point, and if that's the case, sure, call the bank because it can be clearly demonstrated there is a mix up rather than theft.