Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

To HELL! They have to send you to HELL!!!!

Such a gross post.
Is like watching her ladyship throw her small change on the ground for the hungry peasants to scramble for, just for entertainment.
She calls it being a 'a little bit wicked', but it comes from her kind just being fully wicked.

Don't give her the dance she wants.

You have a lot less dignity than you have been fooled into believing you have OP.

I have a premier card. It has my sort and account number printed it on it along with a phone number if it’s stolen. Premier customers have access to 24 hr phone banking. OP could just transfer the amount to his account. But, she loves drama, it appears.

A women’s prison like Holloway so you can get some sapphic action .

Well that was an interested read with my morning cuppa 😂

So all I need to do, to demonstrate that I really didn’t mean to commit a crime and it was an accident, is say that to a police officer and they will believe me?

Good to know.

Yep OP is up at 5am and still can’t be arsed to ring the emergency number.

All sorted!

I've transferred the money I spent.

And the bank very very kind.

A happy ending and the police can concentrate on actual crimes.

I just read OP’s drivel and scrolled through the best bits. And was thankful I don’t live in Manchester (the torrential rain!).

Im not sure what the YABU or YANBU vote is all about . You need to phone the bank immediately and explain this. I wouldn’t have waited till the morning . Plus you could be ID with CCTV at any of these premises you used the card.

Wasn’t this the obvious course of action all along?

Rude!

I gave an 'on the spot' rundown of an interesting event I'll have you know.

I believe it. We are Spaniards living in Australia and the last time we travelled to Madrid, somehow we ended up in the wrong line. A passport control police guy took a look at my DH's passport and waved us through. We later discovered DH had my passport and trust me, he doesn't look anything like me.

That feels very much like a you problem.

This really.

Op is hardly Bernie Madoff. Bank card chap clearly hasn’t missed or even noticed the money spent as the card hasn’t been reported stolen (hence op was able to continue spending without realising). It’s a simple mistake and easily rectified.

As expected. A thank you for letting them know and a quick transfer of money.

The bank fraud department can now relax.

@Achillo lol

What if the guy still reports the transactions as fraudulent? How does that work? Coz usually the bank would refund the payments, but if you’ve transferred the cash to cover all the payments then can the bank say no because it’s all sorted? Or will the guy be able to get double the money back?
Just curious!

Yes. And...

That was what I was always going to do.

See my previous posts.

It was always a 'sort that in the morning' thing.

Then why post OP, makes little sense asking for advice when a decision has been made

Agree with alot of people here that this thread has taken a dark turn from 'fuck, I could have done something like that' haha

To realising that you figured out what had happened hours ago & not come clean because you think your cards super unique & for high earners so his is aswell & the point of this thread is to just get a laugh at someone else's expense as you have no intention of sorting this out in a timely manner & just wanted others to back you up that your better off keeping quite & carrying on

For what it's worth - it might be being used as business card they don't have access to the history infomation & are waiting to see if it will show up at home or something so when it eventually doesn't then it'll be reported to the police

But good luck. Your morals are gutter level but your confidence is sky high!

So you get all your goodies for free, he has to go through a load of hassle getting it refunded etc all because the person who stole his card and used it cannot be arsed.
Quick op, go out and tap it a few more times before it locks! Imagine what else you could get!!
🙄

Fantastic utterly missing the point.

I've paid the money back and the feds have stood down.

In more recent news, my morals are tight.

I'm surprised anyone taps their card anymore. Doesn't everyone have Apple Pay or similar? Much safer and convenient.

Because you've taken money that belongs to someone else. Even accidently, you don't seem to care that this is about another person not just you