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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be fed up with all the threads about high earners feeling poor

386 replies

trekking1 · 23/03/2024 17:46

It's always the same condescending "I've worked so hard and only have a 3 bedroom house in a great location and an expensive car", as if 1. that's not a lot 2. people who make 5 times less do not work as hard!

And the suprised pikachu face that having a degree did not magically get them a 500k job. That is not how capitalism works folks

OP posts:
Thread gallery
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HungryBeagle · 23/03/2024 22:17

trekking1 · 23/03/2024 21:25

Of course you can, but the reality is that a lot of people in low paid jobs are not in them because of poor decisions, but because they have chosen a job that contributes to society, such as charity work, care work etc. and there is something wrong with society when those jobs are so poorly paid.

There are also loads of people who are low paid because they didn’t put the effort in at school and made poor choices. It feels like high earners are allowed to be criticised for their perceived poor choices, but low earners are exempt from any sort of criticism over the choices they have made that may have lead to their circumstances.
As a ‘high earner’ I know better than to express any sort of dissatisfaction at our life/circumstances on here, there’s no point. I have a severely disabled child, but the general view is that if you’ve got spare money you can’t complain about anything.

burnoutbabe · 23/03/2024 22:18

SalmonWellington · 23/03/2024 18:23

Most of those threads are more 'I'm a high earner. If I can't afford the basics - a holiday once a year, a house where both my kids get their own bedroom, a meal out in an ok café, then how hard must life be for the poor?'.

It's people gradually coming to terms with the wreckage of 13 years of Tory uselessness.

I think it's that. We see what our parents had -mum not working outside the home (or part time stuff) and a nice house and annual holidays. And it's just not possible for most young couples.

But probably mumsnet is not the place for higher earners to discuss money management- probably MoneySavingExpert is more appropriate to discuss where cuts can be made or tricks to save tax.

HungryBeagle · 23/03/2024 22:22

Meow8989 · 23/03/2024 22:17

Why? On 100k that person has paid £34k in tax - is that not deserving of being able to benefit from government schemes?!

Yes… when as a family we pay approx £80k a year in tax, I don’t think it’s unreasonable to be annoyed to be excluded from help with the childcare which is needed to enable us to earn those salaries and therefore contribute that amount to the public purse.

SeeYouInMyDreams · 23/03/2024 22:29

burnoutbabe · 23/03/2024 22:18

I think it's that. We see what our parents had -mum not working outside the home (or part time stuff) and a nice house and annual holidays. And it's just not possible for most young couples.

But probably mumsnet is not the place for higher earners to discuss money management- probably MoneySavingExpert is more appropriate to discuss where cuts can be made or tricks to save tax.

Mumsnet is for everyone who posts within their talk guidelines. Just because people like OP seem incapable of accepting others, doesn’t mean people shouldn’t post. I think mumsnet should deal with posters that are arseholes to others over things like this. If someone posts genuinely for advice on finances, all the goady tiny violins etc should be deleted imo. Unless mumsnet makes a rule that higher earners are banned which they’re not going to do. Allowing people to be attacked for asking for advice isn’t what mumsnet is about.

Beezknees · 23/03/2024 22:29

HungryBeagle · 23/03/2024 22:22

Yes… when as a family we pay approx £80k a year in tax, I don’t think it’s unreasonable to be annoyed to be excluded from help with the childcare which is needed to enable us to earn those salaries and therefore contribute that amount to the public purse.

I think childcare should be free for all personally would you be happy to pay more tax to make it happen? It would need funding somehow.

Autienotnaughtie · 23/03/2024 22:30

Well the destruction of the tories has finally hit the middle class and they are pissed.

100k salary use to buy luxury. Now it pays the bills and gives basic treats.

What the middle class need to understand is while they are moaning they can't go long haul or afford private school. The people earning 20-30k who previously would have been paying the bills with extra spare for treats are now choosing between eating and heating, are worrying they will lose their home.

Antisocialbutterflyy · 23/03/2024 22:30

@Beezknees £80k isn't enough?

Autienotnaughtie · 23/03/2024 22:32

owlsinthedaylight · 23/03/2024 18:33

You are so right OP. No one should be allowed to complain unless they are homeless and starving.

Oh … wait! 🤔

Really you are just making the op's point for her

Annettekurtin · 23/03/2024 22:32

Sunnyweather2024 · 23/03/2024 21:10

That sums it up perfectly. High earners struggling with finances often don’t understand the difference between needs and wants. Having somewhere to live is a need. Having a specific size house in a leafy posh town is a want.

Often high earners are struggling with the cost of rent and particularly childcare. I’ve been a single mum with a six figure salary pre Covid. I was struggling to get by after nanny costs, transport to work and rent. And before anyone says I could have put them in a nursery - nurseries just aren’t open for the hours many high earners need. I had family who was better off on uc and had far more leisure time.

it’s easy to criticize people when you know nothing about their lives.

Beezknees · 23/03/2024 22:32

Antisocialbutterflyy · 23/03/2024 22:30

@Beezknees £80k isn't enough?

Of course it is, but I'm saying how do you propose to fund free childcare for all? We would all have to pay more tax.

HungryBeagle · 23/03/2024 22:32

Beezknees · 23/03/2024 22:29

I think childcare should be free for all personally would you be happy to pay more tax to make it happen? It would need funding somehow.

We probably will be paying a far amount more tax over the next few years, as we’ve both still got a promotion in us. Pretty sure it won’t mean we get free childcare though.

HungryBeagle · 23/03/2024 22:33

Beezknees · 23/03/2024 22:32

Of course it is, but I'm saying how do you propose to fund free childcare for all? We would all have to pay more tax.

I didn’t say I thought we should have free childcare for all, you did.

Autienotnaughtie · 23/03/2024 22:34

betterangels · 23/03/2024 18:22

It's the 'I work hard' for me. So do very many people on a low income. Stop it.

Exactly this - carers, factory workers etc work bloody hard long hours for next to fuck all and are often treated poorly to boot.

SeeYouInMyDreams · 23/03/2024 22:34

Autienotnaughtie · 23/03/2024 22:30

Well the destruction of the tories has finally hit the middle class and they are pissed.

100k salary use to buy luxury. Now it pays the bills and gives basic treats.

What the middle class need to understand is while they are moaning they can't go long haul or afford private school. The people earning 20-30k who previously would have been paying the bills with extra spare for treats are now choosing between eating and heating, are worrying they will lose their home.

I’m sure lots do understand that. It’s still understandable for anyone to be pissed that their standard of living has decreased, do you expect them to say nothing?

I’m not a high earner but my partner is. We’ve never voted Tory in our lives.

Beezknees · 23/03/2024 22:34

HungryBeagle · 23/03/2024 22:33

I didn’t say I thought we should have free childcare for all, you did.

Oh I see. Your post said you were unhappy about being excluded for childcare help though? So to make that possible for higher earners it would need funding.

burnoutbabe · 23/03/2024 22:34

@SeeYouInMyDreams oh I ageee. Threads started in say the money section should be treated respectfully and not allowed to be derailed by "you are so tone deaf"

There was a nice thread a while ago about what higher earning women did for a job and how they got there (and not how their husband did!)

Tons of scope for threads to be helpful about saving tax -and yes I advise people at work around the £100k mark to consider extra pensions payments to avoid it and particularly if have childcare to consider.

Meow8989 · 23/03/2024 22:35

HungryBeagle · 23/03/2024 22:22

Yes… when as a family we pay approx £80k a year in tax, I don’t think it’s unreasonable to be annoyed to be excluded from help with the childcare which is needed to enable us to earn those salaries and therefore contribute that amount to the public purse.

Agree, we pay similar and I am fully planning to salary sacrifice both our salaries down as needed when we have children. We’ve paid 100s of k since graduating, barely used the NHS - the least we should get is some childcare support when we have kids

HungryBeagle · 23/03/2024 22:35

Beezknees · 23/03/2024 22:34

Oh I see. Your post said you were unhappy about being excluded for childcare help though? So to make that possible for higher earners it would need funding.

I said to benefit from some of the childcare support that is currently available to others. You were the only person who mentioned free childcare for all.

Beezknees · 23/03/2024 22:38

HungryBeagle · 23/03/2024 22:35

I said to benefit from some of the childcare support that is currently available to others. You were the only person who mentioned free childcare for all.

The whole point I'm making though is if you wanted to benefit from it, more funding would be required to sustain that. There's a cut off for a reason.

Meow8989 · 23/03/2024 22:39

a big portion of this thread should be hoping many of the high earning millennials and gen z don’t do what most of our group chats focus on - moving country.

majority of us for years have been happy to pay in for the greater good but with the highest tax. Burden + student loans most of us are looking for our escape route. Be prepared.

Beezknees · 23/03/2024 22:39

HungryBeagle · 23/03/2024 22:32

We probably will be paying a far amount more tax over the next few years, as we’ve both still got a promotion in us. Pretty sure it won’t mean we get free childcare though.

I don't have any childcare costs so no skin in the game. But for higher earners to benefit from childcare help who pays for it?

WithACatLikeTread · 23/03/2024 22:40

whistleblower99 · 23/03/2024 22:12

I am going to laugh my arse off when the welfare system collapses.

Edited

Heaven help us if there is no welfare system. Didn't you learn history at school about life before a welfare system?

Beezknees · 23/03/2024 22:41

Meow8989 · 23/03/2024 22:39

a big portion of this thread should be hoping many of the high earning millennials and gen z don’t do what most of our group chats focus on - moving country.

majority of us for years have been happy to pay in for the greater good but with the highest tax. Burden + student loans most of us are looking for our escape route. Be prepared.

You're in a group chat with every high earner in the country? Wow.

earinfection · 23/03/2024 22:41

Christ. The judgement.

BrightMorning · 23/03/2024 22:41

WhatWhereWho · 23/03/2024 18:16

I agree. I earn millions every year and do not brag about it on here.

😂