People who don’t carry their bank cards with them

[Auburngal]

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

Oooooh look!

Sainsbury's unable to fulfil 'vast majority' of online deliveries - as Tesco also suffering 'technical issue' (yahoo.com)

I don’t carry cash and don’t go anywhere that doesn’t accept contactless. If it’s down it’s down. I also don’t buy online unless it takes Applepay Paypal

l’d have to search to find my bank cards. There somewhere in the house in my purse. But l never use cash so never use my purse.

I don’t carry a purse or handbag 🤷🏻‍♀️

I have Google pay and use that as default but I do also often have cash on me. If I have that I always use it in tesco at the self checkouts before any electronic payments.
My card is there but as a backup really.

I love a good old supermarket food shop!

I work on the Tube and some people really lose their s**t when their transaction hasn't gone through when paying by phone or because our ticket machines don't support contactless payment (Most NR ones do). Some people are REALLY tied to their phones.

At NR stations you still need to use a bank card to pick up tickets on the ticket machine and again people lose their s**t when told they can't use a phone for the same purpose.

I rarely use cash these days but will do in emergencies. But I hate using my phone for contactless. I don't feel as much in control of my spending as I do with my bank card, because my phone is always readily available in my pocket whereas my purse is usually right at the bottom of my bag and I have to hunt for it. By the time I've found it I've usually decided against my frivolous purchase.

My 17 year old, surprisingly in my view, also prefers her bank card. I don't know why, it's just her thing.

I think in general our bank balances are just numbers on a screen. I'm given so many "units" a month and I try not to spend it all! I think we are getting a bit disengaged from cash and what it means.

I was in Sainsbury's today and had to nip out to get cash to pay for my purchases. No problem, but now I've got about £4 in change burning a hole in my bag, whereas with a card the exact amount would have come out instead.

I often just have my watch. No phone or card.

So what do you do then if you can't pay for it, they won't let you have it for free

Re your title, more fool them.

I always carry cash for food shopping; it helps me budget because I know how much I want/can afford to spend and once it's gone, it's gone. I carry cards too, but don't often use them - I try to avoid shops that don't take cash but the cards are there if I'm stuck.

I've never paid for anything with my phone, and have no plans (nor any need) to start.

Doesn’t your phone screen get scratched by keys and stuff in your bag? I’m not an OAP btw.

I’m an OAP (almost) l don’t carry a bag. Just a phone in my back pocket.

Well, in this case it really doesn't feel like things have "moved on". The fact is that cash always works, but tech doesn't. Never heard of a £10 note not working.

My DH often doesn't carry his bank card because I have it hahaha!

NatWest used to do a system where could get a number to withdraw cash from the machine without a card, via the app. Im no longer with NatWest but wonder why other banks don't do something similar.

You show consideration for the minimum wage staff and put your own shopping back. Or, you know, be prepared and take a card with you.

You can get other types of cases and tempered glass screen protectors. My phone is in a case which is a box, essentially. Bumper case on the bottom and screen protector lid. Phone fits snugly in it. It's glittery plastic!

No? I have a privacy screen protector and a plastic bumper case and the cash goes in the back.

Same here. Phone, key & sunglasses and I’m good to go.

I never carry any cash & haven’t for years. Why would I?

I got caught couple times so brought pop socket wallet for back of my phone so I can carry card too. Plus keep £20 in there too folded up

What do you mean pay twice, I keep a card I. My phone case and Ive never paid for anything twice, why would that happen?

Why?

She should NOT have been screaming at a Manager or anyone.

I hope she's barred.

Stupid woman.