People who don’t carry their bank cards with them

[Auburngal]

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

God knows why it takes longer but it certainly does for some people. They fumble around with their phone finding their Clubcard then fiddle some more to pay
Blossomtoes This. I get people at my till who have stood behind two or three other customers, then when l ask for their loyalty card they mutter "Somewhere...." then start searching their phone or pockets for it. Then they can't get logged in, or it's logged them out.
Then, of course, it's my fault.....

Me too

I haven’t carried a card since Apple Pay was invented years ago, I don’t use cash ever either. I don’t own or want to own a purse so cards would just go missing whereas my phone is highly unlikely to go missing, it’s just more convenient.

@SillyOldBucket and @angela1952 glad I'm not the only one!

However I've found you can't convince younger people - according to them phones are their entire life and can't understand how anybody can think otherwise.

i keep a pharmacy, make up, hair brush etc in my car. i dont go anywhere far away from my car.

i never take a bag anywhere and havent for about 5 years. i dont like those phone cases you can put cards in so just pay on my phone/watch. love only needing to remember my phone and keys!

60 next year and never take a bag. Usually have phone, bank card, door key, emergency tenner and a tissue in my pockets.

Most people’s lives are kept in their phone these days, not just “young people”. Most of the older generation are on Facebook now to keep in touch, do online banking, purchase on Amazon, take precious photos etc.

Why do some of the “old people” feel the need to convince said “young people” that they shouldn’t be taking advantage of modern technology if they find it convenient? (Which let’s face it, is the whole point of it!)

This whole thread is based around luddites who won’t move with the times feeling they are somehow superior despite living in the past, telling people how they should or shouldn’t live their lives. It’s thoroughly bizarre. None of the tech users feel the need to berate anyone for making different choices or not moving with the times. If others want to - let them!

My daughter has apple pay but she also takes her cards when she goes out as they are in her purse, so she has cash as well.

She understands that if she can't use one thing, she can use another. It's common sense when you live in a rural area and have to travel to go shopping.

Nobody should be criticizing or insulting anyone on here for their choices. It's just that , a choice of what you personally want to carry. If you only want to carry a phone then you must also understand that there may be times when you can't use it.

@ZetuianRose

This whole thread is based around luddites who won’t move with the times feeling they are somehow superior despite living in the past, telling people how they should or shouldn’t live their lives. It’s thoroughly bizarre. None of the tech users feel the need to berate anyone for making different choices or not moving with the times. If others want to - let them!

I agree. There's a weird kind of virtue signalling/inverse snobbery going on about all the luddites who "could" have embraced tech years ago, but refused to do so, convincing themselves they're somehow superior for holding onto to antiquated working methods, and now going crying because they're being left behind and whinging about how life is so hard these days because everything is on the internet. They were basically living in caves for the last few decades whilst everyone else was getting used to tech, and keeping up with the changes. The only ones I feel sorry for are the 90+ group who were coming to the end of their working lives as tech was really taking off (internet, phone banking, card payments, etc) - anyone younger than that had ample time to embrace tech and should have realised it was the future - if they'd kept up with it over the years, they'd not be struggling so much today! After all, lots of "oldies" have embraced the internet, online banking, etc., and they've done that by "baby steps" along the way, getting used to new tech, keeping up with changes etc. I have little sympathy for the "we've always done it this way" brigade!

Shock horror. I've never used a sat nav or driven on a motorway.

Each to their own

True - at least with card if all else fails you can nip round to an atm and withdraw cash. It's sort of classless for that lady to be shouting at a store employee because she only has her phone - it's not the employees fault and there is probably little that they can actually do to change it, and more than that they are probably on minimum or living wage so shouldn't have to deal with people's gripes with the system that only the head office can do anything about. Hearing stories like that reminds me of my customer facing days - strangely I don't miss them one bit

Whereas not just insulting people who have different preferences to you, but actually claiming to know what they think and how they feel is such delightful behaviour @ZetuianRose and @taxguru

It never hurts to have a card as back up. The problem with having everything in your phone is if you lose/break your phone you lose everything. I'm not really on anyone's side on this, all I know is that having a card as back up works well for me, but then most people probably lose their phone less then I do, so each to their own. I have to say Mumsnet does get hilariously spicy on things that just come down to personal preference. People should just do what works for them - there's no need for us to chew each other out.

See I don't keep my card in my phone cover simply because I lose or have phone stolen the card is also gone

That’s the thing, prior to this thread I had not a care in the world how anyone paid for their shopping. I STILL don’t. Entirely up to you/them.

However, an entire thread around bashing people for embracing a technology that you choose not to shows a condescending superiority complex. My posts in this thread have been purely dispelling the myths and outright false assumptions of those who are doing so. I still have no interest in how you pay for your shopping, nor would I tell you to change. But don’t have a go at those of us who use phones, citing absolute nonsense as a “reason”.

The problem with having everything in your phone is if you lose/break your phone you lose everything.

To such an extent it's slightly suspicious that manufacturers haven't found a way to make it seamless to move from one device to another.

Having had both Google and Samsungs cheery "transfer with ease" fuck up and leave me with hours of reauthorising apps and sites I'm very much unconvinced.

That is the problem with Android phones, sadly nothing is ever seamless. I’ve never had a problem transferring from one iPhone to another, it always just works.

I wasn't berating anyone for being dependant on their phone. I do use it for online banking, Facebook, Amazon, photos etc and its great but I honestly sometimes feel like lobbing the phone under a truck when its constantly vibrating, flashing or pinging. I find it quite liberating to have a break from it and leave it at home sometimes.

That’s absolutely fine, you’re not obligated to have a phone or to use one. That particular post was in response to the person who seemed to think they had a right or reason to “convince younger people” not to use their phones. Which is ridiculous.

I'd say the opposite with Apple. I always used to have problems moving between phones when I had android, and to an extent, it put me off changing. However, my son had an Apple and literally just put them next to eachother and everything popped over with a few clicks and pointing the camera of one at the other. I couldn't believe how simple it was. I'm now a convert to Apple. Only last year, I had a battery issue and couldn't source someone to replace it at very short notice, it was old and I was planning to swap to a new one anyway, so I got a new one from Amazon, next day delivery, and did the "changeover" sat in the car in the Morrisons car park where I picked it up from an Amazon locker. New phone was fully working within half an hour, all apps swapped over, all photos, etc. From memory, just had to put in passwords for a few apps, which took just a few minutes. Couldn't believe how easy and stress free it was. The following week, the battery on the old one was changed and I swapped my OH's older phone onto my old one - again, all done and dusted within half an hour.

What? I don’t know what phone or apps you are using but that simply isn’t the case on mine.

The problem with having everything in your phone is if you lose/break your phone you lose everything.

Not necessarily. I have an iPhone and my previous phones have been iPhones. I can go into my last iPhone and all my apps and info are saved in there even if I’ve moved to a newer iPhone. It may not have any recent apps depending on the last back-up, but I haven’t lost everything and my physical cards are still safe.

All the Face IDs and Autopasswords in the world won't help you if the app logs you out after a set period and the app won't allow you to log in with Face ID.

You can log in by pin or type in the password.

I've always associated this kind of anti tech stance with a larger conspiracy view of the world

It's so nice not to have to be bugged when you don't have your phone on you (literally). Not being tracked on everything you do. Sometimes it is great not to have a phone on you. Life before them functioned brilliantly :)