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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask you, if you’re one week away from payday…

107 replies

Munnymunnymunny · 09/03/2024 18:32

How much disposable income do you usually have left? Purely nosey and nobody has to answer. I have about £300 left in my current account. All bills have gone out and I have savings and shouldn’t need fuel until after I am paid, so it will just be top up food shop, a few train tickets and anything else I need to get. I haven’t saved anything this month 😬

OP posts:
VeryBusyDoingNothing · 10/03/2024 06:55

Paid on 20th, £900 left which is very very good for me. money set aside for food but need a few bits for the kids so I will be pleased if I end on £800. Been very very tight of late as I'm anticipating I will lose my job in April 😑 3 kids and a mortgage so I need as much of a fund behind me as I can. Hopefully I'm wrong!!

Elephantswillnever · 10/03/2024 07:16

A couple of thousand but I’m saving up to sort the roof. For me the thing that makes a difference is having a second job which pays weekly that generally covers food/ petrol. Big bills are paid monthly and the rest can be allocated. It is knackering though48 hours+ a week, children, housework. I feel run down, if I can make it to summer I will just go back to working one job for a bit 36 hours. The sums don’t make sense if I have to pay childcare over holidays.

Willmafrockfit · 10/03/2024 07:19

there are 2 weeks left and i have spent quite a bit of time moving money around accounts trying to save for something specific
without dipping into these, i think i will be ok, but am fairly frugal

HungryBeagle · 10/03/2024 08:17

I wouldn’t actually like to be paid anything other than monthly. I get paid on the 20th and every bill I have comes out on the 20th. My money goes into savings on the 20th, and my standing orders go into my different budgeting ‘pots’. Fortnightly pay would mess up my entire budgeting system!

WildBear · 10/03/2024 10:25

After all expected, routine, expenses are deducted, I have €1000 left over a month. This would be split between days out/holidays/savings/clothes and expenses that don't happen every month. Family of 4, single earner, SAHM.

Universalsnail · 10/03/2024 10:33

Usually minus several 100. I don't get enough to reset my self each month after UC put me into debt not paying me housing when I moved 3 day before the assessment period ended and I stupidly told them the truth. I'd already paid the rent that month with debt and then they paid me in arrears but they didn't pay me and so I was lumped with overdraft debt I never manage to get out of.

Hoplolly · 10/03/2024 10:34

Normally about £1000ish.

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