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To be irritated by this £100k a year whiner

1000 replies

Viviennemary · 22/02/2024 23:52

On Question Time tonight they were talking about subsidised childcare and the new benefits for younger children. Then a woman came on with a boo hoo sad face and said she wouldn't be getting it. So I think Fiona Bruce said because your income is £100k a year plus Then she said that it wasnt fair as there was only one wage. And their household only had one earner.

Well tough. Folk on just over £12k a year are paying tax and this cheeky woman thinks her child care should be subsidised. It made me mad.

OP posts:
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21
EasternStandard · 23/02/2024 07:20

Dibblydoodahdah · 23/02/2024 07:16

Their tax bill wouldn’t double, in fact at £101k in the UK you move into the effective tax rate of 60% which is higher than the top rate of tax in all European countries.

True and Scotland is higher

Still they do not have those things

MariaVT65 · 23/02/2024 07:20

In a way it’s a bit of an odd policy as our household earns more than that but gets free hours.

On the other hand, one parent works and earns £100k and the other parent chooses not to work, then I don’t think they can moan.

Venturini · 23/02/2024 07:21

Ελλe · 23/02/2024 07:19

I think the thing that rubs people up the wrong way is the failure to acknowledge that even after tax deductions at £100k you are still significantly better off than a very large proportion of the country

Edited

☝️

anythinginapinch · 23/02/2024 07:21

jm9138 · 23/02/2024 00:29

@Viviennemary to put this into perspective, that persons partner earning £100k will be paying £33k a year in income tax to pay for the person on £12k a years benefits, healthcare, education their children have and child care their children have. If she had access to affordable - or god forbid free - childcare the woman with the £100k a year partner may actually be able to work herself and in future pay even more in tax to support the person on £12k.

Some people earn £12k because they are sick or single parents. Some earn £12k because they are low skilled and a bit trapped in often undervalued occupations. Some earn £12k because they couldn’t be bothered at school and have no interest in bettering themselves because they are happy with their lot. But they all rely on the people who did make the effort to better themselves and/or do work hard or stressful jobs that might not always be especially fulfilling to pay the taxes required for the people earning £12k to enjoy the benefits of the welfare state they enjoy.

What's breathe of fresh air

Dibblydoodahdah · 23/02/2024 07:21

Beezknees · 23/02/2024 07:07

Nobody needs a luxury car, you're right. But that place employing people gave people jobs so they could support themselves, and generated revenue.

You were talking about a functioning society, no one needs luxury cars for a functioning society. And many people on low incomes can’t support themselves, that’s the problem for society when there is a dwindling supply of net contributors.

MNdoormat · 23/02/2024 07:22

StatisticallyChallenged · 22/02/2024 23:56

Yes, she's better off than many. But as a single earner she loses free childcare at a much earlier point than double earning families, and that's unfair.

There's also an absolute cliff edge at that point where you can actually be worse off by earning more. The tax system should be good enough to not create these issues.

Where does it say that she's a single parent? It says there's a single income in the household which is completely different.

mumumumumummm · 23/02/2024 07:22

The absurd cliff edge at 100k affects every single person on this thread.

The UK has the lowest productivity of all our peers. That means we get paid less and produce less than our competitor countries. That affects all of us. One reason is the ridiculous tax regime we have where people have no incentive to earn more after 95k, so they stop. They don't take promotion, they work part time, they don't put money into the economy and put it all into pensions. You don't have to feel bad for those people but you should feel bad for the effect on all of us. It is crippling our country.

Earn more, pay more tax. But no economic manual anywhere says to create massive incentives to not progress and to refuse more hours and promotions. Nowhere does it encourage setting incentives so that doctors who have been trained at great cost to the state are incentivised to cut their hours the minute they make consultant. Who would design that??

Low productivity is why our lower earners earn less than in peer countries. And our tax regime encourages low productivity. Slow clap to the government. And they've done it perfectly as we can't campaign as it looks like higher earnings complaining they're paying too much task. Gosh they're good.

xxxSophiex · 23/02/2024 07:23

xxxSophiex · 23/02/2024 07:19

Child benefit is no longer universal either.

Sorry, I missed that you'd said 'previously'

letstrythatagain · 23/02/2024 07:23

Viviennemary · 22/02/2024 23:52

On Question Time tonight they were talking about subsidised childcare and the new benefits for younger children. Then a woman came on with a boo hoo sad face and said she wouldn't be getting it. So I think Fiona Bruce said because your income is £100k a year plus Then she said that it wasnt fair as there was only one wage. And their household only had one earner.

Well tough. Folk on just over £12k a year are paying tax and this cheeky woman thinks her child care should be subsidised. It made me mad.

Perhaps you should get a better job or got your head down in school to get a better education so you could earn more? That way the rest of us wouldn't have to sub your free childcare?

EasternStandard · 23/02/2024 07:24

Aubree17 · 23/02/2024 06:03

The effective tax rate on earnings between 100k & 125k is 65% in Scotland. You keep 35%.
It's little incentive to work harder.
Whoever said higher earners are subsidising far more than their fair share is spot on.

The effective tax rate on earnings between 100k & 125k is 65% in Scotland. You keep 35%
It's little incentive to work harder.

Yep. This is a spiral, go high and you’ll have very few in the tax bracket which keeps pushing up taxes and lowering outcomes for everyone

Merrymouse · 23/02/2024 07:24

Papillon23 · 23/02/2024 07:07

I think people who earn more should absolutely pay more taxes.

What they shouldn't do is also get fewer services from the country.

We don't say "you earn loads so you shouldn't get access to the NHS" or "you earn loads so your children shouldn't get to go to school".

I think if you feel like you both pay a lot of tax and have no ability to access many of the societal benefits that come from taxation it's much more likely to result in resentment (and those people ultimately voting for lower taxes).

Whereas if you can provide a universal service then those paying more taxes are just paying more for their services because it's within their means to do so.

Obviously it doesn't work for things like benefits that are designed to top up income, but for most things - childcare, NHS, schooling, dentistry, optometry, provision of council services, libraries (and i think potentially even doing something with social care) universal access with increasing taxes according to your wage would be my preferred option.

Agree, however I think it’s deliberate. The Tories would rather low taxes and low public services services.

Floopani · 23/02/2024 07:25

Does the argument that you shouldn't have kids if you can't afford to pay for them also apply to those earning 100k or is that a stick just reserved to beat lower income families with?

youmustrememberthis · 23/02/2024 07:26

Ελλe · 23/02/2024 07:19

I think the thing that rubs people up the wrong way is the failure to acknowledge that even after tax deductions at £100k you are still significantly better off than a very large proportion of the country

Edited

Totally agree

MidnightPatrol · 23/02/2024 07:27

Ελλe · 23/02/2024 07:19

I think the thing that rubs people up the wrong way is the failure to acknowledge that even after tax deductions at £100k you are still significantly better off than a very large proportion of the country

Edited

I mean, are they though?

The cost of living is extraordinary in London and the surrounds.

I’d query if these people were better off than even people earning around the child benefit cut off in cheaper parts of the country.

Perhaps you are also failing to acknowledge the reality of the cost of having young kids in more expensive parts of the country.

Betterbuckleupbarbara · 23/02/2024 07:27

Of course she should be entitled to childcare, it’s her tax which is funding these govt schemes.

Beezknees · 23/02/2024 07:28

Dibblydoodahdah · 23/02/2024 07:21

You were talking about a functioning society, no one needs luxury cars for a functioning society. And many people on low incomes can’t support themselves, that’s the problem for society when there is a dwindling supply of net contributors.

Edited

And whose fault is that? Wages haven't risen in line with living costs. Not everyone can be a net contributor, most of society won't be.

Floopani · 23/02/2024 07:28

letstrythatagain · 23/02/2024 07:23

Perhaps you should get a better job or got your head down in school to get a better education so you could earn more? That way the rest of us wouldn't have to sub your free childcare?

If you think we live in a meritocracy, then you're way out of touch with what's actually happening in this country.

YouJustDoYou · 23/02/2024 07:29

Some people in this country have no idea how lucky they are to live somewhere with such free handouts. It's unfortunately created several generations of people who feel they are entitled. Try coming from a country where that financial safety net doesn't exist, this place is an absolute gem compared to that.

Beezknees · 23/02/2024 07:30

letstrythatagain · 23/02/2024 07:23

Perhaps you should get a better job or got your head down in school to get a better education so you could earn more? That way the rest of us wouldn't have to sub your free childcare?

And who will then do the low paid jobs including the childcare providers earning wage?

elizzza · 23/02/2024 07:30

BlowDryRat · 23/02/2024 00:19

The point she was making (badly, TBF), is that if she and her DH each earned £99k, they'd get the free childcare but because one of them earns £100k, they get nothing. This means that a family income of £199999.99 can pay £0 for childcare, while a family with a household income of half that on £100000.00 pays £4k a month for the same childcare. This is inherently unfair but it also pushes the lower earner (usually the mother) to either go part-time or become a SAHP. As the woman on NN, was saying this is both bad for the mother who wants to work more and for the economy, which needs women paying income tax to fund pensions, the NHS, support for Ukraine etc

Do people think when you get the funded hours you’re paying £0 for childcare?? If you work full time you’re most likely still paying over £1,000 a month.

bingboo121 · 23/02/2024 07:31

mumumumumummm · 23/02/2024 07:13

You can't double the tax paid of people evening between £100-125. They already pay 67p in the £ which is MORE per £ than they pay when they earn over £125k.

Wouldnt u be happy to pay more tax per pound (as mentioned free childcare,free unis etc) rather than had your whole salary over for just childcare?

Lou7171 · 23/02/2024 07:32

Beezknees · 23/02/2024 05:55

This I have a problem with as it insinuates that those on 12k do not work hard or have stressful jobs.

Nobody "enjoys" relying on the welfare state. I have for 15 years and I work full time and I earn £24k currently. I'd far rather swap and be earning £100k.

I also have a problem when people say higher earners are "propping up" the rest of us. Well, so are the lower earners, including those childcare workers that the higher earners are paying to look after their children. If they decided to stop going to work, if the refuse collectors and care home workers and supermarket workers decided to stop going to work then the higher earners and the entire country would be in a bit of a mess, wouldn't it. All jobs are important, that's why they are there.

Saying all that, I do think all childcare should be free no matter what you earn. I'd rather pay for this via tax than a lot of the other things.

Yep, agree with everything you've said!

iwafs · 23/02/2024 07:33

I’ve never earned and never will earn £100k. And I don’t have small kids or need childcare. But I think the woman was right. Posters have done the maths on here. The very fact that many of the public are so ignorant is what is allowing the government to crap on the people earning £100k. This is hurting all of us. We need GPs. They don’t want to get their earnings to £100k as they will lose money. So they cut their hours and everyone loses. Even the person on £12k as they can’t get an appointment.

Animatic · 23/02/2024 07:33

leafybrew · 23/02/2024 05:14

@Viviennemary - completely agree with you.

My heart is not bleeding for the person who has to pay for their childcare for a few years while paying their mortgage of £1500 a month also. Big deal.

And no - they shouldn't need or get child benefit either.

And as for them propping up the welfare state - yes, they are. That is the whole point of being taxed.

The threads on here beggar belief - also re VAT on private schools - yes please for that as well. A private school should not have charity status.

Why not, though. Parents are being taxed twice then and that's grossly unfair

ComfyBoobs · 23/02/2024 07:34

The reverse-snobbery on MN is awful. Higher earners regularly get a bashing; not allowed to complain about anything or they are “whiners”; any personal problems and out come the “diamond shoes” comments and “tiny violins”.

I’m a high earner and pay more than £150k in tax. I’ve also employed a nanny, a gardener and cleaner. I shop local.

Obviously I am not asking for thanks but I feel that I (and the people like me) are worthy of respect - or at least the chance to express concerns or talk about our viewpoint without outright derision.

My job is horrible. I work very long hours to the point it affects my health and relationships with my children. I posted on MN about this years ago and there was a chorus of sarcastic responses about how hard my life must be with nannies and cleaners, and “why don’t you just stop then”.

If I stop and become a SAHM, society will lose my tax. Three people will lose a regular income. I don’t understand why so many on MN would think this was a good outcome for anyone else but me. Their desire to get a dig in far outstripped what’s logical.

I also wonder about their aspirations for their own children. Do they want them to be low earners? Are they going to pick at them too if they are financially successful?

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