To be irritated by this £100k a year whiner

[Viviennemary]

On Question Time tonight they were talking about subsidised childcare and the new benefits for younger children. Then a woman came on with a boo hoo sad face and said she wouldn't be getting it. So I think Fiona Bruce said because your income is £100k a year plus Then she said that it wasnt fair as there was only one wage. And their household only had one earner.

Well tough. Folk on just over £12k a year are paying tax and this cheeky woman thinks her child care should be subsidised. It made me mad.

I can’t be bothered explaining again. Read my other reply’s. Only on mumsnet could you be vilified for saying someone on £100k should not be sponging off the government.

Oh I understand alright. I just like to stand on my own two feet and not claim benefits when earning a fuvking massive wage.

Like I said.’ No one is proposing they shouldn’t get these things’
Thats fair.

Everyone pays in
-Some more than others but that’s fine we are a democracy. If you earn more you pay more in real terms.
Everyone benefits

If employers are benefitting from the system then what is the answer. Stop UC maybe….I have no idea and …..It s another issue and not the point of my previous comment

No you don’t. You’ve literally missed the whole point of the thread. Got angry. Said everyone wears ‘Biden’. Your lack of understanding is becoming clearer with every rant - I mean post.

This thread is a great example of why the 100K tax cliff edge won’t change. It doesn’t affect enough people, the people who it does affect are middle income types (not the super wealthy) and no matter how many times posters have patiently tried to explain how much tax is paid at that level and why it is disproportionately unfair, the majority of the public do not have the mental capacity to understand the point being made. Also they don’t care as it doesn’t affect them.

It’s more of a vote winner to look at inheritance tax, as most people don’t realise it doesn’t affect them and they don’t want HMRC getting their hands on any more of their already taxed money.

Thanks for the help chums,
Yours Sincerely
Jeremy Hunt

It’s actually quite funny 😂

In fairness, there's a majority vote that OP is BU here! A narrow one, admittedly, but I'm not sure we can say the majority of the public don't understand the issue.

That said, I agree with you the 100k cliff edge isn't going anywhere in the near future. If Hunt does address any of them in the budget, imho it'll be the child benefit withdrawal threshold.

No one on £100k is scrounging off the state. They are funding the state.

You say you had a good life on £75k. Yes, many people do…but not if they have to pay £2000-2500 on childcare and £1500 on rent. Why is that so difficult for you to understand?!

No one on £100k is scrounging off the state. They are funding the state.

They wouldn’t be funding the state if they were getting free childcare.

Depends how much the childcare cost and how much they’re being taxed 🤷🏼‍♀️

Indeed, it is a symptom of a bigger issue surrounding frozen thresholds. It impacts enough that it is now causing issues in the NHS. Dentists and Drs are reducing hours to avoid the 100k issue. We can’t afford to be losing that level of experience in hours in the health service.

Likewise the 40% initially was only ‘for the rich’ - it now impacts most careers. Something needs to change to encourage people to work. At the moment people are reducing their net to avoid these cliffs.

Well given that they would pay £33k per year tax and NI I think that should more than cover tax free childcare (max is £2000 per year) and 15 free hours!

Employers paying minimum wage being subsidised by the tax payer? LOL.

Your average nursery has a turnover of approximately £300-£400k. I imagine this is similar to a corner shop, though the turnover of a corner shop might be slightly higher. However, where staff costs for your average corner shop are likely to be in the region of £30k, staff costs for a nursery are more like £200-300k.

Of course, it would be possible to pay nursery staff substantially higher than minimum wage, raising those costs accordingly. But do you really want to pay 25% more for your nursery fees?

The scandi system although changing has always been much more egalitarian so you are comparing apples and pears. More people work and hence pay tax due to the balance of income distribution being fairer. Manifestations of that egalitarianism are things like there is no real tipping culture as no need for it ( I have scandi relatives and so not just going on academic papers on the subject). Japan is another country that has a system that operates more fairly. However, globally the very wealthy are getting richer and richer so these countries aren't necessarily what we should be fixating on. Here's a thought, why not develop new Economic models that take into account wealth inequality (they currently don't) and develop systems that are novel and work for the age we live in. Denigrating people you consider the 'whiney poor' is unhelpful and just becomes a self-fulfilling prophecy.

In addition, 'populist politics' is exactly what you are expressing and will kill democracy in this country like it is in the U.S, another example of extreme wealth inequality.

Some if us high earners can see the bigger picture here, if people don't start to understand the impact of extreme wealth inequality then, yes, we will see the death of the economy!

Because they haven’t had to do it. A lot of posters on here don’t understand numbers, only phrases such as ‘the wealthy’.

Like I said, if you’re on £50k-£150k, or thereabouts, you’re in the most misrepresented and misunderstood group in the country.

The incredibly wealthy, billionaires and multi millionaires, won’t understand because why would they, childcare is pennies to them.

Pensioners and anyone over 70 won’t understand, because the economy was so different when they were younger and had children at home.

Those on benefits won’t understand because they get everything for free and are never confronted with the actual cost of childcare or the other subsidies they get. They just assume you’re rich and should hand more over to them.

Alongside all this you’ll be paying a fuck ton in taxes to support most of the people mentioned above, who also despise you for being ‘rich’ or for wanting a bit of fairness around the triple lock and benefits they get from the state.

they’ll also ridicule you for wanting a nice lifestyle in return for years of study and hard work because ‘well I never got that on a plate’ houses were much cheaper or because it makes you ‘entitled, be thankful you own a house, I’m in social housing’ and therefore don’t even have to do my own repairs

And to prove my point somebody will respond to this with ‘oh my heart bleeds’ blah blah blah

I think you mean £2k a month. Which would reduce their annual tax bill to £9k - assuming your £33k figure is correct. That’s less than 10% of their income.

Seriously? Seriously ? Have you read how much tax they pay? They are funding quite a few families free childcare AND THEN SOME. Omg 😂

The maths doesn’t support that. Sorry.

100% this!!

I also think wealth inequality is a problem. I also didn’t call anyone whiny poor. If you mean whiny entitled read the paragraph in context. That’s higher earners. Managing to take my whole post out of context on one phrase - well done - that’s a skill.

Well said@Naptrappedmummy

No, for tax free childcare you can get a maximum of £500 per quarter, up to £2000 per year!

https://www.gov.uk/tax-free-childcare

This.

What don’t you understand that I did pay for childcare, now that wasn’t so difficult was it.

Where is your math? Do share and enlighten us. Apologies if I've missed your post on this. No one so far could show this math so I'd like to see it. If you can show it and it adds up I'll happily change my tune! Until then i think anyone that has this view is bad at math and delusional sorry. And saying the lower earners are subsidising the high earners to be able to work isn't math - sorry. It's a job like any other u choose to do. Don't do it and find a higher paid job if you don't like or want to do it. Someone will want to and that's fine !